Car being sold with outstanding finance!!!!!
15 April 2004, 03:01 PM
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Car being sold with outstanding finance!!!!!
It has come to my attention that someone is planning to sell their car (non scooby and NOT me!) and pocket the cash without paying off the finance company 
I know its non of my business but I dont like to see people being ripped off
so what would happen to the poor sod who buys the car?
Is the new car owner liable for the outstanding finance if they knew nothing about it?
The moron selling is moving to Scotland so thinks he will get away with it, but I overheard him bragging to his mate in the pub last night and I'm tempted to put a spanner in the works
What would you do?
Bob -who queued 10 mins at the supermarket cust serv desk to pay for a crate of wine the checkout numptie didnt scan
I know its non of my business but I dont like to see people being ripped off
so what would happen to the poor sod who buys the car? Is the new car owner liable for the outstanding finance if they knew nothing about it?
The moron selling is moving to Scotland so thinks he will get away with it, but I overheard him bragging to his mate in the pub last night and I'm tempted to put a spanner in the works
What would you do?
Bob -who queued 10 mins at the supermarket cust serv desk to pay for a crate of wine the checkout numptie didnt scan
15 April 2004, 03:25 PM
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Originally Posted by what would scooby do
p.s. if new owner fails to do a HPI check then it's his own bloody fault anyhoo
But I'm p!ssed off with the way this country is going and think we need more moral values etc etc and less political correctness bullsh!t
Warning to any person thinking of buying a black VW Polo on a W plate being sold in a 20 mile radius of Selby South of York DONT DO IT without having an HPI check done first!
Honest Bob
15 April 2004, 03:35 PM
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Originally Posted by what would scooby do
ahh - I see you're a yorkshire pudding - that's why you are so honest 
LMAO
Yeah . . . I hear its every man for himself "darn sarff"
Bob
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15 April 2004, 09:44 PM
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About a year ago i brought a pug 306 for £6000 went to the chaps house to view it asked if any outstandind finance told NO so struck a deal .
Two months later i get a letter from finance comp telling me there was outstanding money owed i wrote back telling them i brought the car not knowing that there was any money owed as i was told no finance on it i also spoke to my solicitor who told me as long as i did not no there was money owed they could not take car back and then wrote to the finance company asking them to take the vehicle off there data as when i come to sell it would show there was money owed when i dont owe any money on this car and i brought it in good faith,also i did have a reciept stateing no finance and never been Damaged.
When i sold car it was not showing on Hpi ..
Two months later i get a letter from finance comp telling me there was outstanding money owed i wrote back telling them i brought the car not knowing that there was any money owed as i was told no finance on it i also spoke to my solicitor who told me as long as i did not no there was money owed they could not take car back and then wrote to the finance company asking them to take the vehicle off there data as when i come to sell it would show there was money owed when i dont owe any money on this car and i brought it in good faith,also i did have a reciept stateing no finance and never been Damaged.
When i sold car it was not showing on Hpi ..
15 April 2004, 09:58 PM
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chuck the spanner in. All very well to say keep quiet, what if it was one of us and we got ripped off, soon be on here appealing for help !!
Agree SHOULD get it HPI'd, but I'm with you Bob, couldn't let it escape my attention. I'd hate it if it were me !!
Agree SHOULD get it HPI'd, but I'm with you Bob, couldn't let it escape my attention. I'd hate it if it were me !!
15 April 2004, 10:03 PM
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Originally Posted by Dave C.
About a year ago i brought a pug 306 for £6000 went to the chaps house to view it asked if any outstandind finance told NO so struck a deal .
Two months later i get a letter from finance comp telling me there was outstanding money owed i wrote back telling them i brought the car not knowing that there was any money owed as i was told no finance on it i also spoke to my solicitor who told me as long as i did not no there was money owed they could not take car back and then wrote to the finance company asking them to take the vehicle off there data as when i come to sell it would show there was money owed when i dont owe any money on this car and i brought it in good faith,also i did have a reciept stateing no finance and never been Damaged.
When i sold car it was not showing on Hpi ..
Two months later i get a letter from finance comp telling me there was outstanding money owed i wrote back telling them i brought the car not knowing that there was any money owed as i was told no finance on it i also spoke to my solicitor who told me as long as i did not no there was money owed they could not take car back and then wrote to the finance company asking them to take the vehicle off there data as when i come to sell it would show there was money owed when i dont owe any money on this car and i brought it in good faith,also i did have a reciept stateing no finance and never been Damaged.
When i sold car it was not showing on Hpi ..
Bob
15 April 2004, 10:09 PM
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Me thinks I'll have a word with this guy if he's out over the weekend, just to let him know I'm on to his scam. . .
A 15 Stone yorkshire pud should be enough to change his mind!
Bob
A 15 Stone yorkshire pud should be enough to change his mind!
Bob
16 April 2004, 12:10 PM
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I for one admire your honesty Bob.
Yes just tell the bloke that you will drop him in it if he tries it on. Or advise the buyer to HPI check it if you get the chance. I favour the innocent would be buyer rather than the scam artist.
Les
Yes just tell the bloke that you will drop him in it if he tries it on. Or advise the buyer to HPI check it if you get the chance. I favour the innocent would be buyer rather than the scam artist.
Les
16 April 2004, 12:23 PM
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Originally Posted by 4X4BOB
Me thinks I'll have a word with this guy if he's out over the weekend, just to let him know I'm on to his scam. . . Bob
Get his forwarding address maybe and inform the finance company now of his intentions?
Slimy twáts should be erased from the planet.
16 April 2004, 02:26 PM
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The person who buys the car is protected under the consumer credit act, It's section 27. This will only apply to the first private purchaser who buys the car in good faith and without notice (unaware outstanding finance).
As long as you can prove to the finance Co that you were an innocent purchaser then title to the vehicle will pass from the finance Co to the person who has brought it.
Lloydie
As long as you can prove to the finance Co that you were an innocent purchaser then title to the vehicle will pass from the finance Co to the person who has brought it.
Lloydie
16 April 2004, 03:21 PM
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Someone sold a car on SNet the other week, and me being nosey found some stuff on the net about the car that the owner neglected to mention.
Specifically he lied about the amount of time he had the car, service intervals and neglected to mention the fact that it had been in a pretty bad head on. None of this was disclosed but I did ask what the score was, never got an email back. Looked back at the evidence now and it has "gone missing" so to speak.
Makes you think twice, even before buying on SNet. I suppose I should have reported it but never did. Feel bad actually
Specifically he lied about the amount of time he had the car, service intervals and neglected to mention the fact that it had been in a pretty bad head on. None of this was disclosed but I did ask what the score was, never got an email back. Looked back at the evidence now and it has "gone missing" so to speak.
Makes you think twice, even before buying on SNet. I suppose I should have reported it but never did. Feel bad actually
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