Insurance for modified cars
#1
Be interested in seeing who has cars insured with mods, and where they are being insured.
Im especially intersted to see who the heavily modified cars are insured with, Rannoch (fishy ), Nito, Sam E, Craig softman etc...
So, who are you insured with, and what mods have been done?
me
UK MY99 with ss backbox and mid, ITG filter. With NFU, but renewal imminent. As are a few other goodies hopefully
robski
Im especially intersted to see who the heavily modified cars are insured with, Rannoch (fishy ), Nito, Sam E, Craig softman etc...
So, who are you insured with, and what mods have been done?
me
UK MY99 with ss backbox and mid, ITG filter. With NFU, but renewal imminent. As are a few other goodies hopefully
robski
#2
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Not heavily modded, but...
MY00+PPP+prodrive driving enhancement pack (gold 17" wheels for the insurers), prodrive WRC wing, Scoobysport ITG filter, DP, CS & BB.
privilege, £1070, KT postcode. renewed in June.
MY00+PPP+prodrive driving enhancement pack (gold 17" wheels for the insurers), prodrive WRC wing, Scoobysport ITG filter, DP, CS & BB.
privilege, £1070, KT postcode. renewed in June.
#3
Again not heavily modified, but:
MY98 wagon
STi back box
ITG filter
Braided brake hoses
MY00 alloys
£788 Greenlight, 5 years NCB, garaged, cat 1, tracking device, SO postcode, renewed this week
Greenlight really know their mods, I had a long chat with them about further mods and they know their stuff.
Simon.
MY98 wagon
STi back box
ITG filter
Braided brake hoses
MY00 alloys
£788 Greenlight, 5 years NCB, garaged, cat 1, tracking device, SO postcode, renewed this week
Greenlight really know their mods, I had a long chat with them about further mods and they know their stuff.
Simon.
#5
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MY00
SS exhaust incl de-cat
P1 Wheels
Apexi Boost Controller
Apexi Fuel Controller
FCD
Panel Filter
280+ ish bhp
Premium £900
Bet you cant guess where its insured!!
InsBro
SS exhaust incl de-cat
P1 Wheels
Apexi Boost Controller
Apexi Fuel Controller
FCD
Panel Filter
280+ ish bhp
Premium £900
Bet you cant guess where its insured!!
InsBro
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#8
StanS
You must be erm...very old then.. They were nearer £3k for my car and have been by far the most expensive insurer on the mkt for the last 2 yrs for people with modded cars under 30!!
I'm 29, never had an accident and have full no claims - some old bans on the license still from 4 yrs ago for speeding!
My car has a few tweaks:
Hybrid Turbo
ecu
fmic
exhaust
filter
headers
wheels
AP 4 pots (added 10%!)
and a few other bits and pieces
What a nightmare to get insurance!!!
Greenlight and the regular crew - total pants
and companies like Adrian Flux - dont even pick up the phone - if you can get thru to these muppets.....
Privelege - if you fancy investing in Tracker (useless as I've had one before - as you can get devices that locate these! - I could here the thing on the last car I had - a Cossie) and paying well over the odds
Only one was A Plan - with Axa - unfortunately they are not taking on new business for those with Turbo mods.....
Barclays could beat the quote - i.e price match less say a tenner - but since I'd be stuffed next yr and the Braclays person was an ars*hole who did'nt believe the quote I got from A plan with loads of mods - I decided to stick with them with more mods than last year but a reduced quote -partly cos I dont account for the mods - as we all know they dont add any value AT ALL to the car!
Robski - you could try A plan I guess
You must be erm...very old then.. They were nearer £3k for my car and have been by far the most expensive insurer on the mkt for the last 2 yrs for people with modded cars under 30!!
I'm 29, never had an accident and have full no claims - some old bans on the license still from 4 yrs ago for speeding!
My car has a few tweaks:
Hybrid Turbo
ecu
fmic
exhaust
filter
headers
wheels
AP 4 pots (added 10%!)
and a few other bits and pieces
What a nightmare to get insurance!!!
Greenlight and the regular crew - total pants
and companies like Adrian Flux - dont even pick up the phone - if you can get thru to these muppets.....
Privelege - if you fancy investing in Tracker (useless as I've had one before - as you can get devices that locate these! - I could here the thing on the last car I had - a Cossie) and paying well over the odds
Only one was A Plan - with Axa - unfortunately they are not taking on new business for those with Turbo mods.....
Barclays could beat the quote - i.e price match less say a tenner - but since I'd be stuffed next yr and the Braclays person was an ars*hole who did'nt believe the quote I got from A plan with loads of mods - I decided to stick with them with more mods than last year but a reduced quote -partly cos I dont account for the mods - as we all know they dont add any value AT ALL to the car!
Robski - you could try A plan I guess
#9
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Robski,
I'm not one of the big boys, but i do have a slightly modded motor, plus it's a jap import, so insurance can be 'interesting'
Car is MY94 WRX Wagon
Mods:
Apex N1 backbox
HKS induction kit
CUSCO/STi front strut brace
CUSCO power brake support bracket
Bridgestone Potenza Damper for Street Ltd Edition suspension
Willwood drilled and vented front discs, EBC greenstuff front pads, braided hoses
bonnet vent replacement scoops.
umm, think that's it!
Insured via some right old dodgy broker (better know as Tom @ Schofields) £1400 ish (I think!)
My states (oo-er!)
27 male, 4yrs ncb, clean license, non smoker, TN2 postcode.
I'm not one of the big boys, but i do have a slightly modded motor, plus it's a jap import, so insurance can be 'interesting'
Car is MY94 WRX Wagon
Mods:
Apex N1 backbox
HKS induction kit
CUSCO/STi front strut brace
CUSCO power brake support bracket
Bridgestone Potenza Damper for Street Ltd Edition suspension
Willwood drilled and vented front discs, EBC greenstuff front pads, braided hoses
bonnet vent replacement scoops.
umm, think that's it!
Insured via some right old dodgy broker (better know as Tom @ Schofields) £1400 ish (I think!)
My states (oo-er!)
27 male, 4yrs ncb, clean license, non smoker, TN2 postcode.
#10
Robski,
having trouble writing about insurance in the ligth of what is going on in the world, but,
heavily modded yes, btu power is not above 280bhp. I simply reduce teh boost level with each power increasing mod to get a max of 280bhp. With privilege, mods dont increase premium unless they up power (not torque ) or increase value of car. If they do increase value, I just make sure privilege know that I dont consider the parts a price increase.
having trouble writing about insurance in the ligth of what is going on in the world, but,
heavily modded yes, btu power is not above 280bhp. I simply reduce teh boost level with each power increasing mod to get a max of 280bhp. With privilege, mods dont increase premium unless they up power (not torque ) or increase value of car. If they do increase value, I just make sure privilege know that I dont consider the parts a price increase.
#12
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Steve McC - not VERY old - but I had 6 years no claims discount when your parents celebrated your birth ! (and luckily no claims since your birth!). I also live in Suffolk.
I do remember some problems trying to insure a Lotus 7 when I was a student !!
Stan
I do remember some problems trying to insure a Lotus 7 when I was a student !!
Stan
#13
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by Pirum:
<B>Oiiiii!!!! Insbro...
£900 for that pile of C***....who got you that premium...and can you sort me a good quote...mines £1600!!!!!!! Must be doing something wrong here[/quote]
Rum
I get a discount for never off-roading
InsBro
<B>Oiiiii!!!! Insbro...
£900 for that pile of C***....who got you that premium...and can you sort me a good quote...mines £1600!!!!!!! Must be doing something wrong here[/quote]
Rum
I get a discount for never off-roading
InsBro
#14
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What - you mean I have to pay for Insurance as well as all the mods?
Didn't have to pay a penny extra for the Link - you know these Japanese cars need it for the UK fuel - m'lud.
Plus a power run at PowerStation that came in at a salutory 272.5 (the 0.5 is important at PS) BHP!
Cheers,
Rannoch
Didn't have to pay a penny extra for the Link - you know these Japanese cars need it for the UK fuel - m'lud.
Plus a power run at PowerStation that came in at a salutory 272.5 (the 0.5 is important at PS) BHP!
Cheers,
Rannoch
#15
Did'nt have to quote bhp to A-plan
They automatically just load the policy for the mods you state.
When I quoted the previous 277hp (Powerstation of course!) to a few brokers they just said 'your having a laugh'....
I think Priveleges quote was £1650 ish - and they required me to put Tracker on.. That compares to circa £1230 with A plan.
Next year when I have no bans I'm expecting it to be below £1k -esp. as the value is falling - otherwise the girlfriend can insure it - at least she does'nt have to be the registered keeper!
Sorry Stan - just thought that was a ridiculously low quote. Then again mines an imported sti5 - think I stated the value to be circa £18k
They automatically just load the policy for the mods you state.
When I quoted the previous 277hp (Powerstation of course!) to a few brokers they just said 'your having a laugh'....
I think Priveleges quote was £1650 ish - and they required me to put Tracker on.. That compares to circa £1230 with A plan.
Next year when I have no bans I'm expecting it to be below £1k -esp. as the value is falling - otherwise the girlfriend can insure it - at least she does'nt have to be the registered keeper!
Sorry Stan - just thought that was a ridiculously low quote. Then again mines an imported sti5 - think I stated the value to be circa £18k
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