markbluemica

I think age is a big help in insurance Im 32 5 years ncb on my 3rd scoob paying £572 for my02 wrx on my first scoob was paying £900 3 years ago.


Mark

When i was 25 paying £900 for a astra gsi

[Edited by markbluemica - 12/10/2002 5:31:05 PM]

Paulo P

iTrader: (42)

I am 27 and own an integrale and I pay only £370 a year including breakdown cover only thing is I did need the breakdown cover [img]images/smilies/mad.gif[/img] My insurance did seem to go down though when I got to 25 but my fiancee has just turned 25 and her insurance on a KA has only gone down about £40

P.s I have and always have had a clean license

[Edited by paulpalmer - 12/10/2002 5:34:17 PM]

Steve Fort

25, 3 years NCB,clean license, paying £1150 for a P1.
Without NCB i doubt i'd get insured.

Most companies seriously take into account the type of car you'd driven before.

[Edited by Steve Fort - 12/10/2002 8:28:16 PM]

DRUNKNORGY

3.5k per year on insurance after you've bought the scoob 555ingh What I find scary is that you are prepared to pay it as well

[Edited by DRUNKNORGY - 12/11/2002 8:14:17 AM]

melomax

im 26 with 6 points and 2 accidents against me and only 4 years bonus and pay £800 fully comp with bussiness usage

[Edited by melomax - 12/11/2002 12:24:07 AM]

Sc00by P1

Who pay a reasonable Insurance premium??
With 0 years NCB?

Also, when it comes to high performance motors, is there a big reduction for having 3/4 yrs NCB?

A Mate of mine (Ex-insurance) doesn`t think NCB`s account for much reduction when insuring the likes of Scoobs.

Cheers
Steve

marty_t3

I've found that no claims makes a huge difference. I've had to insure my car for the first 2 months with no no-claims as i had another car/policy which was 'using' my no claims.

My payment was almost double for the first 2 months without the no-claims.

Marty, (29yo, 3yrs NCB, no points)

Mr.Manchester

i dont even own a scoob and i pay £1000 a year for a H reg 1.8GLX sierra Sapphire

3 years NCB, age:23.

ricco

I pay £1400 odd for MY97 Scoob with 3 years NCB... I've found that No claims don't count for much... I paid £1500 odd the year before

I'm 24 BTW

steve G MAN

put it this way you need at least one years no clames to get insured on a sccob most places even green light insists you have one year all the best
steve

FASTER MIKE!!

26 and full ncb and only pay £740 it has the usual mods 17s decat indution and sti6 spoiler. so must count for somthing

astraboy

Not really. I was reinsuring the cossie after 1 years accident free use. I had (and have) a clean licence, no points and in fact the only difference was that I had turned 25.
The drop? 30squid
Come the revolution insurers will be the first against the wall I tell ya.
astraboy.

P1Fanatic

Im 25, paying £900 p.a. for my scoob with 5 years PNCB. Wouldnt like to hazard a guess as to how much it would be with 0 years NCB.

Simon.

Sc00by P1

Well, i`m not that fcuked yet.
Had a bit of a reversing "Accident" with some woman who hit me whilst I was reversing.
We were both moving when it happened, so it could be a 50/50 as is was on a road in a small estate.
If not 50/50 then I think i`ll pay the quote of £498 to get hers sorted.
And keep my 5 yrs NCB
Steve

555ingh

When I first bought my scooby I was 22yrs old with Zero NCD and 1 accident. Car is MY00UK with full de-cat and cat 1 plus tracker. Excess £1100 and premium was £300 a month.

Now 23 with 1 yers NCD still £1100 excess but under £200 per month.

With Tesco.

Little Miss WRX

Even just one year NCB counted a lot for me.

Around £800 difference!!!!!

evo kid

full no claims and paying £1330 fc to insure my evo 6 , 23 years old

MattN

£880 to insure a 96 WRX, that was year when I had 1 years ncd.

kamikaze

when i was 25 i insured a my00 for 950 quid with 1years ncd.

After 2 months i realised i had infact 6 years no claims becuase i didnt realise it was protected from a previous claim. doh!
When i told my insurers it made no diff at all.

Ian E

iTrader: (1)

Scooby P1,

Even if the claim goes 50/50 you will still lose your no claims and have to pay your excess as well. I'd say you'd definitely be better keeping the insurance out of it and trying to settle direct with the 3rd party. Otherwise you will pay for it year on year. You lose out both ways as you pay an increased premium with less no claims and an increased premium for an accident on your record. Also don't forget you will be paying extra for several (3+) years.

Normal discount for full no claims is 65%+

Cheers,

Ian.

248SPG

I am turning 25 in Jan and also looking to insure a P1.

I "will" (touching wood) have 6 points and 5 years NCB and have had quotes between £2.5K and the best of about £1300. I have used the same broker for years (due to using the compnaies buying power)and they do take into account how much driving you have done and types of cars you have driven or drive on a regular basis!!!

Hope this helps!!!