David Lock

If so could you tell me how much you are charged by your card processing company for a debit card payment. I know this will vary depending on who handles your card business but I just need a rough idea.

I am being stitched up by a supplier who charged me 2% for a DEBIT card payment and I know his actual cost will be much lower. This on a £2000 bill.

Supplier has also charged me VAT and after a check with VAT office I established that company is not VAT registered.

I don't like being ripped off so I am having a go. And the last people you want to upset are the VAT guys

Cheers, David

legb4rsk

Sound like a bunch of c$$$s!
Do you have a bill or receipt with the VAT showing?
I think that is probably fraud & the VAT man/police would be very interested so you would have some powerful evidence.

David Lock

Yes I have all the evidence. I have reported him to the VAT boys and Action Fraud Police. Tomorrow I will discuss with Trading Standards.

I have now sent him a bill for £900 for VAT refund and other costs I incurred and said if he doesn't pay I will find other clients of his and suggest that they also claim the VAT back if he has charged them. I will also arrange a by-line in his local paper headed "Local Company Defrauds Disabled Pensioner". If he breaks into my home and attacks me I will stick a knife in his leg.

David

njkmrs

Hey make sure its in his groin. A leg cut may not stop him.
Its self defence after all....
Your clear all the way in your own home.!
Good luck on getting your cash back.

scot1888

iTrader: (10)

We charge 2% but only for CREDIT CARD transactions, we are charged roughly the same amount (although more on AMEX) but we stick at 2%.

We are charged nothing for DEBIT CARD transactions, BUT that's not to say others are the same.

Puff The Magic Wagon!

iTrader: (2)

If you get one of those card payment doohickeys, such as iZettle, Square, PayPal etc then you will be charged between 1.5%-2.75% depending on throughput/company. Worldpay charges me 2.5% on all web transactions currently, whatever the card.

pflowers

I think you will find that card processing companies now charge a percentage for Visa Debit cards rather than the old fixed charge.

We are with Worldpay (streamline) and used to be charged 18p for a debit card but it's now 0.6%.

BlkKnight

You might find these useful.

Typically there is no VAT on transactions but maybe on hire fees etc.

J

BlkKnight

re him charging you VAT and not being VAT registered - he's massively in the **** for that!

David Lock

Great stuff guys, many thanks. Appreciate your help.

All useful background for the prosecution

David