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Is it possible CAT D Impreza WRX STI PPP

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Old 01 December 2013, 09:55 PM
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sunnygrewal
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Default Is it possible CAT D Impreza WRX STI PPP

Friend of my Dad's has offered him a nice WRX STI PPP on an 02 previous cat d stolen recovered i believe, the car is in great condition and being given at a good price.

Was wondering would it be possible for my dad to get insured with me as a named driver. Details are he is a 63 year old Teacher with 7 years NCB and I am 21 working as a Photo Technician and a student. I live in WV4 and looking at 4k p.a miles with will not include commuting as i am getting an FR and my dad has c220. Can can be garaged or on the drive and wouldn't mind tpft but prefer fully comp. Dad is likely to be the main driver has he has more free time.

Is it possible, what do you guys think?
Old 01 December 2013, 10:00 PM
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theduck
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That this question would be better put to an insurance company? But yes, there will be someone out there who will insure you. Remember though, your dads NCB can only be used on one car at a time.
Old 01 December 2013, 10:14 PM
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You might find someone, but highly unlikely any of the specialists on here will consider it.
Old 01 December 2013, 10:15 PM
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..... possibly Admiral
Old 01 December 2013, 10:43 PM
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sunnygrewal
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hi there, yeah he has two sets of no claims with proof so no issues there and admiral won't touch me with a barge pole for some reason, friend of mine had his license a year and is 3rd driver on his parents e46 m3 for around 1700 for the whole policy but they won't even give me anything close really don't understand why, if it was possible for under 1800. This sit would really be an option but the comparison sites won't give me anything which is viable. Is my age a major issue when looking a specialists?
Old 01 December 2013, 10:55 PM
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theduck
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Yes your age is a big factor. At 21 I was happy to be able to afford to insure my Clio 197!
Old 02 December 2013, 01:05 PM
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Gear Head
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Originally Posted by sunnygrewal
hi there, yeah he has two sets of no claims with proof so no issues there and admiral won't touch me with a barge pole for some reason, friend of mine had his license a year and is 3rd driver on his parents e46 m3 for around 1700 for the whole policy but they won't even give me anything close really don't understand why, if it was possible for under 1800. This sit would really be an option but the comparison sites won't give me anything which is viable. Is my age a major issue when looking a specialists?
The 'for some reason' comment made me chuckle.

You are young and you are trying to put your Dad as the main driver when he probably won't be. Insurance companies are not stupid!

My first STI cost me £2.5k to insure with Tesco at 21 and I had to have a tracker fitted. (which I later found our that Tesco owned!) So best part of £3k. But the next year, it dropped to £1500, then £1200 and now at 31, I pay £240 for my 05 WRX.

Bite the bullet and do it properly. If you can't afford it, wait until you can.

Last edited by Gear Head; 02 December 2013 at 01:08 PM.

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Old 03 December 2013, 12:14 AM
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sunnygrewal
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Well the guy getting insured on the m3 is 20 mate and been driving a year with a 1.2 corsa sxi and no need for the assumptions my dad is going to be the main driver and i guess ill just be mapping the tfsi. Thanks anyway
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