RON

Right, i have two cars, the Scooby, and a run-around, i'm going to look at another car tomorrow, which may ultimately replace the run-around, i clearly have insurance for two cars, i am taking a mate with me to view the car, if i go in the Rover, then i can't ring the ins co and swap the cover, cos i'd need the rover covered to get it home (mate driving) i would also need the New car covered, so, do i go in the scoob, and then ring the ins co and get the new car covered and get my mate to drive that?? i'm not one to drive on the road un-insured, but i also fear that the new car won't be taxed, and my existing cover nore has the reg no of my current car on it, and even if i did swap the cover, it'd take a few days for the new cover note to arrive... hence untaxed..... Mmmm, problems problems....

So, i'm thingk go in scoob, mate drive new car home.... yeh??

bob r

iTrader: (46)

how about, get the current owner to drive it back to your place and you give him a lift home in the scoob

RON

Mmmm, 80 miles and it's a dealer.... i doubt it......

Nice idea though.... i'd get to drive the scoob even more...

OllyK

Hire a trailer

RON

Between now and 10 am tomorrow.... doubtful again... plus, even though the old rover has a towbar, the 'new' rover is heavier than the old one, even without the trailer.....

Thanks anyways.....

brumdaisy

3 options that i can see....

if u have fully comp on either of ur cars u should be able to drive any other car 3rd party on ur existing insurance - if ur happy with that just for the drive home.

Or ring ur insurance company to see if they will do a day rate on the other car before u swap em over - i did that on a mates car because I wasnt happy driving it 3rd party, Think they charged me 30 quid.

Could u not go in ur mates car, then if u like the car ring the insurance company there and then to swap the insurance over?

BTW I shouldnt worry about being untaxed - as long as u get a receipt to show when u bought the car even the plice can be pretty reasonable over these things.....

RON

The trouble with the first option is that for me to drive it on my 3rd party cover, the car needs to be insured by someone else...... and i suspect that the dealer just has a traders policy to cover whatever he owns.....

I think i'll go in the scoob, and if i buy it, ring the ins co, and then let my mate drive it home on his 3rd party cover......

brumdaisy

sorry didnt know that.. there's always the (shudder) public transport option?

hades

Any other car (which isn't on all policies anyway) doesn't include ones you own, which in this case he would. Therefore, the best option is to get mate to drive it home.

Regarding tax, I'd suggest the best option is to speak to your insurers, get a cover note through a.s.a.p. and don't drive the car other than taking it home. Whilst technically you could get done for such, you'd be unlucky for it to happen, and if you have the receipt to hand, it's easy to prove that you weren't taking the mickey.

hades

Looks like I should reply quicker, rather than having lots of windows open at once!

fast bloke

Call your insurance and tell them what you are doing - they will keep all your cars covered for next to nothing

cookstar

iTrader: (6)

What he said, they will insure the new car, while also maintaining current insuranse for 24 hours i believe.


Have done this a couple of times

David Lock

Often been in this situation and insurance comapny gave me a least a couple of weeks cover on old car to allow me to sell it. 3rd party only I think. No extra costs involved.

RON

Thanks everyone, went to see the car and it turned out to be a dog...... more rust along the top of the windscreen than on the whole of my current car.... DOH!