TopBanana

Sorry, I know it's pretty boring but does anyone know much about the policies out there? Anything in particular to watch out for?

Thanks

darren...

Watch for the initial excess on treatment - most private health policies only kick in once you've been referred by your GP. That said I'm with BUPA and the one time I've had to use them they've been excellent...

s70rjw

iTrader: (2)

Previous medical history...I could get cover but the indemnity meant no cover for my skull, left collar bone, neck and top vertebrae, right arm, right wrist, stomach, kidneys, both knees, right ankle. I've never had problems with my toenails or eyelashes but the £60 a month to cover them would be well worth it.......

RESSE

iTrader: (1)

BUPA Company Care Gold (or whatever it is now called) + the "personal"equivalent cover all pre and post op fees.

Some policies will/may have restrictions on what they will and will not pay for and also how much they will and will not pay for.

My understanding is that a Key Features document is available from Private Health companies BUPA/WPA/UNUM/Norwich Union etc which clearly state what they are offering.

PS We have had a BUPA scheme for 20 years and found BUPA to be excellent.

PPS No such thing as cheap insurance.

Richard

Soulgirl

I work in PMI so can answer any questions you have if there is something specific you need to know