My Insurance Costs, what about you?
#1
My Insurance Costs, what about you?
This might be a complete waste of time, but I was hoping to get some ideas of what people are paying for their car insurance.
So i have made up a basic list of questions to be asked, and thought some members might feel like sharing their information to help other seek better insurance prices and cover etc.
Copy and paste the below and fill out the relevent questions please. Im aware there is a lot more that goes into a Inurance quote, but ive tried to make it as non-personal as possible.
County?............
Age?...............
Sex?...............
NCB Years?.........
Protected?.........
Year Lic Held?.....
Claims or Conv?....
Car Type?..........
Value of Car?......
Year of Manu?......
Import?............
Mods declared?.....
2nd Driver.........
Insurance Co?......
Quote Price?.......
Full or TPTF?......
Excess costs?......
Here is mine:
County?............North West (BB18)
Age?...............32
Sex?...............M
NCB Years?.........6
Protected?.........Y
Year Lic Held?.....15
Claims or Conv?....0
Car Type?..........STI Prodrive
Value of Car?......5k
Year of Manu?......2002
Import?............N
Mods declared?.....Y
2nd Driver.........Partner F 34
Insurance Co?......Kwikfit
Quote Price?.......800
Full or TPTF?......F
Excess costs?......400
Thanks Rob
So i have made up a basic list of questions to be asked, and thought some members might feel like sharing their information to help other seek better insurance prices and cover etc.
Copy and paste the below and fill out the relevent questions please. Im aware there is a lot more that goes into a Inurance quote, but ive tried to make it as non-personal as possible.
County?............
Age?...............
Sex?...............
NCB Years?.........
Protected?.........
Year Lic Held?.....
Claims or Conv?....
Car Type?..........
Value of Car?......
Year of Manu?......
Import?............
Mods declared?.....
2nd Driver.........
Insurance Co?......
Quote Price?.......
Full or TPTF?......
Excess costs?......
Here is mine:
County?............North West (BB18)
Age?...............32
Sex?...............M
NCB Years?.........6
Protected?.........Y
Year Lic Held?.....15
Claims or Conv?....0
Car Type?..........STI Prodrive
Value of Car?......5k
Year of Manu?......2002
Import?............N
Mods declared?.....Y
2nd Driver.........Partner F 34
Insurance Co?......Kwikfit
Quote Price?.......800
Full or TPTF?......F
Excess costs?......400
Thanks Rob
Last edited by Rob Day; 11 September 2010 at 08:48 AM.
#3
County?............South East (RH6)
Age?...............30
Sex?...............M
NCB Years?.........9
Protected?.........Y
Year Lic Held?.....13
Claims or Conv?....0
Car Type?..........STI Type UK
Value of Car?......8.5k
Year of Manu?......2003
Import?............N
Mods declared?.....Y
2nd Driver.........None
Insurance Co?......Keith Michaels
Quote Price?.......550
Full or TPTF?......F
Excess costs?......500 (i think)
Age?...............30
Sex?...............M
NCB Years?.........9
Protected?.........Y
Year Lic Held?.....13
Claims or Conv?....0
Car Type?..........STI Type UK
Value of Car?......8.5k
Year of Manu?......2003
Import?............N
Mods declared?.....Y
2nd Driver.........None
Insurance Co?......Keith Michaels
Quote Price?.......550
Full or TPTF?......F
Excess costs?......500 (i think)
#4
Scooby Regular
iTrader: (9)
Join Date: Oct 2006
Location: midlands
Posts: 2,316
Likes: 0
Received 0 Likes
on
0 Posts
why has insurance gone up so much mines due soon ,had 2 subaru wrx sti in last 5 years 28 years old,10 years no claims gone from paying 550 and looking at 695 this year and nothing changed
#7
I was going to ring you yesterday but seen a post saying you dont work weekends so I thought I would wait untin Monday.
Postcode BB18.
Any rough ideas of costs for Fully C, can you beat my current quote above?
Thanks Rob
Trending Topics
#8
Scooby Regular
Join Date: May 2007
Location: Surreyscoobies
Posts: 493
Likes: 0
Received 0 Likes
on
0 Posts
County?............Middx/Surrey TW15
Age?...............55
Sex?...............M
NCB Years?.........9+
Protected?.........y
Year Lic Held?.....35
Claims or Conv?....0
Car Type?..........Sti spec c wr ltd
Value of Car?......15k
Year of Manu?......54 plate
Import?............y
Mods declared?.....y
2nd Driver.........none
Insurance Co?......Keith Michaels
Quote Price?.......£550
Full or TPTF?......full
Excess costs?......£500 (i think)
Age?...............55
Sex?...............M
NCB Years?.........9+
Protected?.........y
Year Lic Held?.....35
Claims or Conv?....0
Car Type?..........Sti spec c wr ltd
Value of Car?......15k
Year of Manu?......54 plate
Import?............y
Mods declared?.....y
2nd Driver.........none
Insurance Co?......Keith Michaels
Quote Price?.......£550
Full or TPTF?......full
Excess costs?......£500 (i think)
#9
County?............ Angus/Tayside Dundee DD4
Age?...............23
Sex?...............M
NCB Years?.........2
Protected?.........n
Year Lic Held?.....3
Claims or Conv?....0
Car Type?..........Sti type R
Value of Car?......5k
Year of Manu?......97 plate
Import?............y
Mods declared?.....y
2nd Driver.........G/F 23 also 4 years nc
Insurance Co?......admiral
Quote Price?.......£1560
Full or TPTF?......TPFT
Excess costs?......£500
Age?...............23
Sex?...............M
NCB Years?.........2
Protected?.........n
Year Lic Held?.....3
Claims or Conv?....0
Car Type?..........Sti type R
Value of Car?......5k
Year of Manu?......97 plate
Import?............y
Mods declared?.....y
2nd Driver.........G/F 23 also 4 years nc
Insurance Co?......admiral
Quote Price?.......£1560
Full or TPTF?......TPFT
Excess costs?......£500
#12
Scooby Regular
iTrader: (54)
County?............ayrshire scotland ka12
Age?...............33
Sex?...............M
NCB Years?.........7
Protected?.........Y
Year Lic Held?.....14
Claims or Conv?....0
Car Type?..........wrx sl
Value of Car?......11000
Year of Manu?......2007
Import?............N
Mods declared?.....Y
2nd Driver.........n
Insurance Co?......admiral
Quote Price?.......881
Full or TPTF?......F
Excess costs?......250
got it down to 551 with admiral. but going through one of those online search places, as they couldnt bring mine down they had to match it so they told me as i was quoted from the same company,office cant beat internet prices,
Age?...............33
Sex?...............M
NCB Years?.........7
Protected?.........Y
Year Lic Held?.....14
Claims or Conv?....0
Car Type?..........wrx sl
Value of Car?......11000
Year of Manu?......2007
Import?............N
Mods declared?.....Y
2nd Driver.........n
Insurance Co?......admiral
Quote Price?.......881
Full or TPTF?......F
Excess costs?......250
got it down to 551 with admiral. but going through one of those online search places, as they couldnt bring mine down they had to match it so they told me as i was quoted from the same company,office cant beat internet prices,
#13
Scooby Regular
iTrader: (6)
Join Date: Jan 2009
Location: on sunny ibiza ocean beach
Posts: 5,594
Likes: 0
Received 0 Likes
on
0 Posts
County?............ol1o manchester
Age?...............44
Sex?...............m
NCB Years?.........20
Protected?.........yes
Year Lic Held?.....25
Claims or Conv?....none
Car Type?..........wrx
Value of Car?......5k
Year of Manu?......2001
Import?............no
Mods declared?.....yes
2nd Driver.........yes
Insurance Co?......keith michaels
Quote Price?.......750
Full or TPTF?......full
Excess costs?......300
Age?...............44
Sex?...............m
NCB Years?.........20
Protected?.........yes
Year Lic Held?.....25
Claims or Conv?....none
Car Type?..........wrx
Value of Car?......5k
Year of Manu?......2001
Import?............no
Mods declared?.....yes
2nd Driver.........yes
Insurance Co?......keith michaels
Quote Price?.......750
Full or TPTF?......full
Excess costs?......300
#14
Scooby Regular
County?............ West Yorkshire (LS14)
Age?............... 28
Sex?............... M
NCB Years?......... 7
Protected?......... Yes
Year Lic Held?..... 10
Claims or Conv?.... No
Car Type?.......... WRX
Value of Car?...... £5k
Year of Manu?...... 1995
Import?............ Yes
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... Keith Michaels
Quote Price?....... £770
Full or TPTF?...... Full Comp
Excess costs?...... £350
Age?............... 28
Sex?............... M
NCB Years?......... 7
Protected?......... Yes
Year Lic Held?..... 10
Claims or Conv?.... No
Car Type?.......... WRX
Value of Car?...... £5k
Year of Manu?...... 1995
Import?............ Yes
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... Keith Michaels
Quote Price?....... £770
Full or TPTF?...... Full Comp
Excess costs?...... £350
#15
Scooby Regular
iTrader: (22)
Join Date: May 2006
Location: Doncaster, S. Yorks.
Posts: 21,415
Received 0 Likes
on
0 Posts
This was for my 205 GTi (quoted Dec 2009) before I sold it earlier this year. Proves Moley isn't just about Scoobs for those interested
County?............ North Lincs (DN16)
Age?............... (was) 25
Sex?............... M
NCB Years?......... 3
Protected?......... No
Year Lic Held?..... 3
Claims or Conv?.... 2 non fault accidents, 3 points for TS10 (ran a red light)
Car Type?.......... 205 GTi (1.9)
Value of Car?...... £1,500
Year of Manu?...... 1988
Import?............ No
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... Keith Michaels
Quote Price?....... £400
Full or TPTF?...... Full Comp
Excess costs?...... £250
County?............ North Lincs (DN16)
Age?............... (was) 25
Sex?............... M
NCB Years?......... 3
Protected?......... No
Year Lic Held?..... 3
Claims or Conv?.... 2 non fault accidents, 3 points for TS10 (ran a red light)
Car Type?.......... 205 GTi (1.9)
Value of Car?...... £1,500
Year of Manu?...... 1988
Import?............ No
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... Keith Michaels
Quote Price?....... £400
Full or TPTF?...... Full Comp
Excess costs?...... £250
#16
Scooby Regular
iTrader: (52)
County?............ol1o manchesterslowfield
Age?...............44dream on
Sex?...............m not for along time
NCB Years?.........20/35 really
Protected?.........yes/whats to protect
Year Lic Held?.....25/45 ain't it
Claims or Conv?....none/loads you liar
Car Type?..........wrx/fake sti
Value of Car?......5k/what ever
Year of Manu?......2001/buggy wuggy
Import?............no/yes from china
Mods declared?.....yes/what mods
2nd Driver.........yes/cause he's lazy
Insurance Co?......keith michaels
Quote Price?.......750/how much
Full or TPTF?......full/its nicked though
Excess costs?......300
Age?...............44dream on
Sex?...............m not for along time
NCB Years?.........20/35 really
Protected?.........yes/whats to protect
Year Lic Held?.....25/45 ain't it
Claims or Conv?....none/loads you liar
Car Type?..........wrx/fake sti
Value of Car?......5k/what ever
Year of Manu?......2001/buggy wuggy
Import?............no/yes from china
Mods declared?.....yes/what mods
2nd Driver.........yes/cause he's lazy
Insurance Co?......keith michaels
Quote Price?.......750/how much
Full or TPTF?......full/its nicked though
Excess costs?......300
Last edited by prodriverules; 16 September 2010 at 10:18 PM.
#18
Scooby Regular
Join Date: Mar 2005
Location: Nottingham
Posts: 344
Likes: 0
Received 0 Likes
on
0 Posts
County?............Nottingham
Age?...............32
Sex?...............m
NCB Years?.........10
Protected?.........yes
Year Lic Held?.....13
Claims or Conv?....nil
Car Type?..........JDM V5 STi
Value of Car?......4000
Year of Manu?......oct 98
Import?............yes
Mods declared?.....yes
Insurance Co?......Adrian Flux
Quote Price?.......580
Full or TPTF?......full
Excess costs?......350
Age?...............32
Sex?...............m
NCB Years?.........10
Protected?.........yes
Year Lic Held?.....13
Claims or Conv?....nil
Car Type?..........JDM V5 STi
Value of Car?......4000
Year of Manu?......oct 98
Import?............yes
Mods declared?.....yes
Insurance Co?......Adrian Flux
Quote Price?.......580
Full or TPTF?......full
Excess costs?......350
#19
County?............ Angus/Tayside Dundee DD4
Age?...............23
Sex?...............M
NCB Years?.........2
Protected?.........n
Year Lic Held?.....3
Claims or Conv?....0
Car Type?..........Sti type R
Value of Car?......5k
Year of Manu?......97 plate
Import?............y
Mods declared?.....y
2nd Driver.........G/F 23 also 4 years nc
Insurance Co?......admiral
Quote Price?.......£1560
Full or TPTF?......TPFT
Excess costs?......£500
Age?...............23
Sex?...............M
NCB Years?.........2
Protected?.........n
Year Lic Held?.....3
Claims or Conv?....0
Car Type?..........Sti type R
Value of Car?......5k
Year of Manu?......97 plate
Import?............y
Mods declared?.....y
2nd Driver.........G/F 23 also 4 years nc
Insurance Co?......admiral
Quote Price?.......£1560
Full or TPTF?......TPFT
Excess costs?......£500
I'd cough that up any day lol
I am 22 though and have 3 accidents on record and only 1 years ncb and to top it all off live in Kent just by the A2 which apparantly puts it up alot.
Any tips people??
#20
Scooby Regular
iTrader: (22)
Join Date: May 2006
Location: Doncaster, S. Yorks.
Posts: 21,415
Received 0 Likes
on
0 Posts
I know you must think this is expensive mate but look on the bright side, ive nearly finished my 1998 wrx project and cant even drive it when its done as they want £3800 for my insurance!!!!!!!!
I'd cough that up any day lol
I am 22 though and have 3 accidents on record and only 1 years ncb and to top it all off live in Kent just by the A2 which apparantly puts it up alot.
Any tips people??
I'd cough that up any day lol
I am 22 though and have 3 accidents on record and only 1 years ncb and to top it all off live in Kent just by the A2 which apparantly puts it up alot.
Any tips people??
#21
I know you must think this is expensive mate but look on the bright side, ive nearly finished my 1998 wrx project and cant even drive it when its done as they want £3800 for my insurance!!!!!!!!
I'd cough that up any day lol
I am 22 though and have 3 accidents on record and only 1 years ncb and to top it all off live in Kent just by the A2 which apparantly puts it up alot.
Any tips people??
I'd cough that up any day lol
I am 22 though and have 3 accidents on record and only 1 years ncb and to top it all off live in Kent just by the A2 which apparantly puts it up alot.
Any tips people??
As above, buy a smaller banger, driver more careful, and stop claiming on insurance for a little while.
I wounder why my premiums are still high
#23
The BB postcode unfortunately.
It's probably fine where you are (low thefts etc) but the insurers will be worried about you travelling into surrounding areas an having accident.... you are close to areas with BIG personal injury problems.
It's probably fine where you are (low thefts etc) but the insurers will be worried about you travelling into surrounding areas an having accident.... you are close to areas with BIG personal injury problems.
#25
#26
Scooby Regular
iTrader: (21)
Join Date: Mar 2009
Location: Manchester
Posts: 3,757
Likes: 0
Received 0 Likes
on
0 Posts
County?............North West: M24
Age?...............32
Sex?...............Male
NCB Years?.........15 years
Protected?.........Yes
Year Lic Held?.....15 years
Claims or Conv?....SP30 back in 2007. Works van, (48 in a 40)
Car Type?..........Wrx
Value of Car?......£4500
Year of Manu?......2002
Import?............No
Mods declared?.....Yes
2nd Driver.........No
Insurance Co?......Red Star(Adrain Flux)
Quote Price?.......£800
Full or TPTF?......Full
Excess costs?......£500
Still seems heavy to say I never use it. Have a Works Van, doesn't move all week. All these no Claims Bouns etc. I know the Post Code isn't great but I block the car with the van on the drive. Cat 1 Alarm & Immob with 24hr Tracker. Can't do any more can we! If It ever goes more than £900 am selling it. Not paying that and driving a Van all week!
Age?...............32
Sex?...............Male
NCB Years?.........15 years
Protected?.........Yes
Year Lic Held?.....15 years
Claims or Conv?....SP30 back in 2007. Works van, (48 in a 40)
Car Type?..........Wrx
Value of Car?......£4500
Year of Manu?......2002
Import?............No
Mods declared?.....Yes
2nd Driver.........No
Insurance Co?......Red Star(Adrain Flux)
Quote Price?.......£800
Full or TPTF?......Full
Excess costs?......£500
Still seems heavy to say I never use it. Have a Works Van, doesn't move all week. All these no Claims Bouns etc. I know the Post Code isn't great but I block the car with the van on the drive. Cat 1 Alarm & Immob with 24hr Tracker. Can't do any more can we! If It ever goes more than £900 am selling it. Not paying that and driving a Van all week!
Last edited by Razorwrx1; 09 October 2010 at 11:12 AM. Reason: Spelling!
#27
LOL yep realised that a while ago mate, driving fully comp on a new mini cooper at the moment and driving sensible!!! fingers crossed i will earn a second years no claims in feb 2011 and a crash falls off of the '5 year pevious list' asked for by insurers. Im slowly getting there.
#28
Scooby Regular
Join Date: Jan 2010
Location: kidderminster west mids
Posts: 213
Likes: 0
Received 0 Likes
on
0 Posts
County?............west mids
Age?...............21
Sex?...............Male
NCB Years?.........4
Protected?.........no
Year Lic Held?.....4
Claims or Conv?....no
Car Type?..........Wrx sti
Value of Car?......£5000
Year of Manu?......2002
Import?............No
Mods declared?.....no
2nd Driver.........No
Insurance Co?......swinton
Quote Price?.......£2,500
Full or TPTF?......tpft
Excess costs?......£500
Age?...............21
Sex?...............Male
NCB Years?.........4
Protected?.........no
Year Lic Held?.....4
Claims or Conv?....no
Car Type?..........Wrx sti
Value of Car?......£5000
Year of Manu?......2002
Import?............No
Mods declared?.....no
2nd Driver.........No
Insurance Co?......swinton
Quote Price?.......£2,500
Full or TPTF?......tpft
Excess costs?......£500
#29
County?............west mids
Age?...............21
Sex?...............Male
NCB Years?.........4
Protected?.........no
Year Lic Held?.....4
Claims or Conv?....no
Car Type?..........Wrx sti
Value of Car?......£5000
Year of Manu?......2002
Import?............No
Mods declared?.....no
2nd Driver.........No
Insurance Co?......swinton
Quote Price?.......£2,500
Full or TPTF?......tpft
Excess costs?......£500
Age?...............21
Sex?...............Male
NCB Years?.........4
Protected?.........no
Year Lic Held?.....4
Claims or Conv?....no
Car Type?..........Wrx sti
Value of Car?......£5000
Year of Manu?......2002
Import?............No
Mods declared?.....no
2nd Driver.........No
Insurance Co?......swinton
Quote Price?.......£2,500
Full or TPTF?......tpft
Excess costs?......£500
SWINTON seems to be a bit of a joke. Try the specialist boys on here fella.
#30
Scooby Regular
Join Date: Apr 2006
Location: FB Tuning
Posts: 2,226
Likes: 0
Received 0 Likes
on
0 Posts
County?............Essex (Cm3)
Age?...............30
Sex?...............Male
NCB Years?.........6
Protected?.........Y
Year Lic Held?.....12
Claims or Conv?....no
Car Type?..........Wrx
Value of Car?......£3000
Year of Manu?......1996
Import?............Y
Mods declared?.....Y
2nd Driver.........No
Insurance Co?......Adrian Flux
Quote Price?.......£530
Full or TPTF?......Full
Excess costs?......£500
Age?...............30
Sex?...............Male
NCB Years?.........6
Protected?.........Y
Year Lic Held?.....12
Claims or Conv?....no
Car Type?..........Wrx
Value of Car?......£3000
Year of Manu?......1996
Import?............Y
Mods declared?.....Y
2nd Driver.........No
Insurance Co?......Adrian Flux
Quote Price?.......£530
Full or TPTF?......Full
Excess costs?......£500
Last edited by wongy; 13 October 2010 at 04:38 AM.