kaa273

iTrader: (1)

I have an Impreza that I have built up 10yrs NCB, but I'm wanting to get a 2nd car to use almost everyday. But I want to know what would happen to my 10 NCB if I had an accident in the 2nd car.

w44syf

iTrader: (2)

You can only use your NCB on 1 car

skyinsurance

iTrader: (3)

As above, you can only use NCB on one car at a time. Ideally you need to find a company who can 'mirror' your NCB over to the second car, my company can usually do this.

http://www.skyinsurance.co.uk/car-club-insurance.html

kaa273

iTrader: (1)

its not about using NCB on 2 cars, as what happens to the NCB on the car that hasnt had the accident

skyinsurance

iTrader: (3)

It will not be effected but you will need to disclose the claim.

kaa273

iTrader: (1)

so to confirm car 1 with 10NCB and car 2 with no NCB. If car 2 has the accident then the NCB on car 1 should still stand the following year as long as you have informed both insurance companies.

hope it makes sense

skyinsurance

iTrader: (3)

Yes indeed.