Track day insurance
#2
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Thought I'd just put a note in....as no one else seems to be
As discussed yesterday afternoon I understand that Eggar Lawson and maybe one other company (tho the name is lost somewhere between my ears) are the only companies that will cover "stand alone" Trackday Use.
With regard to Norwich Union....we have not been advised of this limit for our policyholders...tho to be fair, very few actually take part in more than 6 days in any one policy year...those that do...well thats something that we will sort out on their behalf
We are only able to offer Track cover for clients who hold a valid and upto date motor insurance policy with Norwich Union (via our agency)...and where the car insured on the policy is the car that will be being used on the Track. The underwriters will no allow policyholders to use other cars on Track - cover is for the full replacement value of the car - it covers ACCIDENTAL DAMAGE ONLY - i.e. if you hit someone else they have to claim off their own policy and equally if someone hits you...TUFF...you have to claim off your policy....I guess a sort of each to their own sort of scenario! Cover is limited to official track events, organised by drivers club, race tracks etc and being fully marshalled etc etc...
Driving is restricted to those accepted on the policy and in the event of a claim the excess is either....well...for cars upto £25k the excess is £1k....£25k - £50k value the excess is £2k.
It should also be noted the NU will NOT cover events outside the UK, cover is restricted to over 24 year olds, and if there has been a history of claims they have the right to decline cover on a "bad" experience" basis.
Hope this helps a little
All the best
Tom
As discussed yesterday afternoon I understand that Eggar Lawson and maybe one other company (tho the name is lost somewhere between my ears) are the only companies that will cover "stand alone" Trackday Use.
With regard to Norwich Union....we have not been advised of this limit for our policyholders...tho to be fair, very few actually take part in more than 6 days in any one policy year...those that do...well thats something that we will sort out on their behalf
We are only able to offer Track cover for clients who hold a valid and upto date motor insurance policy with Norwich Union (via our agency)...and where the car insured on the policy is the car that will be being used on the Track. The underwriters will no allow policyholders to use other cars on Track - cover is for the full replacement value of the car - it covers ACCIDENTAL DAMAGE ONLY - i.e. if you hit someone else they have to claim off their own policy and equally if someone hits you...TUFF...you have to claim off your policy....I guess a sort of each to their own sort of scenario! Cover is limited to official track events, organised by drivers club, race tracks etc and being fully marshalled etc etc...
Driving is restricted to those accepted on the policy and in the event of a claim the excess is either....well...for cars upto £25k the excess is £1k....£25k - £50k value the excess is £2k.
It should also be noted the NU will NOT cover events outside the UK, cover is restricted to over 24 year olds, and if there has been a history of claims they have the right to decline cover on a "bad" experience" basis.
Hope this helps a little
All the best
Tom
#3
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As Rum said, Eggar Lawson aka Competition Car Insurance do stand alone policies
Stuart
[Edited by sasim - 1/25/2002 11:47:07 PM]
Stuart
[Edited by sasim - 1/25/2002 11:47:07 PM]
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