Paul3446

As above really, anyone got a good deal recently?

I have a Marbles card but they've just withdrawn the cashback.

Matteeboy

HSBC Premier has loads of benefits and I think that's one of them.
Damn good bank account service too.

pwhittle

I've got a Morag Stanley which gives 3% back for 3 months, then 1%, but it's just changing to Goldfish, and I don't know whether they'll keep the offer

try moneysupermarket

rb5_336

get onto the martin's money saving tips website. I use the amex platimum 1.5 % cashback. Got a few hundred back last year for nowt...sweet!

Graz

Capital One at the moment, 4% for three months, 1% after that.

AMEX Platinum or Egg Money after that, depending on how much you spend.

paulr

Are there any that dont have a balance transfer fee?

Petem95

I've had the Morgan Stanley platinum one for the last few years, which did pay 1%, but its now only 1% for the first 2grand per year, then 0.5% so not great.

I've just applied for the Sainsburys Bank platinum card which is 0% on purchases for 10 months, so assuming the credit limit is high this should work out a lot better than getting cashback on my other.

KiwiGTI

Many banks are cutting back on domestic cashbacks, it's supposed to be for emergency usage and is actually a breach of their conditions.

STi wanna Subaru

iTrader: (1)

side note guys but Quidco is really good. I f you buy online a lot you can soon rack up the cashback. I've had £100 back so far through it.

RoShamBo

iTrader: (1)

Hiya - I got a call from HSBC about their Premier account recently - what are the benefits ? (they didn't get a chance to tell me about it)

orbix

I believe the egg money card is capped at £200 for cashback, so if your a high spender you'll need another cashback card.

Graz

You don't transfer balances onto cash back cards. The interest rates are usually quite high. Its sole use if for you to spend on it, pay off in full at the end of the month, and eventually get the cash back.

If you're not intending to pay it off in full every month the get a different card with a low interest rate.

Graz

You have the wrong end of the stick methinks. We're talking about credit cards that give you a % back for everything you buy with it. For example Egg Money, spend £100, get rebated £1 (i.e. 1%). No brainer to have one if you pay off the balance in full each month. Got about £150 back from Egg last year

*LPSKI1*

RBOS Platinum works well, as well as the Black Amex, no need for cash back

Paul3446

Thanks for all the info, I've actually applied for an American Express Platinum Cashback card, seems quite a good deal, 3% for 3 months then between 0.5 and 1.5% depending how much you spend.

sbk1972

Mmm Im with Barclaycard and I heard somewhere that they will be offering cash back to their card ?? Anyone else heard this ??

Now this cash back, if I spend 2000 in a month, using my card, they give me back 1% or 2% = £20 ?? Do they just deduct this from the amount I owe, or literally send me a cheque ?

SBK

Matteeboy

Oops - missed this post!

You get very good travel insurance, an excellent credit card, and extra 0.5% on your ISAs and your own proper account manager who you can call at any time (they give you their mobile numbers!) - Various other benefits too.

Highly recommended - to get it free (I'd NEVER pay extra for a bank service!) you need:

£50k in the bank.
A £200k mortgage with HSBC.
A reasonable salary (can't remember what)!