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Old 15 May 2002, 10:26 PM
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P1Fanatic
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Anyone know any credit cards offering 0% or low interest for 6 months +. Ive got an Egg card, just applied for RBOS and Halifax Platinums - just wondering if any more good deals to be had?

Simon.
Old 15 May 2002, 10:59 PM
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SiCotty
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Marbles, they are currently doing 0% for six months the same as egg

Si
Old 15 May 2002, 11:01 PM
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ozzy
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Si are you sure?

Just been onto the Marbles site and it's 1.9% for the 6mths.

Stefan
Old 15 May 2002, 11:08 PM
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Tiggs
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i forget which one it is but one card is doing 0% but NOT 0% for balance transfers! sneaky!

Tiggs

ps- MBNA gotta love them, they just keep bringing out new cards and give them to existing holders of other MBNA cards so you can move your balance from one to other to gain lower rate!
Old 15 May 2002, 11:14 PM
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SiCotty
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Opps was close though, I get a lot of these through the post and remembered it being low compared to all the others I got. One company even offered me a £1000 credit limit and an interest rate of 28%APR

I think with marbles you can choose the style of card. Have always wondered why egg don't do something like this. I quite like the idea of having a Golden Egg card or a Dinosaur Egg card.

Si
Old 15 May 2002, 11:50 PM
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Yeah you gotta laugh at these companies who send u a letter saying your approved for their wonderful credit card and they will give you £500 or £1k limit with 28%+ APR. I mean how are they still in business? Or do they take anybody no matter how bad your credit rating? Capital One was one of the ones I got the other day with no introductory int rate and a standard rate of around 25% LOL.
Old 15 May 2002, 11:53 PM
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ps- MBNA gotta love them, they just keep bringing out new cards and give them to existing holders of other MBNA cards so you can move your balance from one to other to gain lower rate!
Really Tiggs? Been with MBNA for eons and not had any of this.
Old 15 May 2002, 11:57 PM
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carl
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Not had this either, but both Lloyds and MBNA keep offering 'special transfer rates only until end of June'.

I applied for an RBS Advanta card to transfer all my balance off Egg and they set a credit limit lower than my Egg balance Wish they'd told me that at the outset (like Egg do when you apply). [img]images/smilies/mad.gif[/img] Cancelled it the day it turned up.
Old 16 May 2002, 08:36 AM
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paulr
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My Tesco 1.5% for six months is about up,just transfered to Halifax 0% for another few months
Old 16 May 2002, 08:50 AM
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CaptainBeakie
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BarclayCard were doing an over of any balance transfers would be at 4.9% until it is paid off!!

I just like to bounce between MBNA and Barclays!!!

Beakie
Old 16 May 2002, 09:51 PM
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FASTER MIKE!!
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buy the daily express on a wednesday and in the financial section they list the best credit cards i think there about 4 card a t the moment with 0%
regards mike
Old 16 May 2002, 11:54 PM
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Tiggs
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chris- i have 3 MBNA cards at the moment, they are like No 11 buses! if i used all 3 together i could buy a small house

they are also superb at rates- just call them up and say you are gonna go elsewhere unless they look at you rate- they are good at just dropping it there and then.... try it!

Tiggs
Old 16 May 2002, 11:56 PM
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DemonDave
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try www.capitalone.co.uk
Old 17 May 2002, 12:01 AM
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STi wanna Subaru
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try www.moneysupermarket.com and then go to the credit card section. Always good for comparing rates
Old 17 May 2002, 12:12 AM
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Adam_K
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****e, i'm with capital one and i never bother reading the paperwork, i just pay them their money. however much i pay them my balance always still seems to be the same.

i think i'm getting ripped off.
Old 17 May 2002, 12:38 AM
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3 Tiggs!

I might give that a go, cept I'm about to clear the balance off that one.
Old 17 May 2002, 09:31 AM
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Tiggs
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if your clearing it cause you dont need credit anymore then get a card with 0% and hold cash in savings accounts depends how much credit they give you as to whether its worth while)

if you are clearing to get a cheaper rate elsehwhere cal MBNA and tell them that- you may be surprised what they offer.

Tiggs

ps- watch capital one- 0% but NOT on transfers.
Old 17 May 2002, 01:17 PM
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ADP
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I got a capitol one app form today, transfer 2500 and get a free sony md walkman worth 150 quid. Then just bounce it off somewhere.

Morgan and Stanley are also worth looking at
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