are all mini cash ISA's that same interest rate?
15 January 2007, 07:59 PM
#1
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are all mini cash ISA's that same interest rate?
been trying to find out on google and can't seem to find an actual figure.
plenty of qouted rates for a direct ISA but not the mini cash one
ta
plenty of qouted rates for a direct ISA but not the mini cash one
ta
15 January 2007, 08:00 PM
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No,each bank has its own rate. However unless you have a fortune i dont think the small difference is worth keep moving it around.I used to do that but got bored. Now with the Halifax.
15 January 2007, 08:01 PM
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No.
If you want the best rate (that isnt an inductory offer) then national savings are offering 5.80% AER (will almost certainly rise to 6.05% in Feb or March when interest rates rise again)
If you want the best rate (that isnt an inductory offer) then national savings are offering 5.80% AER (will almost certainly rise to 6.05% in Feb or March when interest rates rise again)
15 January 2007, 08:08 PM
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On the same subject Halifax websaver is 5% without cash card and 4.5% with. It pays to look carefully at the fine print of each account. I'm sure there are people in lower rate accounts without realising it.
15 January 2007, 08:08 PM
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Last edited by Dieseldog; 15 January 2007 at 08:10 PM.
15 January 2007, 08:08 PM
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cheers for the quick reply guys
only putting in £500-£1000 so can't see it making a big differnce like you say paul.
pete, i think that's for the direct ISA which i have to start with £1000 (which i won't be doing) happy days if it's not just spotted the post office do a current interest rate leaflet, will pick one up tomorrow
*blimey, more replies as i was typing!!!*
only putting in £500-£1000 so can't see it making a big differnce like you say paul.
pete, i think that's for the direct ISA which i have to start with £1000 (which i won't be doing) happy days if it's not
just spotted the post office do a current interest rate leaflet, will pick one up tomorrow*blimey, more replies as i was typing!!!
*
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15 January 2007, 08:12 PM
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On 24K thats £132 over the Halifax?
15 January 2007, 08:15 PM
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According to this you cant transfer from one provider into a direct ISA.
National Savings & Investments - Your choice of NS&I ISAs
How crap.
National Savings & Investments - Your choice of NS&I ISAs
How crap.
15 January 2007, 08:30 PM
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But you can transfer your exisiting ISA into someone elses account and open an ISA with NSI - you dont have to have it all in the same account. Im looking at moving my existing ISA to Kent BS (5.65%) and stick 3k in NSI in April.
15 January 2007, 08:37 PM
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Then you have to transfer it peicemeal and then the rates may change. Only £132 on 24k. Just not worth the bother imo. Even if you could transfer the whole lot,i'm not sure i would.
(into NSI i mean)
(into NSI i mean)
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