1st time buyer "deals"

Reply Subscribe

Thread Tools

Search this Thread

Nov 26, 2012 | 08:16 PM

97TURBO

Thread Starter

Scooby Regular

Joined: Jul 2007

Posts: 700

Likes: 0

From: The far North

1st time buyer "deals"

Having sold our house and been renting for the last 14 months, would we be treated as a first time buyer again?

Nov 27, 2012 | 12:43 AM

overboostUK

Scooby Regular

Joined: Feb 2007

Posts: 165

Likes: 0

From: Plymouth

I think you would, as you don't own any property.

Are you buying it with a partner? Have they been on a previous mortgage?

Nov 27, 2012 | 06:40 AM

RobsyUK

Scooby Regular

iTrader: (2)

Joined: May 2009

Posts: 6,426

Likes: 190

From: Milk on Beans

You may not fall into a government grant scheme as one question might be: have you ever purchased a house.
I am guessing though.

Nov 27, 2012 | 09:23 AM

Orangio

Scooby Regular

Joined: Sep 2012

Posts: 298

Likes: 0

From: UK

Yes you'd be classed as a first time buyer again

Nov 27, 2012 | 09:10 PM

97TURBO

Thread Starter

Scooby Regular

Joined: Jul 2007

Posts: 700

Likes: 0

From: The far North

My wife and i were both on our previous mortgage and will both be on any new mortgage. Planning to buy early next year.
When i go on the mortgage comparison websites they tend to categories you as either: Re-mortgage, Home Mover or First time Buyer.