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Best credit card for balance transfer??

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Old 06 December 2004, 08:52 PM
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ScoobyTal
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Default Best credit card for balance transfer??

Hi I want to get a new credit card to transfer a balance of 3k any good deals about at the mo 1 years 0% would be nice
Old 06 December 2004, 09:06 PM
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lloyds tsb. 0% 12 months.

hth

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Old 06 December 2004, 09:22 PM
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Chip
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Or Sainsburys, 12 months 0%

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Old 06 December 2004, 09:24 PM
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iirc the apr on sainsburys maybe a little lower than tsb, but its something you should really check out before applying.

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Old 06 December 2004, 09:50 PM
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mart360
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try barclaycard,, you might be lucky.. they were doing 2% fixed for life on bt,s

otherwise cap 1 5.6 fixed for life on b/t,s

Mart
Old 06 December 2004, 10:04 PM
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yeah but cap1 you have to put up with the god awful service!!!! it really is crap imo!
Old 06 December 2004, 10:15 PM
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johnskelley
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capitol one platinum is offering 0% till next october. A good site to check out the cards is http://www.moneyextra.com/
Old 06 December 2004, 10:21 PM
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Be careful of the hidden "minimum spend" clause ! Barclays suckered loads of people with there 0%BT's, with a £50 minimum spend which you wouldn't start to clear until after your BT was gone. If it took you 2 years to clear the BT, you'd have racked up another £1200 min in spending and paid full interest on it. If you didn't spend the min requirement, they could IIRC present you with a bill for interest on the BT amount when you finish paying it off, justifying it with the clause, and a breach of contract by you

Egg, Cahoot, Capitol One (never had a problem with their service) are all usually worth a look. CapOne have a no hassle card, which has no cheap BT, but is fixed at just 5.9%. Cheaper than most bank loans
Old 06 December 2004, 10:50 PM
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I can't remember exact but it's Martyn Lewis often on radio 2. He has a website something like moneysaving .com. He covers all this stuff really well.
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