pslewis

I've noticed the costs have risen substantially .... even an old fella like me, on a new car, is being asked to pay £250 - up from around £200 - that's 25% UP!

Figures due to be published this week show premiums for 17 to 22-year-olds have risen by 47% in a year.

Young male drivers are paying the most, with the average of the three cheapest quotes they get being £2,457.

Now, of course, we all know that kiddies in their 20's can't drive properly - but, good grief, that's a hell of a high price to pay for being the worst drivers on the road

zip106

For a young fella, mine came down by £300 on a group 50 car.

Being old isn't all it's cracked up to be, eh Pete

cookstar

iTrader: (6)

My bike insurer wanted DOUBLE last years premium! This because of a non fault accident.

tony de wonderful

It still baffles me the way insurance companies can get away with what is in effect ageism and sexism.

mouse555

iTrader: (1)

I was staggered by how much my insurance was this year but on a positive note, I have just moved house, told my insurance company and I am due a £92 refund!

Now there's a turn up

pslewis

They deal in risk assessment ..... the chance of a 20 something male knowing how to drive properly is extremely slim ......

Old people are far better drivers, think of the experience I have - for example.

Women are less likely to want to 'prove they are a man' than a 25 year old male, say.

ScoobyDoo555

Mine gets cheaper and cheaper every year.

Just to join this club of "more expensive insurance", I've had to keep upgrading my car.....

Just don't understand it

tony de wonderful

Sure but we are all individuals....aren't we told that stereotyping and generalising is wrong?

Can insurers risk assess based on race and religion?

I can't choose my sex (well within reason) so why should I be DISCRIMINATED against?

You have employers doing sex/race/age blind recruiting nowadays.

chocolate_o_brian

iTrader: (22)

Ah, but where as young male drivers may be more suseptable to a "watch this" moment, young women are just as dangerous when they have a "check makeup/hair" moment. I've also found may young women drivers to be either overly hesitant (which in itself is dangerous) or totally unaware of their surroundings.

So if you had a young male driver with less testosterone that wasn't in touch with his feminine side or had long ghey hair you'd have a perfect driver

pslewis

Long Grey Hair ... Perfect Driver ... well, thank you very much

Moley

iTrader: (9)

9 times out of 10 when i see someone driving whilst on the phone it's a woman

Disco Boy 2

I had a shocking increase this year (I'm mid 40s with a PPP'd bugeye wagon), which got considerably worse when I received an SP30 just after my renewal.

Jamz3k

Where did you read this Pete, any links?

When I renewed mine a few months ago it went up £15 ffs. Any other company I checked with was looking at least 200/300quid more than what I was originally paying. Hopefully next year will drop by a few quid though as I hit the big 25 in December. £850 for driving an old 1.6 120bhp Fiat is piss.

what would scooby do

You need to keep your underwear on Pete..

c_maguire

About a month back I called my insurers to get a quote for changing my bike from a ZX12R to a GSXR750 which is 2 or so groups lower. They wanted £50 extra on a £200 policy that has 7 months to run. When I queried why I would pay more for a lower risk bike the reply was that there has been a large rise in premiums since I renewed 5 months ago.
The ballache with insurance is that when there is deemed to be greater market risk or whatever, everybody takes a hit regardless of personal circumstances.

Kevin

Midlife......

iTrader: (2)

http://www.bbc.co.uk/news/business-11516195

£2.5k for insurance on top of Uni fees, on top of loss of child benefit......and the rest, I'm worth more dead than alive LOL

Shaun

Midlife......

iTrader: (2)

double post

scunnered

iTrader: (1)

I've found over the years that every insurance company will try it on in the second year. Renewal will rise by a substantiall amount, sometimes as much as double. They seem to think we are nothing but mindless morons when it comes to renewal time, and will just roll over and accept the renewal quote. It pays to shop around.
I've been driving cars and riding motorcycles since 1974. I've never stayed with the same insurance company for more that one year at a time untill recently. I've been two years now with the car, but only because I received a competitive renewal quote from a guy that frequents the insurance section of this forum. (Its a pity he doesn't do bikes as well)

jtonkins

iTrader: (1)

to be fair older drivers are just as bad as younger drivers if not worse!!!!

555)

iTrader: (1)

the rates have gone up across the board because insurance companies are tired of the asian scammers milking the easy crash for cash....simples

them days are over (hopefully)

flame me call me a racist if you like but its a fact like it or not and its pi55ing me off....£1000s wasted on credit hire time after time

tony de wonderful

I can't see pslewis doing more than 30 mph ever on trips to Waitrose, the bridge club, and the local conservative club.

kingofturds

iTrader: (1)

I put it down to Too many doddery old p1ss soaked pensioners driving around at 20 mph in their honda civic soot mobiles

urban

iTrader: (1)

Why would a women want to prove she's a man.

Are you referring to a ghayer when you say women?

zip106

I think Pissy's speaking from experience.
I mean, how do we know he is not a she?

Leslie

You seem to be easily fooled!

Les

Leslie

And there was me thinking that the last thing you were you were was ageist!

Les

Wish

iTrader: (2)

1 and only SP30 put my insurance up £72 this year
I was always under the impression that your first SP30 was free

kingofturds

iTrader: (1)

Dont worry you are a mere whipper snapper compared to lewis, unless you are 88 as well and drive a honda diesel smog macine

dpb

insurance down 116 quid this year

Petem95

http://uk.finance.yahoo.com/news/cos...18015.html?x=0

Up 37.5% in the last year apparently!

I certainly noticed this recently when I got some quotes as my renewal is up next month, and I wanted to see how much I could look forward to saving.

Last years premium £800... best quote on the comparison sites £1200!

Everything seems to be going up!.. except house prices of course