Best Isa rates were to look plus other savings advice
28 May 2004, 01:39 PM
#1
Scooby Regular
Thread Starter
iTrader: (1)
Join Date: Apr 2001
Posts: 1,841
Likes: 0
Received 0 Likes
on
0 Posts
Best Isa rates were to look plus other savings advice
I want to put £6k into a minicash isa (mine and the wifes)
Looked at C&G's 5% - but this is a postal account and is therefore a pain
Is M&S about the best rate out there - I think I heard that Abbey was it had a good rate but thyey are snowed under
Plus lets say I had about £100k to invest were would one put it at the moment...
I was thinking somewhere along these lines:
£30k in premium bonds (£15k me and £15k wifes) - esp as the rate goes up to 2.* from Septemebr - still a faairly crap return but always the £1m chance
£20k in high yielding shares - united Utilities. Lloyds TSB and say 2 others.. (£5k each) - stop loss of 20% if the shares fall
£6k into mini cash Isa's (mine plus wifes)
£10k into company high yielding bonds - just need to decide who
£25k into something like Egg - offering 4.75% for the 1st 6 months
£9k as spare change
I dont like being too tied down (i.e. long notice type accounts)and I may gamble with a few £k on IG index options betting. Alternatively I may take some money and put it into a few foreign deposits on homes not yet built..... you know the sort of schemes there are out there..plus also in the Uk - the property opportunity types sites where the developer gives a big discount up front for money on properties just commencing the build or not yet started....
Looked at C&G's 5% - but this is a postal account and is therefore a pain
Is M&S about the best rate out there - I think I heard that Abbey was it had a good rate but thyey are snowed under
Plus lets say I had about £100k to invest were would one put it at the moment...
I was thinking somewhere along these lines:
£30k in premium bonds (£15k me and £15k wifes) - esp as the rate goes up to 2.* from Septemebr - still a faairly crap return but always the £1m chance
£20k in high yielding shares - united Utilities. Lloyds TSB and say 2 others.. (£5k each) - stop loss of 20% if the shares fall
£6k into mini cash Isa's (mine plus wifes)
£10k into company high yielding bonds - just need to decide who
£25k into something like Egg - offering 4.75% for the 1st 6 months
£9k as spare change
I dont like being too tied down (i.e. long notice type accounts)and I may gamble with a few £k on IG index options betting. Alternatively I may take some money and put it into a few foreign deposits on homes not yet built..... you know the sort of schemes there are out there..plus also in the Uk - the property opportunity types sites where the developer gives a big discount up front for money on properties just commencing the build or not yet started....
28 May 2004, 01:44 PM
#2
Scooby Regular
Join Date: Jan 2003
Location: I'm still around in deepest Essex, now with a Fiesta ST-2
Posts: 3,024
Likes: 0
Received 0 Likes
on
0 Posts
http://www.ingdirect.co.uk ,is a good place for your spare change bit (4,7% from 1st June )
Dave (my Isa with Safeway , Mrs with M+S )
Dave (my Isa with Safeway , Mrs with M+S )
28 May 2004, 02:05 PM
#4
Scooby Regular
Join Date: Dec 2002
Location: Logged Out
Posts: 10,221
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by Fangoria
Plus lets say I had about £100k to invest were would one put it at the moment...
Thread
Thread Starter
Forum
Replies
Last Post
Sam Witwicky
Engine Management and ECU Remapping
17
13 November 2015 10:49 AM