ScoobyKev

How many of you out there are skint from purchasing/owning a scoob...? I for starters have just drawn out the cash to buy a P1 and my bank a/c doesn't look to happy

Oh well looks like I'm gonna have to work harder then doesn't it

Regards

Kev

Andy McCord

kev, me 2 £270 a month for five years ...... but well worth it

beater

Me too, but only by a couple of grand. Managed to afford to pay for most of it straight out. If only there weren't so many damn 'extras' that I want, I'd be out of debt by now!

Danny B

I'm not one of these people who would save for years to be able to purchase a car outright without a loan, why would you when interest rates are so low?
Borrowing £13,000 over 4 years allows you to buy the car you want 4 years early and it only costs you about £2k for the priviledge, money well spent in my opinion.
So yes, technically I am in debt for the next 3.5 years

:Mike:

Yep, me 2. Added 4.5k to my existing loan for the pleasure of Scooby ownership.

7 Foot

£14,000 over 5 years
£4,000 in modifications in 12 months.


Who cares!!!!!

TurboKitty

Yes, due to a change in circumstances I can't really afford my Scoob at the moment, but I can't bring myself to sell it.

Ultimately I may have no choice, but I'll drag it out for as long as I can.

Leslie

Who isn't, but do we care?

Les

RLE

iTrader: (2)

If I wouldn't have bought mods the car would have been bought and paid for long ago. Had it 18 months and spent £4k. In at TSL next week and its going to be another £2k. Hope.. no... better be worth it.
Thank god for understanding girlfriends who love cars just as much as you do!!

Scooby-Rob

£200 every month for the next 5 years...

and a small fortune to Shell each week!

ScoobyKev

£18,000 straight out of the bank "OUCH", then the mods start

dan4

No. Saved for 6 months and bought it brand new for cash!! Don't know how you lot can pay £250 or more on a loan, petrol, insurance and mods!!!! That's got to amount to a decent sized mortgage!

Oakers

ScoobyKev,

If you've got 18k ready to go come and speak to me about my car.

Oakers

Eldar

£275 a month for contract hire. I was going to buy cash, but the contract hire is a better bet.
I put the cash into shares instead. I don't like debt, so I'd rather save and then buy, it pays in the long run....

Colin.

FASTER MIKE!!

just made my last payment on my scoob 3 years of £230 a month @£7k, it just the £1500 on the credit card for coilovers and 4 pots oh well 4 months and it will be clear then to start all over again when i change it

mike

Steve777

iTrader: (8)

Surely the thread should be "Who isn't in debt"

Steve

Omen

I know the feeling! Still paying the loan on my previous car and had the scoob over a year! Just could not wait. So 1 year on, 2K left on the scoob and 5K on the credit cards!!! ECU remap, gauges and link mods to follow!!

Thank god for deals like this or I really would be in the ****!

http://www.scoobynet.co.uk/bbs/threa...hreadID=207073

ScoobyKev

Steve we spoke....I'm on about 17K for car and 1K for insurance. You said you wouldn't go down that low

Regards

Kev..

Hopefully new P1 tomorrow

dhorwich

yep me too..!!!

£170 per month plus for 3 years, insurance £80 per month..

Dan

-=Buzz=-

And me - 7k over 7 years (to give minimum repayments of £114 a month) @7.00%, and Ive paid off a grand already after only a month

No fee for early repayment, see? Otherwise Id still be in an MY96 and not my MY01

P1Fanatic

£13k over 4 years (3 years left), plus insurance at £80 month, servicing, tyres, petrol, mods, more mods, ICE, even more mods etc etc.

Simon.

jazwils

Everyones in debt but who cares life is for living so b*ll*cks to it might aswell spend while we can,who knows what will happen 2morrow!(i won,t say "might get knocked over by a bus" because
A; don,t walk anywhere
B;If i have to walk i look both ways !
C;Public transport as it is i,d probably get knocked over by 3 at the same time!!

subimp_tombsie

Same here
Ime 19 and payin a stupid £266 a month insurance,£230 a month loan repayments and about £75 a week on petrol,ouch
but its well worth it.I wouldnt be without me Scooby

jazwils

F*ck me 19 year old with a scooby,you must be getting some help one way or another! what the annual for insurance?can,t be arsed working it out ,sorry!
I was driving 205 gti,s then and thought i was lucky!!

chopper

I always paid in cash for every car for the last 11 yrs - there are better ways of financing than loans ie remortgage on a decent LTV house you've been in for while with flexi mortgages (1.5% if you are lucky). Think before you look at the monthly repayments with seemingly good loan deals... after all cars are always a huge 'depreciater' as they are a passion 'investment' so don't try and be clever with financing , just expense against the real finance deals you have ie equity in house etc.

Just my personal experience which has worked a treat (including a P1 - welcome to the club!

naturbo2000

g/f won't let me remortgage the house.

Instead got 15k over 5 years

An a mahoosive grin

ap_coupe

subimp_tombsie who you insured with?i am 20 and cant get insurance anywhere so it seems like i wont be getting a scooby!!Darn

naughtybutnice

yep, i am, but its down to the fuel( £350pm max, £200 min). Shell are dirty *******s, optimax has been a massive success for them and what do they do...put 4p a litre on it within a week
Nowi should sell her, but like the rest of us i cant!!
btw, just had my insurance quote and its £170 cheaper than last year...yeh, cheaper (my94 wrx wagon) down to£570 fully protected nc, fully comp for me and the missus
martin