Disposable income
26 February 2007, 08:35 AM
#1
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Disposable income
I am just wondering what sort of disposable income people have and what is deemed to be an acceptable amount, after all bills, food and petrol etc.
Cheers
Cheers
26 February 2007, 09:20 AM
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**** all. all wages from me and the boss are taken up with the mortgage, various loans and storecards, oh and the scoob too.
until i clear most my debt and re-mortgage using the equity ive gained in the last two years. that may yeald a few pennies to save up/spend on more mods
until i clear most my debt and re-mortgage using the equity ive gained in the last two years. that may yeald a few pennies to save up/spend on more mods
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26 February 2007, 09:29 AM
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26 February 2007, 09:35 AM
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"An acceptable amount" to me would be enough to have a few nights out, buy some new toys now and then and enjoy some nice holidays/ weekends away. If you are just working to pay the bills and have nothing much left over then what's the point?
26 February 2007, 09:43 AM
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nope..........who ever called me Gordon Brown deserves a kicking, i hate the guy !! i am just being nosy.
Looking at moving house and just seeing what we can get by on, just wanted to have a rough idea what other people live on.
cheers
Looking at moving house and just seeing what we can get by on, just wanted to have a rough idea what other people live on.
cheers
26 February 2007, 09:56 AM
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26 February 2007, 10:06 AM
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No I don't live in that crime infested hell hole.
I still think if you want holidays, meals out, weekends away then you need a good bit of cash free each month.
The 1200 would also have to cover car maintenance and insurance and things for the house etc as well as nice stuff.
I still think if you want holidays, meals out, weekends away then you need a good bit of cash free each month.
The 1200 would also have to cover car maintenance and insurance and things for the house etc as well as nice stuff.
26 February 2007, 10:17 AM
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I pay a monthly sum into my joint account with my partner and I can do what I want with the remainder. I'm usually left with around £650 which funds 'fun fuel' for the scooby, nights out, personal expenditure, etc, etc. I get by ok on this 
26 February 2007, 10:46 AM
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Those were the days.... now everything is in the joint account!
26 February 2007, 11:29 AM
#21
After all the DD's are paid me and the Mrs have about £1200 for food, petrol, going out etc. Always seem to be skint half way through the month. Fingers crossed the Mrs's bonus in March will be a good one and a she'll get a good payrise. If so, we are just about to knock 10 years from our mortgage by increasing the payment by £400 a month
26 February 2007, 01:21 PM
#22
I usually go for about £600 per month in a seperate account just to use for nights out/meals which I find does quite nicely for me. I wouldn't like to live on much less. anything on top of that is only really for toys so not really needed.
Dave
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26 February 2007, 01:24 PM
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No I don't live in that crime infested hell hole.
I still think if you want holidays, meals out, weekends away then you need a good bit of cash free each month.
The 1200 would also have to cover car maintenance and insurance and things for the house etc as well as nice stuff.
I still think if you want holidays, meals out, weekends away then you need a good bit of cash free each month.
The 1200 would also have to cover car maintenance and insurance and things for the house etc as well as nice stuff.
I get by on about £600 a month on my own.
26 February 2007, 01:33 PM
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26 February 2007, 01:38 PM
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A good example came today when I got a call from our plumber to say our central heating is up the spout......£400 please. Need to get my commuter car serviced inc cam belt this month £500 please.
26 February 2007, 05:45 PM
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In theory, plenty. In reality - skint!
Get 1800 in and only pay out 600 but never seem to have any cash but also nowt to show for it! Not like i'm out on the sauce all the time either!
5t.
Get 1800 in and only pay out 600 but never seem to have any cash but also nowt to show for it! Not like i'm out on the sauce all the time either!
5t.
26 February 2007, 06:01 PM
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you would have to speak to my accountant 
but i do have to put around £170 per week into my personal account to cover direct debits
the rest is pissed up the wall
but i do have to put around £170 per week into my personal account to cover direct debits
the rest is pissed up the wall
