paulr

Any advice.
(Dont know much about it except you do hear some bad stuff.)

Need it to pay for goods.

G-STAR

I've had one for the past few years and I've never had a problem.

If 'bad stuff' does happen to you, they've got policies in place to protect you as a buyer.

Freak

nothing to worry about if you are just paying for stuff.
Its selling stuff via paypal where you have to be ocassionally wary

paulr

joined,couple of q's.

1.can you pay immediately or do you have to deposit funds and wait to clear.
2.where in the chain do you get charged?
3.debit or credit card,which is more secure.

(btw,i'm doing a search as well)

messiah

sending money via paypal is free

its the sellers who get charged when they receive money.

You can pay using your credit / debit card straight, you don't need to add funds if you don't want to - and to be honest, getting a "varified" account is a long winded affair...

paulr

cheers.

Nick

1. You can deposit funds usign a bank or credit card & they will clear immediately. Also Paypal will auto replenish your account from your bank/credit card if you overspend.

2. The seller pays. You also pay if you withdraw less that £50 from your Paypal account to your bank.

3. A credit card is always better.

Have you checked out Nochex? www.nochex.com

paulr

cheers Nick,already have nochex.the seller wants paypal.

nochex you deposit the money into a holding account,still not sure what paypal does though?

MattN

western union ?????

johnfelstead

i started using paypal in April 2001 and have so far not had a single problem. I have sent/recieved funds to/from USA/UK/Europe/Japan *touches wood*

With paypal you can pay via your CC once you have a paypal account setup. For USA acount holders you can recieve CC via paypal without the sender having a paypal account, so if you are dealing with a USA vendor ask them to send you a CC invoice, hopefully this option will come to the UK soon.

BexTait

No, they're supposed to be dodgy, going by what I've heard.

Warwick-hunt

no problems here, i paid for two dvds on ebay with paypal, the dvds never showed after 2 weeks i file a complaint and paypal got my money back off the *%$* seller,

Nick

You have no legal recourse with Western Union. In Europe, WU accept payment to people who they suspect are criminals. In the US however, Western Union will refuse to pass payment to suspected criminals, but only if you are payment WU using a credit card.

Without WU's help, marriage agency scammers in the FSU would have a hard time.

fast bloke

Paypal are **** if something goes wrong. Tried and tested ****, and my wife has several emails from them to prove it. (yes the seller is at fault, but he has closed his account, so unlucky) I wouldn't use them if my life depended on it

paulr

sometimes you dont have much choice,i'll see how it go's.

dba

not quite true,it takes seven days to clear through