waggy doo

iTrader: (1)

My pride and joy MY96WRX is a victim of the F****** wind at the week end.
Having had a nice drive up the M25 towards dartford tunnel following a very nice blue 5 door.I left the motorway on the A13 and a huge advertising hoarding came from nowere it luckily hit the front of my car and not the windscreen.The damage is bumper headlights,grill,bonnet,Wing,front slam panel and radiator.
I am fully comp,but does anyone know if this is likely to take longer than a normal repair due to it being an import.I will put a picture up shortly.

Stuart J

Find out who owned the hoarding if you have not already done so as they "I Believe" may be responsible, check with your Insurance company to be certain, they should be able to advise you, this may help salvage your no claims

yoza

Yeah find out who owns the hoarding,ie More O,ferral,Maiden etc.

If I remember correctly that bloke from ALLO,ALLO was hit by an advertising hoarding,nearly killed him,but he sued them for a fortune.

Hope you get sorted soon.

Later Yoza

beemerboy

Was it a BMW advert on the board????
haha ... not helping am i??

sorry to hear about this, hope you get it sorted!!

BB

waggy doo

iTrader: (1)

Thanks all,I have spoken to my ins company,CIS.They contacted the nearest CIS approved repairer,They have already called to arange collection and a courtesy car.good job i was fully comp with protected no claims,Phew!
So i guess i have a few weeks of running around in a Fiat twingo or Renault tinyio.
Anyone had any body work done at Hillarys coachworks?

waggy doo

iTrader: (1)

Oh yes Coachworks is in tunbridge wells kent

prodriva

Sorry to hear about your recent bad luck. Check with your insurance that your clame has been designated as a "no-fault, no-blame claim". If this is the case then your clause attached to your protected no claims wont be affected. If it is classed as just a no-fault claim then it may have affected your clause. The clause usually reads, no more than 3 claims in 3 years for example. I found this out recently when my renewal came through and I queried the size of increase. My policy is protected no claims also.

waggy doo

iTrader: (1)

Thank you Prodriva,i will look into it.

Dave T-S

You taking action against who owns the hoarding is unnecessary if you are insured fully comp. If you give a full account of the incident to your insurer, if your insurer feels they have a claim against the person/object that *allegedly* (they have to prove liability) caused the damage they will automatically subrogate against them to attempt to recover the cost. It isn't your problem.

The insurance industry has been doing this for hundreds of years



[Edited by Dave T-S - 10/28/2002 1:56:45 PM]

waggy doo

iTrader: (1)

David
My insurance company are claiming against the company responsible for the advertising board,as normal practise.however i am also claiming against them for the depretiation in my cars re-sale value,As it will never look like it did.to my knowledge it had never had any paint work in its life.
The company concerned have said they accept liability.