Current account
13 August 2005, 12:43 PM
#1
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Current account
I need to get a current account, but dunno what I'm doing - where is best to go? Are they all pretty much the same or do some have minimums on amount going in per month?
Was thinking HSBC as my friend has one with them and the online banking seems much like what I already have.
Assume nowhere will be open on a saturday afternoon ??
Andy
Was thinking HSBC as my friend has one with them and the online banking seems much like what I already have.
Assume nowhere will be open on a saturday afternoon ??
Andy
13 August 2005, 12:57 PM
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I bank with Smile and would definitely recommend them. Their accounts seem to give decent rates of interest and the site is user friendly and a doddle to use. You can pretty much set everything up online - though it will take a couple of days for paperwork that you have to sign to come through.
Gary.
Gary.
13 August 2005, 01:03 PM
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Or of you're happy with a regular high street bank you can pretty much set everything up on the spot as long as you take
1) some money
2) ID (Passport)
3) Proof of address (houshold utility bill)
4) a couple of payslips
I used to bank with Barclays but they pi$$ed me off after 20 years so i left, I have all accounts with Nationwide (current, savings, isa, credit card etc.) and they've always been good to me.
1) some money
2) ID (Passport)
3) Proof of address (houshold utility bill)
4) a couple of payslips
I used to bank with Barclays but they pi$$ed me off after 20 years so i left, I have all accounts with Nationwide (current, savings, isa, credit card etc.) and they've always been good to me.
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13 August 2005, 01:19 PM
#8
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www.firstdirect.net
First direct - full online service - and as they are part of HSBC use HSBC banks for paying etc
been with em for 8 years now and cannot fault em
should be able to get £25 for joining em I think
been with em for 8 years now and cannot fault em
should be able to get £25 for joining em I think
13 August 2005, 01:32 PM
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I've applied to Smile now. Takes up to 14 days to get transferred across apparently. My car payment goes out on 1st so they better get it sorted before then (though i am gonna try move it to later in the month!
Andy (On the first step to sorting my debt problem
)
Andy (On the first step to sorting my debt problem
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13 August 2005, 02:08 PM
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Im with HSBC and beem pretty happy with them.
I thought Nationwide were meant to be good, and also you can withdraw cash abroad free with Nationwide, unlike all the other banks who charge 2-3% + 1.50 each transaction.
Only one to avoid I would say Halifax. They seem to constantly have offers on that would only attract brain dead people who dont look at the details, and they have that tosser advertising all their products - so that alone would enough for me to not use them!
I thought Nationwide were meant to be good, and also you can withdraw cash abroad free with Nationwide, unlike all the other banks who charge 2-3% + 1.50 each transaction.
Only one to avoid I would say Halifax. They seem to constantly have offers on that would only attract brain dead people who dont look at the details, and they have that tosser advertising all their products - so that alone would enough for me to not use them!
13 August 2005, 02:11 PM
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They are good But I have to open up another current account cos i have a CC and loan with nationwide which I am about to do some stuff with, which will make them close my account.
But I have to open up another current account cos i have a CC and loan with nationwide which I am about to do some stuff with, which will make them close my account.
13 August 2005, 02:11 PM
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Have current account with HSBC. No problem with the internet access either although I do have an issue with be routed to an Indian call centre where they can't understand a thing (even more annoying since I work opposite their main UK call centre!!).
13 August 2005, 02:18 PM
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Originally Posted by scoob_babe
Have current account with HSBC. No problem with the internet access either although I do have an issue with be routed to an Indian call centre where they can't understand a thing (even more annoying since I work opposite their main UK call centre!!).
me: "I would like to transfer 173.55 to my credit card"
indian call centre: "very good sir, transfer you 1703.55"
me: "noooo
"New credit card can be paid off online so I nolonger have this problem.
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