j4ckos mate

a lad in our office has had is cheque for £3200!



it got me thinking,
im never overdrawn,

but i do have to pay 2-4 late payment charges every year on my card, as my wife always shoves it in a drawer when it arrives in the post and i forget.

the late payment fee is £20 each time.
does anyone know if you can get this back and if so how much and how do you do it,

i have an mbna card with a nil balance at the momernt

pslewis

Look on the GMTV website and the links/letters/forms are there.

You should be due a few ££££££s

Clarebabes

MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more

Friend of mine at work had over £3K of bank charges over the 6 year period. They offered her £750 as "full and final settlement." She's just written a letter to tell them to get stuffed.

As for Credit Card charges, most of those have been reduced to the recognised acceptable fee of £12. So you would only get the difference anyway.

Rice Rocket

iTrader: (23)

Do you think you can still recalim from the banks even tho you have closed the account and moved to another bank? Also if you have paid off your credit card and closed the account think you could claim back from them too?

Jamescsti

Yes you can, see the link above

J4CKO

iTrader: (1)

Set up a direct debit for the minimum charge then if you forget it you dont get hammered.

fivetide

iTrader: (1)

Legally they can't charge you more than £12 so you are able to claim these back.

I just wrote to MINT to claim back £12 apparently with them cash takes 4 days to clear. What rot.

5t.

Coffin Dodger

Even if I do get a late payment charge on my credit card I never end up paying it.

Just ring them, explain you was only a day or two late, etc. If that don't work inform them your business is going elsewhere. Usually they waive it at that point