Can work charge me the excess on their car insurance?
25 July 2002, 06:34 PM
#1
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Just run into the back of someone at about 2mph! Cracked the number plate on the mondeo (my car) and pushed the bumper in on their Astra.
I am insured on works policy but can they send me a bill for the excess?
I am insured on works policy but can they send me a bill for the excess?
25 July 2002, 06:40 PM
#2
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Yes they can, but only if agreed with you first. You should have something in your employment contract.
I had a company car before and had 1 smash. Didn't pay any excess, but the company put measures in-place so they wouldn't get stung again.
Needless to say, I opted to run my own car
Stefan
I had a company car before and had 1 smash. Didn't pay any excess, but the company put measures in-place so they wouldn't get stung again.
Needless to say, I opted to run my own car
Stefan
25 July 2002, 06:40 PM
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Yes I believe they can. I think you will find it in the small print of your companys "Company Car Policy".
Most companys pass on the excess to their employees, it's the only way of making them take some care when driving the cars, knowing that any damage will impact their pockets.
One company I used to work for let you have one smash at their cost, any others and the excess came out of your pocket.
One guy who worked for us wrote of 4 cars in 8 months, so they fired him, said he was a risk to the rest of the company car insurance policy, which seemed fair enough to the rest of us, as he was truly dangerous and had zero driving skills, drove drunk after company partys and generally fecked around.
[Edited by Sheepsplitter - 7/25/2002 6:43:09 PM]
Most companys pass on the excess to their employees, it's the only way of making them take some care when driving the cars, knowing that any damage will impact their pockets.
One company I used to work for let you have one smash at their cost, any others and the excess came out of your pocket.
One guy who worked for us wrote of 4 cars in 8 months, so they fired him, said he was a risk to the rest of the company car insurance policy, which seemed fair enough to the rest of us, as he was truly dangerous and had zero driving skills, drove drunk after company partys and generally fecked around.
[Edited by Sheepsplitter - 7/25/2002 6:43:09 PM]
26 July 2002, 12:10 AM
#5
check your policy and contact. I had my company car 6 days before I stuffed it 
how much of a TIT did I feel? A big one 
got away with it though and fecked the ar5ehole up that I hit because I admitted the accident but he was an **** his fault for being a d!ck! if he hadn't f*cked me off my company would have paid then he didn't call either. oh well I lost his details 
WNAKER!!!!!!
[Edited by paulpalmer - 7/26/2002 12:12:57 AM]
how much of a TIT did I feel? A big one got away with it though and fecked the ar5ehole up that I hit because I admitted the accident but he was an **** his fault for being a d!ck! if he hadn't f*cked me off my company would have paid then he didn't call either. oh well I lost his details WNAKER!!!!!![Edited by paulpalmer - 7/26/2002 12:12:57 AM]
26 July 2002, 10:10 AM
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If its only a small bump why not pay for the repairs yourself if the excess is a bit steep. I know where I used to work it was £500 excess for your first claim and £1000 for every claim after that. Made sure we took care behind the wheel.
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