Insurance for a Type25
09 November 2011, 09:01 PM
#1
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Join Date: Apr 2008
Location: Maidenhead
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Insurance for a Type25
This insurance thing is frustrating and a con.
Lived in a HP postcode had no problem with insurance, now moved to Maidenhead with an SL postcode and my current insurer will not touch me as I live in Slough!!??
How does that work? I live in Maidenhead!!
So I am going to keep my Type25 at my parents and drive it maybe at weekends and have a Vectra 2.0SRI T as my daily and for work.
But because I live in Slough, NOT! They are going to charge me for keeping it in Slough as they can charge more, even though I want the Vectra as my daily and my Type25 for fun, but will be kept @ the HP postcode.
Hopefully Gary @ KM will be able to help.
If anyone has any other suggestions on Type25 insurance companies, I really could do with knowing!!
FYI
Rang an insurance company who offer 12 months insurance for the price of 10.
Asked for a quote on the Vectra = £890
Quote from LV = £894
How can quote 1 be based on 10months if a 12 month policy is the same money??
Surely it should be £750?? considering the quotes are the same.
Lived in a HP postcode had no problem with insurance, now moved to Maidenhead with an SL postcode and my current insurer will not touch me as I live in Slough!!??
How does that work? I live in Maidenhead!!
So I am going to keep my Type25 at my parents and drive it maybe at weekends and have a Vectra 2.0SRI T as my daily and for work.
But because I live in Slough, NOT! They are going to charge me for keeping it in Slough as they can charge more, even though I want the Vectra as my daily and my Type25 for fun, but will be kept @ the HP postcode.
Hopefully Gary @ KM will be able to help.
If anyone has any other suggestions on Type25 insurance companies, I really could do with knowing!!
FYI
Rang an insurance company who offer 12 months insurance for the price of 10.
Asked for a quote on the Vectra = £890
Quote from LV = £894
How can quote 1 be based on 10months if a 12 month policy is the same money??
Surely it should be £750?? considering the quotes are the same.
10 November 2011, 02:18 PM
#3
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Join Date: Jul 2005
Location: Essex
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Hi Paul,
Sorry to hear that you've had problems with your postcode.
As you say, whilst Maidenhead does have an SL postcode it is not Slough.
Ascot, Marlow and Windsor also have SL postcodes - these are also not slough.
Every Insurer will have tracked their claim statistics (primarily focussing upon Theft and Personal Injury claims costs/frequencies), which does lead to heightened terms or in the worst instance exclusion of some postcode areas.
However, just to reassure you (and having also just checked the demographic ratings of Maidenhead and the surrounding areas - including Ascot, Marlow and Windsor) these do score pretty well from a demographic (make up of population, aspirational/affluence etc) perspective.
So i'm sure that you'll find plenty of other companies that can accommodate your Insurance requirement
Kind regards
Tony
Sorry to hear that you've had problems with your postcode.
As you say, whilst Maidenhead does have an SL postcode it is not Slough.
Ascot, Marlow and Windsor also have SL postcodes - these are also not slough.
Every Insurer will have tracked their claim statistics (primarily focussing upon Theft and Personal Injury claims costs/frequencies), which does lead to heightened terms or in the worst instance exclusion of some postcode areas.
However, just to reassure you (and having also just checked the demographic ratings of Maidenhead and the surrounding areas - including Ascot, Marlow and Windsor) these do score pretty well from a demographic (make up of population, aspirational/affluence etc) perspective.
So i'm sure that you'll find plenty of other companies that can accommodate your Insurance requirement
Kind regards
Tony
now moved to Maidenhead with an SL postcode and my current insurer will not touch me as I live in Slough!!??
How does that work? I live in Maidenhead!!
So I am going to keep my Type25 at my parents and drive it maybe at weekends and have a Vectra 2.0SRI T as my daily and for work.
But because I live in Slough, NOT! They are going to charge me for keeping it in Slough as they can charge more, even though I want the Vectra as my daily and my Type25 for fun, but will be kept @ the HP postcode.
Hopefully Gary @ KM will be able to help.
If anyone has any other suggestions on Type25 insurance companies, I really could do with knowing!!
How does that work? I live in Maidenhead!!
So I am going to keep my Type25 at my parents and drive it maybe at weekends and have a Vectra 2.0SRI T as my daily and for work.
But because I live in Slough, NOT! They are going to charge me for keeping it in Slough as they can charge more, even though I want the Vectra as my daily and my Type25 for fun, but will be kept @ the HP postcode.
Hopefully Gary @ KM will be able to help.
If anyone has any other suggestions on Type25 insurance companies, I really could do with knowing!!
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