Notices
Non Scooby Related Anything Non-Scooby related

bank draft

Thread Tools
 
Search this Thread
 
Old 08 August 2008, 10:39 AM
  #1  
apples24
Scooby Regular
Thread Starter
iTrader: (1)
 
apples24's Avatar
 
Join Date: Jan 2002
Location: southampton
Posts: 4,067
Likes: 0
Received 0 Likes on 0 Posts
Default bank draft

pain in the **** these, got a chap desperate to buy a car off me today wanting to pay by draft, they bank with barclays, so i call barclays asking once this chap presents this draft to me is there anyway i can check its authenticity. no sir we cannot do this sorry

WTF wste of time

so now im going to have to be cautious and tell the chap sorry wont take a draft, how do i know its not a fake etc.
Old 08 August 2008, 10:42 AM
  #2  
PeteBrant
Scooby Regular
 
PeteBrant's Avatar
 
Join Date: Sep 2006
Location: Worthing..
Posts: 7,575
Likes: 0
Received 0 Likes on 0 Posts
Default

If you have the drawers name, the sort code and the Draft number then you should be able to verify with the bank that the draft has been issued and to whom.
Old 08 August 2008, 10:51 AM
  #3  
apples24
Scooby Regular
Thread Starter
iTrader: (1)
 
apples24's Avatar
 
Join Date: Jan 2002
Location: southampton
Posts: 4,067
Likes: 0
Received 0 Likes on 0 Posts
Default

i called barclays they said there no way atall to check it, how crap is that.

the other thing is its this chaps mum getting the draft as he wants the car today. i just dont like it
i hate drafts they take days to clear, thing is tho if i knew it was genuine ofcourse id accept the blokes money but to many scam artists make me worried these days
Old 08 August 2008, 11:03 AM
  #4  
fast bloke
Scooby Regular
 
fast bloke's Avatar
 
Join Date: Nov 2000
Posts: 26,619
Likes: 0
Received 0 Likes on 0 Posts
Default

Can he not get cash instead of a draft? Or get ID from him (Passport and DL) hand over the keys but don't hand over the log book until the draft clears. Also ask him if you can take a picture of him. If he is a genuine buyer he won't mind, but if he is a crook he won't want you to be able to hand it over to the fuzz when the draft bounces
Old 08 August 2008, 11:21 AM
  #6  
PeteBrant
Scooby Regular
 
PeteBrant's Avatar
 
Join Date: Sep 2006
Location: Worthing..
Posts: 7,575
Likes: 0
Received 0 Likes on 0 Posts
Default

Two options.

Accept the draft but don't hand over the car until it has cleared

Tell them to cancel the draft and do either cash or a CHAPS transfer.

I just would not accept a bakers draft without being able to verify it.
Old 08 August 2008, 11:28 AM
  #7  
Clarebabes
Scooby Regular
 
Clarebabes's Avatar
 
Join Date: Sep 2001
Location: A big town with sh1t shops: Northampton
Posts: 21,366
Likes: 0
Received 0 Likes on 0 Posts
Default

Can you not get them to pay cash directly into your bank account? Then you could check it was there online or with a quick phone call. We did this and it worked well.
Old 08 August 2008, 11:31 AM
  #8  
Jamo
Cooking on Calor
iTrader: (23)
 
Jamo's Avatar
 
Join Date: Oct 2001
Location: in a house full of girls!
Posts: 23,346
Received 7 Likes on 2 Posts
Default

knock £25 off and get him to pay by chaps, instant clearance, (clearing house application payments system) (costs £25)

HTH

James
Old 08 August 2008, 11:36 AM
  #9  
Terminator X
Owner of SNet
iTrader: (7)
 
Terminator X's Avatar
 
Join Date: Oct 2003
Location: Berkshire
Posts: 11,513
Likes: 0
Received 0 Likes on 0 Posts
Default

Go with him / his mum to the bank, watch the draft being drawn up then wander over to your Bank & pay it in! Or some of the other options above are good too. Whatever happens don't just take the draft & let him drive off in you car ...

TX.
Old 08 August 2008, 12:25 PM
  #10  
warrenm2
Scooby Regular
 
warrenm2's Avatar
 
Join Date: Aug 2003
Location: Epsom
Posts: 5,832
Likes: 0
Received 0 Likes on 0 Posts
Default

Who pays by draft these days when you can chaps or use cash? Fraudsters thats who
Old 08 August 2008, 01:03 PM
  #11  
apples24
Scooby Regular
Thread Starter
iTrader: (1)
 
apples24's Avatar
 
Join Date: Jan 2002
Location: southampton
Posts: 4,067
Likes: 0
Received 0 Likes on 0 Posts
Default

funny

when he called back i said no sorry no draught but come on down if like it leave a deposit. he then dissapeared never phoned back

sounds like i had a lucky escape, if he was genuinely intersted in the car he would of waited
Old 08 August 2008, 02:14 PM
  #12  
lozgti
Scooby Regular
 
lozgti's Avatar
 
Join Date: Dec 2004
Posts: 2,490
Likes: 0
Received 0 Likes on 0 Posts
Default

How come a few years back you never got stuffed on a draft?

How come in this brilliant new age everything is so forgable and every other swine is a thief?

Hope you get another buyer
Old 08 August 2008, 05:54 PM
  #13  
Terminator X
Owner of SNet
iTrader: (7)
 
Terminator X's Avatar
 
Join Date: Oct 2003
Location: Berkshire
Posts: 11,513
Likes: 0
Received 0 Likes on 0 Posts
Default

Swindlers even cracked the un-crackable digital passports didn't they ... nowt is safe any more

TX.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Justme103
Member's Gallery
16
13 December 2015 09:34 PM
BLU
Computer & Technology Related
11
02 October 2015 12:53 PM
alcazar
Non Scooby Related
5
18 September 2015 11:49 PM
97TURBO
Non Scooby Related
17
12 September 2015 08:35 PM
GRIFF007
ScoobyNet General
5
06 June 2001 10:56 AM



Quick Reply: bank draft



All times are GMT +1. The time now is 06:15 AM.