robby

a couple of weeks ago i applied for my credit report (£2), i expected it to show why i'd been refused a couple of loans when i've always (last 14 years) been accepted in past.
The report just shows all previous applications made and doesn't say why i've now been refused?

boomer

Did ya try both Experian and Equifax - plus the other one(s) wot i forgot

mb

Phil

These people supply FACTS only

i.e. details of Loans, Payment history, Defaults, Applications

Its up to the lender to use this information

You may be turned down because you have applied for Too many CC's

You may always pay a month late

Some CC company's activley look for people that pay late because they want to hit them with high penalties while offering very low interest

Its the interpretation of the facts thats the KEY

Hope that waffle helps