chuckster

Hiya, I've been a bad boy. Caught doing a naughty ninety on a dual carriageway. Already paid my £60 and got 3 points. Thing I don't understand is the endorsement code. Got me a lovely SP60 - described on the DVLA site as 'Undefined speed limit offence'
Does anyone know if this is considered worse than an SP30 with regards to insurance etc? (Sounds dodgy doesn't it? )
Txs
Chuck

MarkO

Don't think it really makes a difference. I've had an SP60, SP50 (which was a ban) and an SP30. The only one which really adversely affected my insurance was the ban, and that wasn't until 2 years after I'd had it.

Most insurers I've spoken to have said that they don't really care about any 3-point speeding offence. They will load the premium if you get a 6-point offence, especially if your licence was already clean.

I wouldn't worry about it - although you must notify your insurers, otherwise your cover could be void.

chuckster

Ah, thanks for that, completely forgot I was supposed to call em!
C

seejay555

Chuck,
Tut! Tut! Mail me offline if you want the complete rundown
Chris

Sheepsplitter

I believe an SP60 is a dual carriage-way or national speed limit offence.
SP30 is a rural (30/40/50) limit offence.

I don't think insurers worry about the difference between the two.

Personally I'd say a driver with 3 SP60's was a safer and less likely to kill driver than 3 SP30's. Of course a driver with a clean licence is either safer/invisible or good at bribing ;-)

chuckster

Thanks Chris, as my little green friend Yoda would say..mail you have.
C

Floyd

iTrader: (9)

I've just received the next stage of my NIP (after admission) to ask me whether I want to go to court or not. They have threatened to up the fine and points if I lose though

I have a good case but should I just bend over and take the punishment and not take the risk?

F

jasey

Floyd - unless you know something about the Judge I'd take the punishment as it stands - the odds are against you - that's assuming you have 734 independent witnesses saying you weren't breaking the law [img]images/smilies/mad.gif[/img] If however you know the Judge has any sort of "Habit" go for it