Loans for cars
16 January 2007, 04:13 PM
#7
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erm in a word yes! have a mortgage, so didnt have the ability to save the money, so loaned in and will pay it off when i remortgage using the equity built up in the house... and the rest of the debts lol. rather a few. but id rather be skint and have my scoob.
commission drawings helps out every few weeks too...
andy
commission drawings helps out every few weeks too...
andy
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16 January 2007, 04:27 PM
#9
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My car is part paid for by a loan, but im only 18 so thats my excuse 
I dont understand why people curse credit so much, it helps so many people out, like myself, and helps you build urself up in life, without paying for everything straight out in full, you get it faster, and build ur way up the ladder!
I dont understand why people curse credit so much, it helps so many people out, like myself, and helps you build urself up in life, without paying for everything straight out in full, you get it faster, and build ur way up the ladder!
16 January 2007, 05:16 PM
#10
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I'm looking at getting a scoob VERY soon.
I'm 25, got a morgage and a girlfriend to look after. I've got £7000 so far but don't know if it is worth getting in debt (for the first time ever) to get a blobeye STI
I'm 25, got a morgage and a girlfriend to look after. I've got £7000 so far but don't know if it is worth getting in debt (for the first time ever) to get a blobeye STI
16 January 2007, 05:29 PM
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most on here are rich as foooook so they dont need poxy loans! I have had a few loans so far fr various cars and have never missed a payment and repaid most early! i dont see a prob with them aslong as you make the payments on time everytime!
16 January 2007, 06:17 PM
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My car is part paid for by a loan, but im only 18 so thats my excuse
I dont understand why people curse credit so much, it helps so many people out, like myself, and helps you build urself up in life, without paying for everything straight out in full, you get it faster, and build ur way up the ladder!
I dont understand why people curse credit so much, it helps so many people out, like myself, and helps you build urself up in life, without paying for everything straight out in full, you get it faster, and build ur way up the ladder!
Same as myself (18 too); albeit my scoob was £4k and yours being a new age I'd say was that little bit more :P
16 January 2007, 06:33 PM
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16 January 2007, 07:44 PM
#18
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Yep borrowed some money to buy STi, as did for my WRX before that. Also as I did with the loan on the WRX, it will be paid off early (or that's the plan anyway)
16 January 2007, 08:30 PM
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Paid cash for my last Impreza, am going to lease an Sti this summer...... Only done one lease so far, and by the summer I shall have two cars on lease.
The point to consider about leasing or getting a loan, even if you have the cash, is that if you can get a good enough deal on the finance, you could use the cash to earn you more money than you are paying out..... It might not equate to much, but IMO it's always best to take advantage of attractive finance rates and keep the cash earning you a return.
The point to consider about leasing or getting a loan, even if you have the cash, is that if you can get a good enough deal on the finance, you could use the cash to earn you more money than you are paying out..... It might not equate to much, but IMO it's always best to take advantage of attractive finance rates and keep the cash earning you a return.
16 January 2007, 10:48 PM
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16 January 2007, 11:30 PM
#25
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Take some time to read through:
MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more
I've been a card tart for a couple of years now. If you make absolutely sure you stick to the advice and don't go mental you'll be able to take advantage of some really good deals.
I didn't buy my car in this way but I did my house up last year and got the money to do so from this method so it was 1 or the other really.
People worry about being in debt but its because they default that they need to worry. Keep up the payments as with everything in life and it can allow you to get what you want much sooner.
MoneySavingExpert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more
I've been a card tart for a couple of years now. If you make absolutely sure you stick to the advice and don't go mental you'll be able to take advantage of some really good deals.
I didn't buy my car in this way but I did my house up last year and got the money to do so from this method so it was 1 or the other really.
People worry about being in debt but its because they default that they need to worry. Keep up the payments as with everything in life and it can allow you to get what you want much sooner.
16 January 2007, 11:35 PM
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17 January 2007, 09:31 AM
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17 January 2007, 11:33 AM
#29
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I borrowed from Granny Finance for mine (thanks Granny)... 0% over 5 years... Paid back into a high interest account of hers, monthly
17 January 2007, 11:41 AM
#30
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ours is paid for
i got money from a house when i split up with the ex,payed all my cards and stuff off then bought myself a brand new honda civic type r
then sold that and got my scoob
so she is all payed for
i got money from a house when i split up with the ex,payed all my cards and stuff off then bought myself a brand new honda civic type r
then sold that and got my scoob
so she is all payed for