Insurance Q's
24 January 2007, 11:01 AM
#1
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Insurance Q's
Never sold a car privately before.
1) When you are selling your car - What is the rule regarding allowing someone a test drive?
I assume they are covered by their own insurance - But that would only be third party - What if they prang it?
Would you expect someone to get a days cover to drive your car (Would also help weed out tyre kickers)?
2)I know trade people have trade insurance - But what about private - Can you have insurance for you to drive no matter what car?
What companies do this?
Is it expensive?
1) When you are selling your car - What is the rule regarding allowing someone a test drive?
I assume they are covered by their own insurance - But that would only be third party - What if they prang it?
Would you expect someone to get a days cover to drive your car (Would also help weed out tyre kickers)?
2)I know trade people have trade insurance - But what about private - Can you have insurance for you to drive no matter what car?
What companies do this?
Is it expensive?
24 January 2007, 12:09 PM
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Simple answer, don't let anyone drive the car unless thay can prove it is covered fully comprehensive. Also be warned a lot of policies now no longer cover other cars as 3rd party as a matter of course.
25 January 2007, 08:31 PM
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Never sold a car privately before.
1) When you are selling your car - What is the rule regarding allowing someone a test drive?
I assume they are covered by their own insurance - But that would only be third party - What if they prang it?
Would you expect someone to get a days cover to drive your car (Would also help weed out tyre kickers)?
2)I know trade people have trade insurance - But what about private - Can you have insurance for you to drive no matter what car?
What companies do this?
Is it expensive?
1) When you are selling your car - What is the rule regarding allowing someone a test drive?
I assume they are covered by their own insurance - But that would only be third party - What if they prang it?
Would you expect someone to get a days cover to drive your car (Would also help weed out tyre kickers)?
2)I know trade people have trade insurance - But what about private - Can you have insurance for you to drive no matter what car?
What companies do this?
Is it expensive?
simb
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