I've seen a car that I like the look of but there is outstanding finance of a few ŁK.
The seller isn't in a position to pay the finance off until someone puts the cash in has hand/account.

Whats the best way to sort this out?

 

You pay finance company not him.

You pay balance to him.

Hope it is a bargain otherwise walk away

 

Pay the finance company their share directly, then pay the seller the remaining difference.

 

You can normally contact the finance company and pay them direct, they release there interest in the car and then they will pay any excess funds to the current owner/finance customer.

 

Last time i bought a car that was on finance.,.

I got a copy of the finance papers, called the company and confirmed the amounts etc..and methods of payment in a bank.

Went to buy the car another day with cash, gave the seller the money except what is owned on finance..

then went with him to the bank with the seller and deposited the cash into the finance companies account.

took the car home..

 

Def pay the balance yourself..do not rely on the seller to settle the outstanding that's for sure, the car remains the loan security whether he still owns it or not.

 

Most finance companies will take a debt card over the phone. Simples !