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Insurance for modified cars

Old Sep 11, 2001 | 12:06 AM
  #1  
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Be interested in seeing who has cars insured with mods, and where they are being insured.

Im especially intersted to see who the heavily modified cars are insured with, Rannoch (fishy ), Nito, Sam E, Craig softman etc...

So, who are you insured with, and what mods have been done?

me
UK MY99 with ss backbox and mid, ITG filter. With NFU, but renewal imminent. As are a few other goodies hopefully

robski
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Old Sep 11, 2001 | 01:53 PM
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Not heavily modded, but...

MY00+PPP+prodrive driving enhancement pack (gold 17" wheels for the insurers), prodrive WRC wing, Scoobysport ITG filter, DP, CS & BB.

privilege, £1070, KT postcode. renewed in June.
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Old Sep 11, 2001 | 02:13 PM
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Again not heavily modified, but:

MY98 wagon
STi back box
ITG filter
Braided brake hoses
MY00 alloys

£788 Greenlight, 5 years NCB, garaged, cat 1, tracking device, SO postcode, renewed this week

Greenlight really know their mods, I had a long chat with them about further mods and they know their stuff.

Simon.
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Old Sep 11, 2001 | 02:30 PM
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Just moved to Greenlight
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Old Sep 11, 2001 | 02:44 PM
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Talking

MY00

SS exhaust incl de-cat
P1 Wheels
Apexi Boost Controller
Apexi Fuel Controller
FCD
Panel Filter

280+ ish bhp

Premium £900

Bet you cant guess where its insured!!

InsBro
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Old Sep 11, 2001 | 07:20 PM
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Try NFU - really know their scoobs/mods.
Group 19b £434 fc, pnc £350XS.
Stan
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Old Sep 11, 2001 | 10:15 PM
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Oiiiii!!!! Insbro...

£900 for that pile of C***....who got you that premium...and can you sort me a good quote...mines £1600!!!!!!! Must be doing something wrong here
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Old Sep 12, 2001 | 09:32 AM
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StanS

You must be erm...very old then.. They were nearer £3k for my car and have been by far the most expensive insurer on the mkt for the last 2 yrs for people with modded cars under 30!!

I'm 29, never had an accident and have full no claims - some old bans on the license still from 4 yrs ago for speeding!

My car has a few tweaks:

Hybrid Turbo
ecu
fmic
exhaust
filter
headers
wheels
AP 4 pots (added 10%!)
and a few other bits and pieces

What a nightmare to get insurance!!!

Greenlight and the regular crew - total pants

and companies like Adrian Flux - dont even pick up the phone - if you can get thru to these muppets.....

Privelege - if you fancy investing in Tracker (useless as I've had one before - as you can get devices that locate these! - I could here the thing on the last car I had - a Cossie) and paying well over the odds

Only one was A Plan - with Axa - unfortunately they are not taking on new business for those with Turbo mods.....

Barclays could beat the quote - i.e price match less say a tenner - but since I'd be stuffed next yr and the Braclays person was an ars*hole who did'nt believe the quote I got from A plan with loads of mods - I decided to stick with them with more mods than last year but a reduced quote -partly cos I dont account for the mods - as we all know they dont add any value AT ALL to the car!

Robski - you could try A plan I guess
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Old Sep 12, 2001 | 09:52 AM
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Robski,
I'm not one of the big boys, but i do have a slightly modded motor, plus it's a jap import, so insurance can be 'interesting'

Car is MY94 WRX Wagon

Mods:

Apex N1 backbox

HKS induction kit

CUSCO/STi front strut brace

CUSCO power brake support bracket

Bridgestone Potenza Damper for Street Ltd Edition suspension

Willwood drilled and vented front discs, EBC greenstuff front pads, braided hoses

bonnet vent replacement scoops.

umm, think that's it!

Insured via some right old dodgy broker (better know as Tom @ Schofields) £1400 ish (I think!)

My states (oo-er!)
27 male, 4yrs ncb, clean license, non smoker, TN2 postcode.
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Old Sep 12, 2001 | 10:22 AM
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Robski,

having trouble writing about insurance in the ligth of what is going on in the world, but,

heavily modded yes, btu power is not above 280bhp. I simply reduce teh boost level with each power increasing mod to get a max of 280bhp. With privilege, mods dont increase premium unless they up power (not torque ) or increase value of car. If they do increase value, I just make sure privilege know that I dont consider the parts a price increase.
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Old Sep 12, 2001 | 11:22 AM
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Moddied UK94,

APEXI Boost controller
APEXI Fuel Controller
Stainless Exhaust
Filter

Insured via AXA around £900 mark last year.

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Old Sep 12, 2001 | 07:20 PM
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Steve McC - not VERY old - but I had 6 years no claims discount when your parents celebrated your birth ! (and luckily no claims since your birth!). I also live in Suffolk.
I do remember some problems trying to insure a Lotus 7 when I was a student !!
Stan
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Old Sep 12, 2001 | 08:16 PM
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by Pirum:
<B>Oiiiii!!!! Insbro...

£900 for that pile of C***....who got you that premium...and can you sort me a good quote...mines £1600!!!!!!! Must be doing something wrong here[/quote]

Rum

I get a discount for never off-roading

InsBro
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Old Sep 13, 2001 | 09:09 AM
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What - you mean I have to pay for Insurance as well as all the mods?

Didn't have to pay a penny extra for the Link - you know these Japanese cars need it for the UK fuel - m'lud.

Plus a power run at PowerStation that came in at a salutory 272.5 (the 0.5 is important at PS) BHP!

Cheers,

Rannoch
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Old Sep 13, 2001 | 01:24 PM
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Did'nt have to quote bhp to A-plan

They automatically just load the policy for the mods you state.

When I quoted the previous 277hp (Powerstation of course!) to a few brokers they just said 'your having a laugh'....

I think Priveleges quote was £1650 ish - and they required me to put Tracker on.. That compares to circa £1230 with A plan.

Next year when I have no bans I'm expecting it to be below £1k -esp. as the value is falling - otherwise the girlfriend can insure it - at least she does'nt have to be the registered keeper!

Sorry Stan - just thought that was a ridiculously low quote. Then again mines an imported sti5 - think I stated the value to be circa £18k

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