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A-Plan do it again

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Old 28 September 2006, 10:52 AM
  #1  
Adramalech
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Default A-Plan do it again

Renewal this year from Greenlight £699 (8 years no claims), A-Plan smash the quote with an awesome £587...

Thanks to Matt and Claire anyone else seeking their wizardry would do well to call 01635 874646
Old 28 September 2006, 11:26 AM
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Tony@Greenlight
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Originally Posted by Adramalech
Renewal this year from Greenlight £699 (8 years no claims), A-Plan smash the quote with an awesome £587...

Thanks to Matt and Claire anyone else seeking their wizardry would do well to call 01635 874646

Ad,

Sorry we couldnt help you this year. As a broker, A-Plan are very good and will offer you good customer service.

Comparison wise, our primary underwriters are are usually offered as cover packages and your policy in particular includes the following:

1. Like-for-Like replacement of modified parts (repairable/replaceable incidents)

2. Vehicle values assessed to reflect modifications & agreed value is available as an option

3. Trackday cover - can be included for a fee on a pay as you go (ie. per event basis)

4. Courtesy car & 3 year repair guarantee when using approved repairer network

5. Guaranteed hire car (14 days) in event your vehicle is a total loss/theft

6. 24hr claims management & £100k legal expenses - operate in place of or in conjunction with your Insurer to compliment the claims aspect.

7. Europ Assistance breakdown cover


The gibraltar based Markerstudy (A-Plan's primary Insurer for Subaru business) does not include: 1, 2, 3, 5 & 7 listed above.

With regard to benefit 6, this will have to be checked with A-Plan as they may offer additional claims management back-up in a similar manner to ourselves.

We will always try to compete to retain our customers and where cover offered (ie. excess/benefits) are comparable our underwriters will attempt to compete to retain your business.

Unfortunately, the cover obtained elsewhere is not comparible - thus presumably we could not compete.

Once again, we apologise & thank you for your past custom.

Kind regards

Tony

Last edited by Tony@Greenlight; 28 September 2006 at 11:30 AM.
Old 28 September 2006, 03:54 PM
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al-g
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A-Plan were useless for me.

I'm 30 i've got 7 years ncb, no points or anything else and they wanted 3k to insure a 2005 STi. The best i've had is off Direct Line and thats still awful at 1300

Anyone recommend any other insurers? Please.
Old 28 September 2006, 07:06 PM
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I pay £450 with privelige, 33 years 8 ncd and wife on as well at 29 yo.

Give them a try, goto be worth a go.
Old 28 September 2006, 09:23 PM
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Originally Posted by Tony@Greenlight
Ad,

Sorry we couldnt help you this year. As a broker, A-Plan are very good and will offer you good customer service.

Comparison wise, our primary underwriters are are usually offered as cover packages and your policy in particular includes the following:

1. Like-for-Like replacement of modified parts (repairable/replaceable incidents)

2. Vehicle values assessed to reflect modifications & agreed value is available as an option

3. Trackday cover - can be included for a fee on a pay as you go (ie. per event basis)

4. Courtesy car & 3 year repair guarantee when using approved repairer network

5. Guaranteed hire car (14 days) in event your vehicle is a total loss/theft

6. 24hr claims management & £100k legal expenses - operate in place of or in conjunction with your Insurer to compliment the claims aspect.

7. Europ Assistance breakdown cover


The gibraltar based Markerstudy (A-Plan's primary Insurer for Subaru business) does not include: 1, 2, 3, 5 & 7 listed above.

With regard to benefit 6, this will have to be checked with A-Plan as they may offer additional claims management back-up in a similar manner to ourselves.

We will always try to compete to retain our customers and where cover offered (ie. excess/benefits) are comparable our underwriters will attempt to compete to retain your business.

Unfortunately, the cover obtained elsewhere is not comparible - thus presumably we could not compete.

Once again, we apologise & thank you for your past custom.

Kind regards

Tony
Utter garbage!!

I'm insured with A-plan, Markerstudy are my underwriters I have 1,2,3,4,5,6 as listed above

I am also going through a claim at the mo. A-plan could not have been more helpful. They discussed my options and I get a weekly call from Chris telling me what the situation is. I have had a brand new Volvo S40 for nearly two months now as my courtesy car.
All my mods are declared car is circa 400bhp. I have an agreed value in the event of theft or total loss. 6 years no claims for £731 a year

So yes another vote for A-plan!!
Old 28 September 2006, 10:33 PM
  #6  
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Originally Posted by dazdavies
I have an agreed value in the event of theft or total loss. 6 years no claims for £731 a year
Really.

There you go Tony....you and me obviously know nothing about the industry

Let us know Daz what price you ACTUALLY get offered if they write the car off

ps...i also have the ability to use Markerstudy as an underwriter, so i DO know what is/isn't covered on their schemes. I will not go into the reasons i don't use them though

Last edited by Moley; 28 September 2006 at 10:35 PM.
Old 28 September 2006, 10:34 PM
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Dont put your wife on your quote, my mrs has 3 points, 1 claim and can drive a Skoda Fabia faster than any of u guys in your STIs. I saved money by keeping her off my WRX £600 Fully Comp, but it has to be in bed by dark.
Old 29 September 2006, 01:11 AM
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Originally Posted by Moley_WRX
Really.

There you go Tony....you and me obviously know nothing about the industry

Let us know Daz what price you ACTUALLY get offered if they write the car off

ps...i also have the ability to use Markerstudy as an underwriter, so i DO know what is/isn't covered on their schemes. I will not go into the reasons i don't use them though
You patronising ****!!

I am refelecting on my experience as a customer not as a biased competitor of A-plans who's been outed on a public forum because they didn't come up with the goods.

I also have what is and isnt covered in written legally binding form so I suggest you stop spouting complete b*llocks and just admit that you cocked up on this particular occasion instead of embarrasingly trying to wiggle your way out of PR damage that's already been done.

If anything your unprofessional response will probably steer more people into the arms of A-Plan.... A good PR job for Greenlight.

Incedently I contacted Greenlight before I did A-plan. I didn't divulge your quote to them and they trounced all over it.

PS You don't ever see A-plan representatives making their excuses on here when they dont come up with the goods and slagging off the other companies underwriters.

Very professional boys keep up the good work.
Old 29 September 2006, 09:19 AM
  #9  
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Darren,

If you took the trouble to read the post, it was not presented in an unprofessional manner, it was merely stating what cover the individual had under HIS policy.

We are able to utilise Markerstudy and are fully aware as to what they cover under their standard policy, thus are speaking with a resonable degree of authority.

A-Plan are a very good broker, which again is a point that I have mentioned within my original post.

The purpose of my original post was to confirm to our policyholder as to why our quotation was dearer than the offering he had, not to enter into an argument as to policy cover.

However, your partisan approach to our post has motivated me to contact Markerstudy in order to confirm EXACTLY what is, or isnt available under their policy - our calls are recorded and I will confirm the situation.

Kind regards

Tony
Old 29 September 2006, 09:20 AM
  #10  
Moley
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Originally Posted by dazdavies
You patronising ****!!

I am refelecting on my experience as a customer not as a biased competitor of A-plans who's been outed on a public forum because they didn't come up with the goods.

I also have what is and isnt covered in written legally binding form so I suggest you stop spouting complete b*llocks and just admit that you cocked up on this particular occasion instead of embarrasingly trying to wiggle your way out of PR damage that's already been done.

If anything your unprofessional response will probably steer more people into the arms of A-Plan.... A good PR job for Greenlight.

Incedently I contacted Greenlight before I did A-plan. I didn't divulge your quote to them and they trounced all over it.

PS You don't ever see A-plan representatives making their excuses on here when they dont come up with the goods and slagging off the other companies underwriters.

Very professional boys keep up the good work.
Please note i do not work for Greenlight....'****'.

And your right, we don't see A Plan on here do we? Wonder why?

Obviously despite working in the industry i don't know anything, so therefore any insurance questions should now be directed to dazdavies....not Gary @ Keith Michaels or Tony @ Greenlight
Old 29 September 2006, 09:25 AM
  #11  
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Originally Posted by Moley_WRX
Please note i do not work for Greenlight....'****'.

And your right, we don't see A Plan on here do we? Wonder why?

Obviously despite working in the industry i don't know anything, so therefore any insurance questions should now be directed to dazdavies....not Gary @ Keith Michaels or Tony @ Greenlight
aww didums did I hit a nerve?

A-plan don't post on here for 1 very good reason they don't need to.

I really am not concerned about what you do or don't know about insurance. All I know is I have a written schedule of insurance stating " agreed value of vehicle in the event of a total loss"
What mods I have on my car (circa 400bhp) and what I am entitled to in the event of a claim, Legally!

As for you? I hope our paths cross one day, sunshine!!

Last edited by dazdavies; 29 September 2006 at 09:32 AM.
Old 29 September 2006, 09:33 AM
  #12  
Moley
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Originally Posted by dazdavies
aww didums did I hit a nerve?

A-plan aren't on here for 1 very good reason they don't need to try and justify their **** ups.

As for you? I hope our paths cross one day, sunshine!!
Lol, my nerves are fine thanks for asking.
Sorry, i didn't realise you worked in insurance Daz, as you have in in depth knowledge of insurance schemes.
Sorry buttercup, i don't travel to Doncaster much

IF Markerstudy do cover all your mods then fair play to you. All i am saying is Markerstudy advise us they don't cover mods like-for-like, the new guy in our office who joined us from A Plan said they don't, and i have spoken to literally hundreds of clients who have insured with Keith Micheals because A Plan advised them there mods won't be covered like-for-like.
Old 29 September 2006, 09:42 AM
  #13  
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Originally Posted by Moley_WRX
Lol, my nerves are fine thanks for asking.
Sorry, i didn't realise you worked in insurance Daz, as you have in in depth knowledge of insurance schemes.
Sorry buttercup, i don't travel to Doncaster much

IF Markerstudy do cover all your mods then fair play to you. All i am saying is Markerstudy advise us they don't cover mods like-for-like, the new guy in our office who joined us from A Plan said they don't, and i have spoken to literally hundreds of clients who have insured with Keith Micheals because A Plan advised them there mods won't be covered like-for-like.
Well my legally binding insurance schedule says otherwise.

Don't worry I'm sure we'll bump into each other one day.
Old 29 September 2006, 09:43 AM
  #14  
Moley
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Originally Posted by dazdavies
Don't worry I'm sure we'll bump into each other one day.
Hope so, always nice to meet a fellow Subaru owner
Old 29 September 2006, 10:04 AM
  #15  
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Big thanks to Andy at A plan Got a good deal on a Type R after Greenlight said they could'nt cover me as it is a import (i am with Greenlight for my MY00 uk scoob)

If i do get the Type R then i will only be paying another £85 a year
Old 29 September 2006, 10:23 AM
  #16  
Tony@Greenlight
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Darren,

Having researched their policy booklet, Key Facts document and spoken to Markerstudy this morning to clarify what is covered under their High Performance vehicle contract I am now able to confirm:

Modified parts upon your vehicle are acknowledged, but would be "replaced with standard parts" when claiming under their policy.

Agreed value is available to classic cars (ie. MGB GT, E-Type Jaguar), but does not form part of their High Performance contract.

Trackday cover is NOT an option, they do not include or offer this in any shape or form under any of their policy plans.

Courtesy cars are available via Markerstudy Approved Repairers for "repairable" incidents (ie. accidents where you vehicle is damaged but not declared a write off/beyond economical repair). They DO NOT offer a hire car in the event that your vehicle is a Total Loss (through RTA, Theft or Fire).

With regard to your Volvo courtesy car, this is clearly as a result of an accident and may be supplied via A-Plan's legal assistance company upon a 'credit hire' basis (ie specialist hire firm who hires vehicle to you & attempts to claim costs from the responsible party/their Insurer), with the cost being attributed to the Third party Insurer.

Having a hire vehicle for 2 months does sound like an awfully long time though.

I have stated "fact" upon this forum in a professional manner and have not been rude or abusive in any way, shape or form to either you or A-Plan. I always look to ensure my posts are always objective & informative.

Both Keith Michaels & Greenlight are licensed (authorised & regulated by the Financial Services Authority) to provide advice in relation to General Insurance.

I may be wrong, but you however appear not to be and giving advice upon General Insurance issues post 14/1/2004 without being authorised could potentially land you in hot water.

As for your "utter Garbage" statement, having confirmed the position with Markerstudy, I have substantiated my statement and now suggest that you do the same as your giving potentially incorrect or unlicensed advice to the masses in a public forum is not something I would advocate.

Kind regards

Tony


Originally Posted by dazdavies
Utter garbage!!

I'm insured with A-plan, Markerstudy are my underwriters I have 1,2,3,4,5,6 as listed above

I am also going through a claim at the mo. A-plan could not have been more helpful. They discussed my options and I get a weekly call from Chris telling me what the situation is. I have had a brand new Volvo S40 for nearly two months now as my courtesy car.
All my mods are declared car is circa 400bhp. I have an agreed value in the event of theft or total loss. 6 years no claims for £731 a year

So yes another vote for A-plan!!
Old 29 September 2006, 01:12 PM
  #17  
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Tony

As I have said I am currently going through a claim now.

Due to the damage to my car I have had to have various non subaru supplied parts replaced a prime example of this is the FMIC the repairs and costs have already been agreed with my insurers so I guess that negates part of your argument already.

Informing me that you have my address via pm and threating me with libel also via pm continues to convince me what a professional outfit greenlight are.

Stay clear people.
Old 29 September 2006, 01:15 PM
  #18  
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well daz if its a non fault claim i am not suprised the parts are being replaced as the other persons insurers will be liable for the cost.
i am 100% if it was a fault claim it would be a very different outcome
Old 29 September 2006, 01:37 PM
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Originally Posted by jons
well daz if its a non fault claim i am not suprised the parts are being replaced as the other persons insurers will be liable for the cost.
i am 100% if it was a fault claim it would be a very different outcome
Correct .
Old 29 September 2006, 01:54 PM
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Darren,

I felt informing you as to our attitude towards defamation of character was best done via PM.

Your accusation that we are talking "utter garbage" is incorrect and I do not appreciate your portrayal of Greenlight as unprofessional or lying - thus the defamation of character.

We are a Markerstudy agent and I have established through both their policy documentation, along with telephone confirmation from their underwriters (call recorded) that the advice we are giving is correct.

The purpose of our initial response was purely to explain the potential differences within price given to our policyholder. You then blow what was a tiny issue out of all proportion, react with rude and abusive comments such as "utter garbage", portray us as unprofessional despite our confirming the situation. Your approach is overly partisan and your insinuating veiled physical threats to people on here clearly highlights your pedigree.

Last edited by Tony@Greenlight; 29 September 2006 at 02:00 PM.
Old 29 September 2006, 02:05 PM
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Moley
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Originally Posted by Tony@Greenlight
Darren,

Having researched their policy booklet, Key Facts document and spoken to Markerstudy this morning to clarify what is covered under their High Performance vehicle contract I am now able to confirm:

Modified parts upon your vehicle are acknowledged, but would be "replaced with standard parts" when claiming under their policy.

Agreed value is available to classic cars (ie. MGB GT, E-Type Jaguar), but does not form part of their High Performance contract.

Trackday cover is NOT an option, they do not include or offer this in any shape or form under any of their policy plans.

Courtesy cars are available via Markerstudy Approved Repairers for "repairable" incidents (ie. accidents where you vehicle is damaged but not declared a write off/beyond economical repair). They DO NOT offer a hire car in the event that your vehicle is a Total Loss (through RTA, Theft or Fire).

With regard to your Volvo courtesy car, this is clearly as a result of an accident and may be supplied via A-Plan's legal assistance company upon a 'credit hire' basis (ie specialist hire firm who hires vehicle to you & attempts to claim costs from the responsible party/their Insurer), with the cost being attributed to the Third party Insurer.

Having a hire vehicle for 2 months does sound like an awfully long time though.

I have stated "fact" upon this forum in a professional manner and have not been rude or abusive in any way, shape or form to either you or A-Plan. I always look to ensure my posts are always objective & informative.

Both Keith Michaels & Greenlight are licensed (authorised & regulated by the Financial Services Authority) to provide advice in relation to General Insurance.

I may be wrong, but you however appear not to be and giving advice upon General Insurance issues post 14/1/2004 without being authorised could potentially land you in hot water.

As for your "utter Garbage" statement, having confirmed the position with Markerstudy, I have substantiated my statement and now suggest that you do the same as your giving potentially incorrect or unlicensed advice to the masses in a public forum is not something I would advocate.

Kind regards

Tony
This confirms what i have been trying to advise people for a while.

I was somewhat confussed myself when people said their mods are covered like-for-like with A Plan....because i phoned them for a quote myself on my Impreza and they told me my mods wouldn't be replaced.
Old 29 September 2006, 03:06 PM
  #22  
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OK so now you are resulting to personal insults.

According to the policy documentation I have in front of me you are spouting utter garbage!!.

As for personal insults about my pedigree blah blah blah.

Your opinion of me is neither important or accurate.

As for your PM making it blatently clear that you have my home address and threatening legal action for libel and defamation go ahead and do your worst.

I am totally happy about the position I am in both legally an physically.

I will let people form their own opinion of Greenlight.

For me the continued tyrade, the personal insults and the veiled threats prove what a quality outfit you clearly aren't.

As for you personally I don't think you're clever enough to see where I was coming from and this, for you, has just been a marketing excercise gone horribly wrong.

Let's just leave it at that shall we.

Daz
Old 29 September 2006, 04:57 PM
  #23  
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Originally Posted by dazdavies
According to the policy documentation I have in front of me you are spouting utter garbage!!.Daz
If you care to provide your policynumber I would be happy to ascertain the exact position and revert to you within 5 minutes.

Originally Posted by dazdavies
As for personal insults about my pedigree blah blah blah.
Your opinion of me is neither important or accurate.Daz
Any opinion of you is based upon the manner in which you have conducted yourself. As for personal insults, you instigated this with the "utter garbage" and abuse of Keith Michaels representitive.

It was you who chose the route of veiled physical threats.

Originally Posted by dazdavies
As for your PM making it blatently clear that you have my home address and threatening legal action for libel and defamation go ahead and do your worst. I am totally happy about the position I am in legally.
Daz
Screen shots & PM details have been despatched to our solicitors today in this regard, through the antagonistic manner of your conduct it is my intention to pursue to fruition.


Originally Posted by dazdavies
As for you personally I don't think you're clever enough to see where I was coming from and this, for you, has just been a marketing excercise gone horribly wrong.Daz
There is nothing intelligent in the manner in which you have broached or interacted in this regard.

As to my the level of my intelligence, having established a multi million pound turnover business from scratch 11 years ago and continued to be involved, leading development, maintaining growth and profitability throughout goes some way to vouching as to my personal calibre.

Tony
Old 29 September 2006, 07:34 PM
  #24  
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In order to prove libel you have to also provide evidence of any losses you have incurred. How you are going to acertain these losses from comments, which are merely my opinion, made on a forum will be entertaining to say the least.

I am in no doubt whatsoever that your solicitor will already have informed you that you don't have a proverbial leg to stand on especially as you have breached the data protection by providing the details of my home address to a third party in this instance Scoobynet.

I await your reply and I shall not be holding my breath for a solicitors letter to drop on my doorstep.
Old 29 September 2006, 10:52 PM
  #25  
TYPE20
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Hi

I had a 04 Litchfield type 20 insured with Keith Micheals, whilst not the very cheapest (but very close), i descided to go with them as they covered the modified parts like-for-like. A-plan were the cheapest but did not cover the modified parts like-for-like they would only repalce with standard parts.

This car was stolen 6 weeks ago and since recovered, and then writen off. Highway insurance used by keith Micheals, paid the value i paid for the car, first quote taking into account all the mods. Whist never having used A-Plan i am pretty sure this would not have been the case.

So once again to Keith Micheals and Highway !!!!! HIGHLY RECOMMENED.

Read the small print and ask when being given a quote if the mod parts are replaced like-for-like.
Old 30 September 2006, 12:34 AM
  #26  
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Heres the deal Im 35 wifes 26 ive got full no claims, ive got a 323bhp modded imported sti how about we put both comapnies to the test as my insurance runs out beguinning of october?


What ya reakon guys?

Paul
Old 30 September 2006, 09:30 AM
  #27  
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Not a bad idea at all porks except I am sure Tony will take a loss just to prove a point. I would however go for it because atleast you'll get a cracking insurance deal.

Daz
Old 30 September 2006, 09:53 AM
  #28  
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Originally Posted by TYPE20
Hi

I had a 04 Litchfield type 20 insured with Keith Micheals, whilst not the very cheapest (but very close), i descided to go with them as they covered the modified parts like-for-like. A-plan were the cheapest but did not cover the modified parts like-for-like they would only repalce with standard parts.

This car was stolen 6 weeks ago and since recovered, and then writen off. Highway insurance used by keith Micheals, paid the value i paid for the car, first quote taking into account all the mods. Whist never having used A-Plan i am pretty sure this would not have been the case.

So once again to Keith Micheals and Highway !!!!! HIGHLY RECOMMENED.

Read the small print and ask when being given a quote if the mod parts are replaced like-for-like.
Old 02 October 2006, 10:11 PM
  #29  
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Had a quote from A Plan today. They were very helpful and the quote was ultra competitive for my requirements. I can't help thinking all these posts and ridiculous threats of legal action are somewhat over the top for a forum of enthusiaists! If A Plan have been following this thread, then the obvious decision to stay out of it all really has confirmed my impressions of a proffesional, well run outfit.
Old 03 October 2006, 02:55 PM
  #30  
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We have 3 cars and our house all insured through A Plan, nuff said. Cracking prices.


Quick Reply: A-Plan do it again



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