Dunk

iTrader: (1)

Mods - please don't move to deep, dark depths of the ins forum.

I've just moved from the town into the sticks, upmystreet.com shows a significant decrease in both vehicle theft & burglary stats, yet I get an 5% increase on my policy with Churchill !

Any ideas why or are there any sites that show the rating of a postcode & what influences it ?

D

Paulo P

iTrader: (42)

Dunk

A bit off topic but did you find that manual?

Paul

stevem2k

There is a good insurance topic at the bottom of the Motors Sticky on overclockers.

Written by an insurance underwriter as I understand.

Steve

Dunk

iTrader: (1)

Paul

YGM

D

Nigel H

Try this - sorry about the formatting

A = Low Risk
F = High Risk

(the star means - Any motor cycle based in Areas D, E or F must be garaged in a locked and secure building whilst at
the policyholders address.
this document was for motorbikes tho, so obviously cars don't have to be garaged like bikes apart from maybe in certain bad areas.)

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 A
AL St Albans
1, 7 C
2-3, 8-10 . D*
4-6 . B
B Birmingham
1-21 Refer
23-26, 36, 70 E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71 D*
28, 30, 40, 46-47, 62-63, 72-77, 79 C
45, 48-50, 60, 64, 65, 78, 90-98 B
61, 80 A
BA Bath
1-2, 5, 6, 8, 11-14 . B
3, 7, 9-10, 15-16, 20-22 . A
4 C
BB Blackburn
1, 4-5, 8, 10, 12, 18 D*
2-3, 11 E *
6, 9 C
7 B
BD Bradford
1, 3, 4, 7 . Refer
2, 9, 10 F *
5, 11, 15, 19, 21 D*
6, 8, 12-14, 16-18, 20, 22 E *
23-24 . A
BH Bournemouth
1-5 . C
6-7, 11, 13, 15, 17-18, 25 B
8-10, 12, 14, 16, 19-24, 31 A
BL Bolton
0-2, 6 . E *
3-5, 7-9 F *
BN Brighton
1-3 . D*
5-8, 13-14, 17, 24, 27, 41-42, 44-45 A
9-12, 15-16, 18, 21-23, 25-26, 43 . B
20 . C
BR Bromley
1, 3-5, 7 E *
2 D*
6, 8 C
BS Bristol
1, 3, 5, 11 . E *
2 Refer
4, 6-7, 10 . D*
8-9, 13-16, 23, 30, 32, 34-35 C
20, 22, 24-25, 29, 31, 39, 40-41 B
21, 26-28, 36-37, 48-49 . A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 . B
4, 6, 8-12, 15-17, 22, 25 . A
14, 28 C
CB Cambridge
1, 5, 9 B
2-4, 6-8, 10-11 . A
CF Cardiff
3, 15, 42, 61-62, 71-72 E *
5, 10-11, 14, 23-24, 63-64 F *
31-41, 43-48, 81-83 D*
CH Chester
1, 64-66 C
2-8 . B
41-42, 44 . F *
43, 45-46 . E *
47-49, 60-63 D*
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 . B
1, 3, 6-7 A
5, 13-14, 16, 20-24 . C
15, 18 D*
19 . E *
CO Colchester
1 C
2-3, 5, 8, 10, 15-16 A
4, 6-7, 9, 11-14 B
CR Croydon
0, 4, 7 F *
2, 8-9 . E *
3, 5-6 . D*
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 C
3, 5, 7, 14, 18 B
13, 15, 21 . A
CV Coventry
1-3, 6 . E *
4-5, 7, 11-12 D*
8-10 C
13, 21-23, 31-34, 47 B
35-37 . A
CW Crewe
1, 3, 5, 7, 9 . B
2, 4, 6, 8, 10-11 A
12 . C
DA Dartford
1, 5, 7, 9, 10 . E *
2-3, 6, 11-13 D*
4 C
8, 14-18 F *
DD Dundee
1-3 . D*
4 C
5-10 A
11 . B
DE Derby
1, 3, 22, 55 C
4, 12, 14-15, 45 A
5-7, 11, 13, 56, 65, 72-75 B
21, 23-24 . D*
DG Dumfries
1-2 . B
3-14, 16 A
DH Durham
1-3, 8 . D*
4 E *
5 F *
6-7, 9 . C
DL Darlington
1, 15 . D*
2-5, 14, 16-17 . C
6-13 B
DN Doncaster
1, 4-5, 11-12 F *
2-3, 6 . E *
7-9, 16-17, 19-20, 37-39 B
10, 14, 18, 21-22 A
15, 31, 33-34, 36, 40-41 . C
32, 35 D*
DT Dorchester
1-3, 5-11 . A
4 B
DY Dudley
1-6, 9 . C
7, 14 . A
8, 10-13 B
E London E
1-9 . Refer
10-15, 17 . F *
16 . E *
18 . D*
EC London EC
1-4 . Refer
EH Edinburgh
43-46 . A
26-27, 38-42, 55 B
23, 28-37, 47, 49, 51-54 . C
11-13, 15-22, 24-25, 48 . D*
1-10, 14 E *
EN Enfield
1, 5-9 . E *
2-4 . F *
10-11 . C
EX Exeter
1-5, 8, 20, 34 B
6-7, 9-19, 21-24, 31-33, 35-39 . A
FK Falkirk
1-5 . C
6-10 B
11-21 . A
FY Blackpool
1, 4, 8 D*
2, 6 B
3, 5, 7 C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 . E *
60-62, 64, 67-68, 82 D*
52, 63, 83-84 B
65 . C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 . B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,
46-47, 51 . B
4, 11, 25, 29, 32, 35 C
12, 18, 26, 28 A
GY Guernsey
1-9 . A
HA Harrow
0-2, 4, 7-9 E *
3, 5-6 . D*
HD Huddersfield
1, 6-9 . D*
2-5 . E *
HG Harrogate
1-2, 5 . C
3-4 . B
HP Hemel Hempstead
1-3, 6, 20 . D*
4-5, 7, 10-14, 19, 21 C
9, 15-18, 22-23 B
27 . A
HR Hereford
1, 3, 5-6, 8-9 A
2, 4, 7 B
HS Outer Hebrides
1-9 . A
HU Hull
1-6, 8-9, 13 . D*
7 E *
10-11, 14, 16 C
12, 15, 17-20 B
HX Halifax
1, 3 F *
2, 4-5, 7 E *
6 C
IG Ilford
1, 11 . Refer
2, 6-8 . E *
3, 9-10 F *
4-5 . D*
IM Isle of Man
1-9 . A
IP Ipswich
1-3, 5-23, 26-33 A
4, 24-25 B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 . A
JE Jersey
1-4 . A
KA Kilmarnock
1-26 B
27-30 . A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 E *
2, 4-5, 7-12 . D*
13-16, 18, 20-22 C
23-24 . A
KW Kirkwall
1-3, 5-17 . A
KY Kirkcaldy
1-16 B
L Liverpool
1-21 Refer
22 . F *
23, 29, 34, 38, 40 D*
24-28, 30, 32-33, 35-36 . E*
31, 37 C
39 . B
LA Lancaster
1,3-4, 14, 19, 22-23 B
2, 5-13, 15, 17-18, 20-21 A
16 . C
LD Llandrindod Wells
1-8 . A
LE Leicester
1-2 . Refer
3-4, 6, 10 . C
5 D*
7-9, 11-12, 17-18 B
13-16, 65, 67 A
LL Llandudno
11-13 . C
14, 29, 31, 33, 41 B
15-28, 30, 32, 34-40, 42-49, 51-78 A
LN Lincoln
1, 5-6, 9 B
2-4, 7-8, 10-13 . A
LS Leeds
1-13, 15-16, 19, 26-27 F *
14, 18, 28 . E *
17, 21-23 . C
20, 25 D*
24 . A
29 . B
LU Luton
1, 4 Refer
2-3 . D*
5 E *
6-7 . C
M Manchester
1-9, 11-24, 40, 60 Refer
25-29, 32, 34-35, 38, 43, 45-46 F *
30-31, 33, 41, 44 E *
ME Medway
1-2, 4-6, 8-13, 15-17 . C
3, 7, 14 D*
18-20 . B
MK Milton Keynes
1-5, 7, 9-15 . D*
6 E *
8, 16-17, 19, 40-42 . C
18 . B
43-46 . A
ML Motherwell
1-2, 6, 9 D*
3-4 . E *
5, 7 C
8, 10-11 B
12 . A
N London N
1, 7, 9 Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 F *
3, 14, 21 . D*
12, 18, 20 . E *
NE Newcastle-upon-Tyne
1, 4-6, 8 Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 F *
45 . A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 E*
13, 22-25, 35, 61-62, 64 . D*
18, 20, 26, 47 C
19, 43-44, 46, 48-49, 65-71 . B
NG Nottingham
1-4, 6-8, 10-12, 16-18 C
5, 15 . D*
9, 19-21, 25, 34 B
13-14, 22-24, 31-33 A
NN Northampton
1-5 . D*
6, 9, 13-16 A
7-8, 10-12, 29 . B
17-18 . C
NP Newport
4, 16, 18, 26 . C
7-8 . A
10-11, 19-20, 44 E *
12-13, 22-24 D*
15, 25 B
NR Norwich
1-2 . C
3-4, 6-8, 30-31 . B
5 D*
9-29, 32-35 . A
NW London NW
1-2, 5-6, 8 Refer
3, 10 . F *
4, 9, 11 E *
7 D*
OL Oldham
1-5, 7-9, 15 . F *
6, 16 . Refer
10-14 . E *
OX Oxford
1, 4 C
2-3, 6, 10, 16, 25-27, 33, 44 . B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 A
PA Paisley
1, 3-4 . Refer
2, 5-8 . E *
9-11 D*
12-15, 19 . C
16-20 . B
21-49, 60-78 A
PE Peterborough
1-3, 5, 7, 20, 22 C
4, 10, 13-14, 19, 25 B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 A
PH Perth
1-2 . B
3-26, 30-44, 49-50 . A
PL Plymouth
1-3 . C
4-5 . D*
6-7, 9, 20-21 B
8, 10-19, 22-35 A
PO Portsmouth
1, 3-6, 19 . C
2, 7-8, 12, 15, 17, 20-21, 30 . B
9-11, 13-14, 16, 18, 22, 31-41 . A
PR Preston
1-2, 4 . C
3 A
5-9 . D*
RG Reading
1-2, 4, 21, 30-31, 42 C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 B
23-27 . A
RH Redhill
1-2, 6-9, 14, 16-18 . B
3 E *
4-5, 10, 12-13, 15, 19-20 A
11 . C
RM Romford
1, 6, 9-10, 12 F *
2-5, 11, 17-18 . E *
7-8, 13-16, 19-20 D*
S Sheffield
1-3, 5, 7-8 Refer
4, 9, 11, 13-14, 60-61 . F *
6, 10, 12, 20, 35-36 E *
17, 21, 25-26, 63, 70-71 . D*
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . C
40, 42, 45 . B
44 . A
SA Swansea
1-2, 4, 7 E *
3, 5-6, 8-13, 15 D*
14, 16, 34, 40-41, 43-47, 68-69, 72 B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 F *
3, 9, 12, 20 E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 . B
2, 4, 13-14 C
6-9, 18 A
SK Stockport
1, 4, 14-16 F *
2-3, 5-6, 8 E *
7, 13 . D*
9-12, 17, 22-23 B
SL Slough
0-3 . D*
4-6, 8-9 C
7 B
SM Sutton
1, 5 E *
2-3 . D*
4, 6 F *
7 C
SN Swindon
1-2, 6-10, 13, 25-26 B
3-5, 11, 14-16 . A
12 . C
SO Southampton
14-19 . C
20, 24, 41-43, 50-53 A
21-23, 30-32, 40, 45 B
SP Salisbury
1-8, 10-11 A
9 B
SR Sunderland
1-5, 8 . E *
6-7 . D*
SS Southend-on-Sea
0-1, 6, 8, 13, 16 C
2-4, 7, 9, 11 . B
5, 12 . A
14-15, 17 . D*
ST Stoke-on-Trent
1, 4 D*
2-3, 5-8 C
9, 12-14, 16, 18-21 . A
10-11, 15, 17 B
SW London SW
1, 3-7, 10, 12-20 F *
2, 8-9, 11 . Refer
SY Shrewsbury
1-2, 4-12, 15-25 A
3, 13-14 B
TA Taunton
1-4, 6-23 . A
5, 24 . B
TD Galashiels
1-5, 7-10, 12-14 A
6, 11, 15 B
TF Telford
1, 3, 7-8 C
2, 5-6, 10 . B
4 D*
9, 11-13 A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 A
13 . D*
15, 17, 21, 37 C
TQ Torquay
1-2 . B
3-14 A
TR Truro
1-10, 12-17, 19-27 . A
11, 18 . B
TS Cleveland
1-2 . Refer
3-4, 6, 10, 20 F *
5, 7-8, 16-19, 24, 26-29 . E*
9, 14, 22 . C
11-13, 15, 21, 23, 25 . D*
TW Twickenham
1, 9, 11 F *
2-3, 6-8, 10, 13-14 . E*
4-5, 12, 15-18 . D*
19-20 . C
UB Southall
1-3, 9 . D*
4, 6, 10 E *
5, 7-8 . F *
W London W
1-2, 5-6, 8-9, 12, 14 F *
3-4, 7, 13 . E *
10-11 . Refer
WA Warrington
1, 4-8 . C
2 B
3, 9-12, 15 D*
13 . F *
14 . E *
16 . A
WC London WC
1-2, 99 F *
WD Watford
1-3, 17-19, 23-25 C
4-5 . B
6-7 . D*
WF Wakefield
1-2, 4, 7-10, 12, 16-17 E*
3, 11 . F *
5-6, 13-15 D*
WN Wigan
1-4, 7 . F *
5-6 . E *
8 D*
WR Worcester
1, 3, 12, 15 B
2, 4-11, 13-14 . A
WS Walsall
1-6, 10 D*
7, 12-13, 15 . B
8-9, 11 C
14 . A
WV Wolverhampton
1-2, 12-14 D*
3-4, 6-8, 11 . C
5, 9-10, 15-16 . B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,
41-43, 51 . B
12-15, 21-22, 25, 60-62 . A
18 . C
ZE Lerwick
1-3 . A

Dunk

iTrader: (1)

According to your info it either remains the same or improves (as expected) but certainly doesn't worsen as Churchill tell me it does !

Thanks for the info...... the plot thickens

D

Robertio

iTrader: (1)

That's a nice overview

I assume refer means - we really don't want to insure people in this area?


Dunk, those are just a general overview, there can be quite large variations within the same bands. It may be that in your new street there are a couple of taxi drivers? notorious for increasing insurance in the area.

BTW, 5% is nothing - I moved from KW1 to G20 - my insurance was over 3 times as much

Dunk

iTrader: (1)

Taxi drivers in my street !!!!!
They're still pointing at planes here, it could be that I'm the first to have car around here & they've nothing to base it on.

D