Car damaged by unsecured load
02 September 2022, 12:36 AM
#1
Car damaged by unsecured load
So, A 4x4 was coming the other way (**** BUZ) it was towing a trailer, as it passed me it peppered the front of my car with stones,
Chipping both windscreen and bonnet,
I attempted to flag the driver down for approx. 2 miles,
When I did stop it the driver he was rather aggressive,
Driver tried to deny it all until I asked him to look at the rear of the trailer,
The tailgate has missing securing pins and the tailgate cannot be shut anyway as it was bent up,
I took photo proof of this.
Driver claims it’s not his problem,
I ask for insurance details but he says it’s on his wife's policy and doesn't know it, refused to ring to supply details he literally shouted a number at me and no name, I followed the vehicle at a distance and it still dropped stones, he returned to * ***** **** and went in the house,
I didn’t knock on the door after his verbal assault earlier,
I am awaiting a price for the windscreen from Auto windscreens, ref 197****,
Which has now arrived and is £267.71 inc vat
The screen on the car was new under 28 days ago, its my run around vehicle not the scoob,
I sent a copy of the invoice to the number he shouted at me and havent heard anything back,
What would you do next?
No netting over load and trailer not fit for purpose, tailgate doesn't shut so shouldn't carry small stone that can escape the gaps,
Trailer has no number plate and the vehicles one isn’t visible,
The lights are functioning incorrectly on the trailer board and the vehicles ones aren’t visible,
Drive is responsible for securing loads before starting their journey.
Chipping both windscreen and bonnet,
I attempted to flag the driver down for approx. 2 miles,
When I did stop it the driver he was rather aggressive,
Driver tried to deny it all until I asked him to look at the rear of the trailer,
The tailgate has missing securing pins and the tailgate cannot be shut anyway as it was bent up,
I took photo proof of this.
Driver claims it’s not his problem,
I ask for insurance details but he says it’s on his wife's policy and doesn't know it, refused to ring to supply details he literally shouted a number at me and no name, I followed the vehicle at a distance and it still dropped stones, he returned to * ***** **** and went in the house,
I didn’t knock on the door after his verbal assault earlier,
I am awaiting a price for the windscreen from Auto windscreens, ref 197****,
Which has now arrived and is £267.71 inc vat
The screen on the car was new under 28 days ago, its my run around vehicle not the scoob,
I sent a copy of the invoice to the number he shouted at me and havent heard anything back,
What would you do next?
No netting over load and trailer not fit for purpose, tailgate doesn't shut so shouldn't carry small stone that can escape the gaps,
Trailer has no number plate and the vehicles one isn’t visible,
The lights are functioning incorrectly on the trailer board and the vehicles ones aren’t visible,
Drive is responsible for securing loads before starting their journey.
Last edited by JDM_Stig; 02 September 2022 at 12:38 AM.
02 September 2022, 08:00 AM
#2
Scooby Regular
Speak to insurance and claim against him. You don't need his policy details just a reg should be enough 
02 September 2022, 08:26 AM
#3
Scooby Regular
I’d be tempted to report them to the police (non emergency number obviously). If nothing else it could help with the insurance claim against them.
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02 September 2022, 08:32 AM
#4
Scooby Regular
Also Highway code states you must secure load
https://www.gov.uk/government/public...rator-guidance
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02 September 2022, 01:26 PM
#5
Dashcam?
It's the only reason I have one (GPS disabled 😇 ).
Sounds like your typical semi-pikey builder/landscapers. Yes insecure load is illegal and damage as a consequence is their liability. Proving it on the otherhand without other non-related witnesses or video footage is going to be a no go. Your insurer won't bother pursuing as the cost to do so isn't worth it (plus they could just be chasing payment from the same underwriter, so no net gain). Police will say whilst there is a offence commited in relation of the highways act, damage to property is a civil matter. Report it anyway; you can do it online with many constabularys, handy just for the reference number. As a result it may not affect your non-claims bonus.
I can only sympathise; My new screen lasted a whole five days before a Picasso driver comming the other way distracted by his satnav/phone veered on to the verge and threw up a load of chippings infront of me. Chipping both my new screen and freshly painted bumper/bonnet.
It's the only reason I have one (GPS disabled 😇 ).
Sounds like your typical semi-pikey builder/landscapers. Yes insecure load is illegal and damage as a consequence is their liability. Proving it on the otherhand without other non-related witnesses or video footage is going to be a no go. Your insurer won't bother pursuing as the cost to do so isn't worth it (plus they could just be chasing payment from the same underwriter, so no net gain). Police will say whilst there is a offence commited in relation of the highways act, damage to property is a civil matter. Report it anyway; you can do it online with many constabularys, handy just for the reference number. As a result it may not affect your non-claims bonus.
I can only sympathise; My new screen lasted a whole five days before a Picasso driver comming the other way distracted by his satnav/phone veered on to the verge and threw up a load of chippings infront of me. Chipping both my new screen and freshly painted bumper/bonnet.
Last edited by ALi-B; 02 September 2022 at 01:29 PM.
02 September 2022, 04:33 PM
#6
Cheers for replies, yeah I have cameras in all my cars tbh, I may have mentioned how they came in handy in the past,
I reported it and told my insurance, offender claimed his missus would ring back within the hour, thats was many hours ago lol
On closer looking there are a few bits on the bonnet and bumper, I suppose a fresh lick of paint on the front end will make it all worth the hassle,
On start up this AM I got some sensor warning for the adaptive cruise, for a split second I was worried it had damaged that as well(it was like shot blast out the trailer) like a gritter,
Once I know I can I will upload the video.
I reported it and told my insurance, offender claimed his missus would ring back within the hour, thats was many hours ago lol
On closer looking there are a few bits on the bonnet and bumper, I suppose a fresh lick of paint on the front end will make it all worth the hassle,
On start up this AM I got some sensor warning for the adaptive cruise, for a split second I was worried it had damaged that as well(it was like shot blast out the trailer) like a gritter,
Once I know I can I will upload the video.
02 September 2022, 04:45 PM
#7
Cheers for replies, yeah I have cameras in all my cars tbh, I may have mentioned how they came in handy in the past,
I reported it and told my insurance, offender claimed his missus would ring back within the hour, thats was many hours ago lol
On closer looking there are a few bits on the bonnet and bumper, I suppose a fresh lick of paint on the front end will make it all worth the hassle,
On start up this AM I got some sensor warning for the adaptive cruise, for a split second I was worried it had damaged that as well(it was like shot blast out the trailer) like a gritter,
Once I know I can I will upload the video.
I reported it and told my insurance, offender claimed his missus would ring back within the hour, thats was many hours ago lol
On closer looking there are a few bits on the bonnet and bumper, I suppose a fresh lick of paint on the front end will make it all worth the hassle,
On start up this AM I got some sensor warning for the adaptive cruise, for a split second I was worried it had damaged that as well(it was like shot blast out the trailer) like a gritter,
Once I know I can I will upload the video.
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02 September 2022, 08:08 PM
#8
).
Last edited by ALi-B; 02 September 2022 at 08:09 PM.
03 September 2022, 02:19 PM
#9
No FMIC on my 1.6 Tdi Golf lol,
Their insurance rang last night, they have take full responsibility,
I have ran dash cams as they are now called for decades, Ive been rear ended at traffic lights a good few years ago and they tried to blame me for stopping when I didnt need to, the camera showed the lights on red and that I had been stationary 5 seconds before they hit me,
That gobby female was ranting on the phone to the police, she handed me the phone and I had a calm conversation with the copper, he laughed how wound up she was, and we just exchanged info, old Audi had a couple of small scratches on the bumper , her front end was caved in,
I may have posted it here where some youfs started waving a pistol out the passenger window at me, they drove like they were in a movie, all on camera, we made contact at one point but I didnt manage to get them off the road,
all caught on dash cam lol
Their insurance rang last night, they have take full responsibility,
I have ran dash cams as they are now called for decades, Ive been rear ended at traffic lights a good few years ago and they tried to blame me for stopping when I didnt need to, the camera showed the lights on red and that I had been stationary 5 seconds before they hit me,
That gobby female was ranting on the phone to the police, she handed me the phone and I had a calm conversation with the copper, he laughed how wound up she was, and we just exchanged info, old Audi had a couple of small scratches on the bumper , her front end was caved in,
I may have posted it here where some youfs started waving a pistol out the passenger window at me, they drove like they were in a movie, all on camera, we made contact at one point but I didnt manage to get them off the road,
all caught on dash cam lol
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03 September 2022, 04:20 PM
#10
Scooby Regular
I had a similar experience where a piece of rock flew off a tipper truck damaging my bonnet and windscreen. Driver denied responsibility, my insurance wasn’t much help either saying his word against mine despite me recovering the piece of rock. Had windscreen cover but had to replace bonnet myself.
03 September 2022, 04:25 PM
#11
I had a similar experience where a piece of rock flew off a tipper truck damaging my bonnet and windscreen. Driver denied responsibility, my insurance wasn’t much help either saying his word against mine despite me recovering the piece of rock. Had windscreen cover but had to replace bonnet myself.
04 September 2022, 11:47 AM
#12
Scooby Regular
Well I suppose this is an Actual reason for being forced into buying into the surveillance world
I always thought up to now the security trade was self propagating industry built on spreading fear
I still wont be buying ******* dash cam
I always thought up to now the security trade was self propagating industry built on spreading fear
I still wont be buying ******* dash cam
05 September 2022, 11:57 AM
#16
A 5G conspirator I know was on about the market was only flooded with cheap Chinese cctv so we would buy it and they could hack in and watch, if they think I'm interesting then tally hoe, knock ya socks off on my CCTV **** lol
Last edited by JDM_Stig; 05 September 2022 at 11:58 AM.
05 September 2022, 03:04 PM
#18
Scooby Regular
Thread has certainly moved on. Lol
05 September 2022, 06:29 PM
#19
Scooby Regular
Well isn't this just the point , sooner or later your every move will Have to be monitored
without it - no insurance
without it - no insurance
Last edited by IdonthaveaScooby; 05 September 2022 at 06:53 PM.
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05 September 2022, 07:03 PM
#22
Scooby Regular
Well I haven't had incident since 2004 ....
bizarrely or otherwise it takes a passenger ( usually girlfriend ) to point out where im going wrong
bizarrely or otherwise it takes a passenger ( usually girlfriend ) to point out where im going wrong
06 September 2022, 08:50 AM
#23
Scooby Senior
06 September 2022, 09:33 AM
#25
Yes, it's absolutely shocking how cctv solves so many crimes, and often prevents them, incarcerating terrorists, paedophiles, murderers and muggers. It's really unfair.
And how dare members on here win insurance claims that they would otherwise have lost. F@#£ing outrageous.
And how dare members on here win insurance claims that they would otherwise have lost. F@#£ing outrageous.
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22 November 2022, 12:12 PM
#26
Scooby Newbie
Join Date: Nov 2022
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So, A 4x4 was coming the other way (**** BUZ) it was towing a trailer, as it passed me it peppered the front of my car with stones,
Chipping both windscreen and bonnet,I attempted to flag the driver down for approx. 2 miles,
When I did stop it the driver he was rather aggressive,
Driver tried to deny it all until I asked him to look at the rear of the trailer,
The tailgate has missing securing pins and the tailgate cannot be shut anyway as it was bent up,
I took photo proof of this.
Driver claims it’s not his problem,
I ask for insurance details but he says it’s on his wife's policy and doesn't know it, refused to ring to supply details he literally shouted a number at me and no name, I followed the vehicle at a distance and it still dropped stones, he returned to * ***** **** and went in the house,
I didn’t knock on the door after his verbal assault earlier,
I am awaiting a price for the windscreen from Auto windscreens, ref 197****,
Which has now arrived and is £267.71 inc vat
The screen on the car was new under 28 days ago, its my run around vehicle not the scoob,
I sent a copy of the invoice to the number he shouted at me and havent heard anything back,
What would you do next?
No netting over load and trailer not fit for purpose, tailgate doesn't shut so shouldn't carry small stone that can escape the gaps,
Trailer has no number plate and the vehicles one isn’t visible,
The lights are functioning incorrectly on the trailer board and the vehicles ones aren’t visible,
Drive is responsible for securing loads before starting their journey.
Chipping both windscreen and bonnet,I attempted to flag the driver down for approx. 2 miles,
When I did stop it the driver he was rather aggressive,
Driver tried to deny it all until I asked him to look at the rear of the trailer,
The tailgate has missing securing pins and the tailgate cannot be shut anyway as it was bent up,
I took photo proof of this.
Driver claims it’s not his problem,
I ask for insurance details but he says it’s on his wife's policy and doesn't know it, refused to ring to supply details he literally shouted a number at me and no name, I followed the vehicle at a distance and it still dropped stones, he returned to * ***** **** and went in the house,
I didn’t knock on the door after his verbal assault earlier,
I am awaiting a price for the windscreen from Auto windscreens, ref 197****,
Which has now arrived and is £267.71 inc vat
The screen on the car was new under 28 days ago, its my run around vehicle not the scoob,
I sent a copy of the invoice to the number he shouted at me and havent heard anything back,
What would you do next?
No netting over load and trailer not fit for purpose, tailgate doesn't shut so shouldn't carry small stone that can escape the gaps,
Trailer has no number plate and the vehicles one isn’t visible,
The lights are functioning incorrectly on the trailer board and the vehicles ones aren’t visible,
Drive is responsible for securing loads before starting their journey.
Last edited by mervendanele; 22 November 2022 at 01:59 PM.
06 February 2023, 01:08 PM
#28
Scooby Regular
06 February 2023, 04:15 PM
#30
In this thread https://www.scoobynet.com/scoobynet-...eds-to-go.html you were accused of being Jon Oakley by Oakleyisaprick
Then Johno01 was also accused of being Jon Oakley !!
Thread has been moderated now , so doesn't quite make sense....
Seems the nutter who made the accusations has been shown the door...
Then Johno01 was also accused of being Jon Oakley !!
Thread has been moderated now , so doesn't quite make sense....
Seems the nutter who made the accusations has been shown the door...
Last edited by albob; 06 February 2023 at 04:18 PM.
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