View Poll Results: Have you a chip? and do you pin?
I'm chipped up and pin happy
13
52.00%
Strictly signatures here
12
48.00%
Cash, cheque or postal orders, what's a credit rating?
0
0%
Voters: 25. You may not vote on this poll
Do you chip and pin?
#1
Do you chip and pin?
As it says. Just got my new card through, it sounds like a good idea but I'm yet to find a shop that is geared up to accept pin numbers..........
Anyone else?
Anyone else?
#2
Originally Posted by Regacy
As it says. Just got my new card through, it sounds like a good idea but I'm yet to find a shop that is geared up to accept pin numbers..........
Anyone else?
Anyone else?
dbm
#3
I shall be if they ever send me a card.
As many of you know I am 16 and have only recently got a solo card. On the 6 occassions I have used my card in shop they have passed me back my card before giving me the receipt to sign. Which I find very worrying that should I have lost my card somebody could have easily used, since nobody ever seems to check the signatures.
As many of you know I am 16 and have only recently got a solo card. On the 6 occassions I have used my card in shop they have passed me back my card before giving me the receipt to sign. Which I find very worrying that should I have lost my card somebody could have easily used, since nobody ever seems to check the signatures.
#4
Scooby Regular
Join Date: Dec 2002
Location: Logged Out
Posts: 10,221
Likes: 0
Received 0 Likes
on
0 Posts
Questions.
With a signature required you could take the slip to the person and get him/her to sign it then go back to the till.
With this pin idea are you restricted to having to be at the till at all times to punch in your pin?
Also, how will phone purchases be any different as not even a signature was required?
With this pin idea are you restricted to having to be at the till at all times to punch in your pin?
Also, how will phone purchases be any different as not even a signature was required?
Last edited by Spoon; 07 April 2004 at 11:05 AM. Reason: To add title.
#5
Scooby Regular
Join Date: Feb 2005
Location: Derbyshire
Posts: 12,304
Likes: 0
Received 0 Likes
on
0 Posts
Wilkinsons have the PIN machines.
The problem to me is that people were too damn idle to check signatures properly. My signature is not easily forged but the damn thing doesn't fit on the signature strip so you only get about the middle 1/5th of it anyway.
4 digit PIN's not that hard for people to look over your shoulder etc etc, it happens at cash points already and rather than sorting the problem out then introduce the system that they know to be faulty to yet more places. PIN and Signature, maybe, but PIN only? Bad idea
The problem to me is that people were too damn idle to check signatures properly. My signature is not easily forged but the damn thing doesn't fit on the signature strip so you only get about the middle 1/5th of it anyway.
4 digit PIN's not that hard for people to look over your shoulder etc etc, it happens at cash points already and rather than sorting the problem out then introduce the system that they know to be faulty to yet more places. PIN and Signature, maybe, but PIN only? Bad idea
#6
I found Tesco's, the Post office and Halfrauds accept it.
An increasing number of stores will change to the new scheme. Its going to take a while though.
As mentioned in an earlier thread, Northampton have used chip for almost a year and hardly any of our shops have the chip machines.
An increasing number of stores will change to the new scheme. Its going to take a while though.
As mentioned in an earlier thread, Northampton have used chip for almost a year and hardly any of our shops have the chip machines.
#7
Scooby Regular
Join Date: Sep 2001
Location: A powerslide near you
Posts: 10,261
Likes: 0
Received 0 Likes
on
0 Posts
All for it. Yeah it's not foolproof but it's a lot better. If your wallet gets stolen or lost then they can't use the cards if everywhere demands a pin.
I'm just amazed that it's taken this long. Most the rest of the developed world has had the pin system in place for donkeys years.
I'm just amazed that it's taken this long. Most the rest of the developed world has had the pin system in place for donkeys years.
Trending Topics
#8
I'm just amazed that it's taken this long.
Different banks have different processes and lead times. HSBC want to individually test each installation at present... taking 10 days per site That's after you've waited at least 10 weeks for them to process your application!
#9
Scooby Regular
iTrader: (1)
I heard a report on the radio that France uses Chip&Pin and it reduced fraud by 80%.
Also, it doesnt come into effect until 2005 IIRC and even then its not compulsory for the retail outlet to request it but if the card IS used fraudulantly then its down to the retailer to make the loss NOT the card company.
All in all, a good thing as far as i can see.
Also, it doesnt come into effect until 2005 IIRC and even then its not compulsory for the retail outlet to request it but if the card IS used fraudulantly then its down to the retailer to make the loss NOT the card company.
All in all, a good thing as far as i can see.
#10
PIN numbers will be the norm from 1 January 2005. Fallback to signature will be allowed as the merchant's discretion, but the transaction may then be rejected by the card issuer (unlikely in the initial stages).
Which bank? And when did they "think of it"?
Originally Posted by dbm 73
I work for one of the banks that first thought of this, its really a good idea!
#11
We can Chip and PIN all over the place here in Holland, especially where you see the sign "U kunt hier pinnen". Chipping is great for paying at parking meters.
Not the electronic utopia you would think though. Had a nightmare transaction concerning a double debit of SEVEN HUNDRED quid a few months back. Got it solved and money refunded within a couple of days, but that's not the point. The written apology and explanation are still in the post apparently...
Just be careful out there and check your Bank statements!
Suresh
Not the electronic utopia you would think though. Had a nightmare transaction concerning a double debit of SEVEN HUNDRED quid a few months back. Got it solved and money refunded within a couple of days, but that's not the point. The written apology and explanation are still in the post apparently...
Just be careful out there and check your Bank statements!
Suresh
#13
Guest
Posts: n/a
LOL I went into Safeways last night for the first time in ages and went to pay and the cashier stuck the little device in my face and said type your pin number in please. Me not knowing anything about this said im not giving you my pin now wheres the bloody paper to sign She then mentioned I have to if I want to pay by card as its a new system and its been on TV a lot, I knew nothing about it
I must be getting old as im resisting new technology *note to one's self - must watch more telly*
I must be getting old as im resisting new technology *note to one's self - must watch more telly*
#16
Scooby Regular
Join Date: Mar 2004
Location: Seattle, WA, USA
Posts: 1,267
Likes: 0
Received 0 Likes
on
0 Posts
Here in the US, Debit cards you pin, Credit cards you sign; same degree of laxness when it comes to checking signatures unfortunately. I just keep track of my cards at all times and check my bank and credit card statements every month out of habit.
Funny thing is when I first came over, the buggers wouldn't give me a Debit card for a year because I didn't have a fuggin credit rating in the US! (I actually got an Amex Credit card before I got a Debit card from my bank - needless to say I punted them once I found something better)
Bonkers.
Funny thing is when I first came over, the buggers wouldn't give me a Debit card for a year because I didn't have a fuggin credit rating in the US! (I actually got an Amex Credit card before I got a Debit card from my bank - needless to say I punted them once I found something better)
Bonkers.
Thread
Thread Starter
Forum
Replies
Last Post
Mattybr5@MB Developments
Full Cars Breaking For Spares
28
28 December 2015 11:07 PM
Mattybr5@MB Developments
Full Cars Breaking For Spares
12
18 November 2015 07:03 AM