_RIP_

falkster

Ive had the same thing happen to me mate. When our cable bill came 'someone' must have hacked our system to watch 4 **** films last month. Took me ages to convince Sarah it wasnt me!!

Bram

Identity fraud is on the up. Shred everything you get giving your bank details, the oinks like rutting about garbage bins at shops,homes, petrol stations for details. Anybody can buy anybodys birth certificate all they got to have is a name and do a search at the registry office.

Its so easy peasy after they get the certificate and send the cards to a drop address.

Its why loans and cards are so expensive, somebody has to pay for the fraud.

Lol, Falkster a very selective crook even to get in your house to watch them, think he could at least taped them for you!

_RIP_

dharbige

There are still some card acceptance devices that don't ask for a PIN, e.g. petrol pumps, some train ticket machines.

_RIP_

And probably electronic gambling machines. That would suit the vendors of these no doubt

paul-s

whats the point in gambling funds in an account created with the cardholders details? wouldn't any winnings only get paid back onto their card , cos if it went to a nominated bank account that would be an easy trail to follow.

falkster

Maybe he was just trying his hand at it before putting his own bank details in

_RIP_

No I think it's machines that pay out cash.

stevie_c

My card got cloned last year. The bank made me feel like a thief when I asked them where all my money had gone.
I went to report it to the police to get a crime number and found out I wasn't the only one.
When I used a cash machine I remember the card coming out slow, this was because they had put a very thin card reader in there, and when I typed in my pin number they were sitting with binoculars so they could see it.
2 hours later ''my card'' was used 300 miles away!

Got my money back eventually but still didn't like the bank telling me I just couldn't remember going on holiday and using my card! BarStewards!

_RIP_

Stevie, did the bank ask you to report it to the police or did you do this yourself? Our bank has never mentioned this.

stevie_c

Bank told me it had to be reported to the police for the insurance that covered the account, I needed to give them a crime number.

chris singleton

This happened to my better half last week.

They've got away with spending nearly £2,500 on her debit card - all smallish items under £100.00 I assume smaller amounts don't arouse suspicion.

Lots of stuff had been ordered from play.com and amazon I think, how do they get round delivery to an address that isn't linked to them?

The bank asked if she wanted to prosecute if the crook was found - rather take a bat to the thieving ***** head

chris singleton

Hmmmmmmmm, haven't had to do this so far, bank have said they're investigating and she should get her money back.

Scooby Soon!

There are ways round the checking credit card address system, you just have to know how to do it! There are also still many online retailers that send to another address!

SCOsazOBY

My other half had money of various amounts eg £22.75 and £17.33 etc on different days deducted from his bank by something called pay.com luckily the bank have refunded the money but still dont know to this day what or who caused it.

_RIP_

It was this company they used.

http://www.gamegrid.com/

Luan Pra bang

My dad had a phone call last week from the bank to ask about a 24k transfer from his account to a bank in China that he knew nothing about. Amazing what people can do these days. They were very close to geting away with it.

Scooby Soon!

Luan,

If that had happened I would be closing my account at the bank tomorrow!

Any decent bank would have enough security measures in place to stop someone else doing a foriegn transfer from your account, unless you had been completly stupid and put all your bank details in your normal rubbish bag.

For international transfers, you should need:

photo ID such as passport or Driving license (they should only accept these) and they will be checked to see if they are real all cashiers should be trained in couterfeit detection.

your debit card,

they should do a visual check to see if you match the age of your account,

check that you know your address and telephone numbers

Ask you questions about recent transactions on your account,

Ask if you know anyone in the bank to confirm who you are

Then ask you to fill the form (in front of them)

Sign it which they will then check against the computer

It would be very difficult to get past all these checks if not impossible!

Luan Pra bang

don't know all the details yet as it only happend last week but the amount was 24.5 k and there was only 24k in the account which is why they phoned up. Any other time of the month they would probably have got away with it.
Edited to add that it was a business account. Hence they knew there would be a a fair amount of cash there. Becuase lots of suppliers have the numbers for bacs transfers etc its very hard to work out how it was done.

Scooby Soon!

Would be interested to know as its not possible to take money out of an account with the bacs details OR the IBAN details. International transfers are all processed manually along the line some where.

Who was the bank?

Luan Pra bang

HSBC