19 year old turbo insurance?
07 August 2006, 08:35 PM
#1
19 year old turbo insurance?
hey all, using my dad's account here.
I'm currently 18, been driving an Impreza Sport 1999 since i passed my test back in april 2005. When i turn 19 I want to be driving a turbo. with 2 years ncb.
who is insured and with who?
cheers
ScoobyDoo69
I'm currently 18, been driving an Impreza Sport 1999 since i passed my test back in april 2005. When i turn 19 I want to be driving a turbo. with 2 years ncb.
who is insured and with who?
cheers
ScoobyDoo69
07 August 2006, 09:43 PM
#2
Originally Posted by ScoobyDoo69
hey all, using my dad's account here.
I'm currently 18, been driving an Impreza Sport 1999 since i passed my test back in april 2005. When i turn 19 I want to be driving a turbo. with 2 years ncb.
who is insured and with who?
cheers
ScoobyDoo69
I'm currently 18, been driving an Impreza Sport 1999 since i passed my test back in april 2005. When i turn 19 I want to be driving a turbo. with 2 years ncb.
who is insured and with who?
cheers
ScoobyDoo69
07 August 2006, 10:51 PM
#3
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I'm pretty sure that you won't be able to get insured until you're 21.
I tried b4 I reached that age with no luck ( and boy, did I make some calls! ).
I know thats not what you want to hear, but it is for a reason. Experience.
I'm 23 now (24 in oct), and i'm sure I would have crashed a scoob at 19!
I know that you think that you're unstoppable at that age, but I had quite a few 'scary' moments in my old cars. I had a 1.7Diesel Astra estate when I was 17, a golf 1.6 mk4 from 18-21, then been driving a scoob ever since.
My 1st years insurance on the sti was ..... wait for it..... £2500! year 2 was £1700, and this year (on a modded UK MY99 Turbo) is around £900.
Good luck, cause you're going to need it!
I tried b4 I reached that age with no luck ( and boy, did I make some calls! ).
I know thats not what you want to hear, but it is for a reason. Experience.
I'm 23 now (24 in oct), and i'm sure I would have crashed a scoob at 19!
I know that you think that you're unstoppable at that age, but I had quite a few 'scary' moments in my old cars. I had a 1.7Diesel Astra estate when I was 17, a golf 1.6 mk4 from 18-21, then been driving a scoob ever since.
My 1st years insurance on the sti was ..... wait for it..... £2500! year 2 was £1700, and this year (on a modded UK MY99 Turbo) is around £900.
Good luck, cause you're going to need it!
08 August 2006, 03:24 AM
#4
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Originally Posted by chrispurvis100
I'm pretty sure that you won't be able to get insured until you're 21.
I tried b4 I reached that age with no luck ( and boy, did I make some calls! ).
I know thats not what you want to hear, but it is for a reason. Experience.
I'm 23 now (24 in oct), and i'm sure I would have crashed a scoob at 19!
I know that you think that you're unstoppable at that age, but I had quite a few 'scary' moments in my old cars. I had a 1.7Diesel Astra estate when I was 17, a golf 1.6 mk4 from 18-21, then been driving a scoob ever since.
My 1st years insurance on the sti was ..... wait for it..... £2500! year 2 was £1700, and this year (on a modded UK MY99 Turbo) is around £900.
Good luck, cause you're going to need it!
I tried b4 I reached that age with no luck ( and boy, did I make some calls! ).
I know thats not what you want to hear, but it is for a reason. Experience.
I'm 23 now (24 in oct), and i'm sure I would have crashed a scoob at 19!
I know that you think that you're unstoppable at that age, but I had quite a few 'scary' moments in my old cars. I had a 1.7Diesel Astra estate when I was 17, a golf 1.6 mk4 from 18-21, then been driving a scoob ever since.
My 1st years insurance on the sti was ..... wait for it..... £2500! year 2 was £1700, and this year (on a modded UK MY99 Turbo) is around £900.
Good luck, cause you're going to need it!
(sounds chavish i know but id rather pose then think im invincible and race everything in site!)
good luck mate with the insurance you will need it even with 3 years no claims. im lucky i got insured really as i was 21 then (22 now) with no ncb etc.
08 August 2006, 12:42 PM
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If its a uk spec, then try high performence.
Ring this guy 02089393027
They only insure imports for 21 and over (9months earlier and I wouldve had a scoob that I couldnt drive!)
Im 22 and im insured for £1600 4yrs NCB FC.
Its a cough cough, standard wrx import my95. WIth a cat1 alarm imobiliser on. The policy requisre me to have a cat 1 alarm as its an import.
Im sure my insurence is cheap as im an engineer and with no licence I have no job, so think they took that into consideration.
I also paid it all up front to reduce the price by £100.
Ring this guy 02089393027
They only insure imports for 21 and over (9months earlier and I wouldve had a scoob that I couldnt drive!)
Im 22 and im insured for £1600 4yrs NCB FC.
Its a cough cough, standard wrx import my95. WIth a cat1 alarm imobiliser on. The policy requisre me to have a cat 1 alarm as its an import.
Im sure my insurence is cheap as im an engineer and with no licence I have no job, so think they took that into consideration.
I also paid it all up front to reduce the price by £100.
08 August 2006, 01:28 PM
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Im 29 have 7 yrs no claims but 10 points for speedin a quote for an import WRX was 2000 they said if i had 6 points max & was 30 or over would be £675 I got my points when I had a Rover 216 GTI that was very fast but my wife said was an old mans car.
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08 August 2006, 01:59 PM
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high performance will only quote you if you have owned and driven the vehicle for a year as their losses on scoobs with young drivers is too much. I tried with them and I was 29 at the time with a few years no claims
08 August 2006, 02:06 PM
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Originally Posted by ScoobyDoo69
high performance told me to do one haha !
I pm'd LUCKO on here, and he said he would be able to help me out for when my son is 19
I pm'd LUCKO on here, and he said he would be able to help me out for when my son is 19
10 August 2006, 01:08 AM
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Adrain Flux will insure anyone for a price
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
10 August 2006, 06:25 AM
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Originally Posted by tom_dot_com
Adrain Flux will insure anyone for a price
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
10 August 2006, 07:25 AM
#14
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I recently met a 22yr guy who had an MY02 STI and he said he was paying £580 for his insurance.
I thought bloody hell thats cheap.
Until he said PER MONTH !!!!!!
I thought bloody hell thats cheap.
Until he said PER MONTH !!!!!!
10 August 2006, 05:53 PM
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Originally Posted by marklemac
I recently met a 22yr guy who had an MY02 STI and he said he was paying £580 for his insurance.
I thought bloody hell thats cheap.
Until he said PER MONTH !!!!!!
I thought bloody hell thats cheap.
Until he said PER MONTH !!!!!!
£6960!! christ. even i could get insured cheaper than that, on a 04 blobeye sti... round £5000 i think. lol did he have loads of points or just more money than sense... (coming from me who pays over 2k a year)
10 August 2006, 09:07 PM
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i was insured at 19 on my fiesta rs turbo for £1880 now im 20 its £1000, looking at getting a uk spec impreza turbo, looked at loads of insurance companys the only people that will insure me now at 20 is www.performancedirect.co.uk for £2160 tpft with 2 years ncb, but my current insurer admiral will insure me for £1750 tpft when im 21 on a uk spec, hth baz
10 August 2006, 09:18 PM
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Originally Posted by mirrorman
i was insured at 19 on my fiesta rs turbo for £1880 now im 20 its £1000, looking at getting a uk spec impreza turbo, looked at loads of insurance companys the only people that will insure me now at 20 is www.performancedirect.co.uk for £2160 tpft with 2 years ncb, but my current insurer admiral will insure me for £1750 tpft when im 21 on a uk spec, hth baz
10 August 2006, 09:29 PM
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Originally Posted by chocolate_o_brian
hi mate as ive said before try screentrade. 22 with no ncb, import wrx and only 5 months driving behind me. worth a pop mate.
10 August 2006, 09:43 PM
#20
You need a list of insurers and a large tub of vaseline,because when you do find one that will insure you it will ease the pain
I paid £1850 tpf+t when I was 22 on my 93 import with elephant, and they were one of only 2 companies that would insure me
I paid £1850 tpf+t when I was 22 on my 93 import with elephant, and they were one of only 2 companies that would insure me
11 August 2006, 11:30 AM
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Originally Posted by mirrorman
haha even better, aged 20 with 2yrs no claims its £1994.32!! fully comp!!
11 August 2006, 08:18 PM
#24
21 impreza sti type uk ppp fitted and declared through admiral 4 years ncb 1200 fully comp, protected ncb guarenteed hire car and all that 2nd car insured 205 gti 1.6 400 fully comp for some strange reason was cheaper than 3rd party fire and theft
11 August 2006, 08:29 PM
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Originally Posted by tom_dot_com
Adrain Flux will insure anyone for a price
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
Im 20 with no ncb (had a car stolen)
6 points (no excuses here)
Insuring a Group 20 IMPORT - Pulsar GTIR mods declared to 300BHP.
Third party fire n theft for £3200 a year.
On £5.05 an hour I can tell you it isn't easy.
My dad insured his scooby wrx 04 with ppp fc for like £400 for sumthing
i am now with tesco 24 1 years NCB, full comp, tracker and cat 1 alarm on a import wrx just £700 ish, best quote before that was £2200 lol
11 August 2006, 10:53 PM
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Originally Posted by sparky300
they wouldnot insure me on my first import when i was 23!!!!
i am now with tesco 24 1 years NCB, full comp, tracker and cat 1 alarm on a import wrx just £700 ish, best quote before that was £2200 lol
i am now with tesco 24 1 years NCB, full comp, tracker and cat 1 alarm on a import wrx just £700 ish, best quote before that was £2200 lol
12 August 2006, 09:53 AM
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I was 24 when i got my MY04 Sti & that was new. I paid £700 odds & that was with elephant.
I also insured a GT3 with Adrian Flux that cost me £1100 but still worth it.
Now 26 & had a 535d & a 330d cab at the same time insurance was about 1k for both. Got an E320 CDi at the moment & thats £396.
I have full NCB, been driving since a week after my 17th birthday & fcukin love it
I also insured a GT3 with Adrian Flux that cost me £1100 but still worth it.
Now 26 & had a 535d & a 330d cab at the same time insurance was about 1k for both. Got an E320 CDi at the moment & thats £396.
I have full NCB, been driving since a week after my 17th birthday & fcukin love it
12 August 2006, 11:21 AM
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Originally Posted by chocolate_o_brian
yeah i found tesco suprisingly cheap for me when i have just passed my test and had my scooby sport. £1510 tp f&t, whereas "specialist" insurers were coming back at £2000+
i was with elephant with my imported mr2 turbo (group 17) it cost me just over £1000, i sold the mr2 and asked about the cost on a imported wrx, Elephant wanted £2000+, when i ask why cus its the same group and a import they told me its was group 20 with them, i said fu*k is it!!!
i went from the start of the yellow pages to the end (missed tesco first time around) and the cheapest i got was £2200, most would not insure me at all. the best pee take was Impreza insurance, they would not insure me, they dont insure any imports, i have never had claim in 6 years of driving and have 3 points in the last 5 years (for doing 38 in a 30 zone) why!!!!(ps I am 24)
i was almost ready to give up when i called Tesco, they take into account the tracker and cat 1, quoted me around £700 full comp and then give me £50 worth of fuel FREE, for going with them!
I then called another insurance company that advertised they would beat any quote given, so as Tesco was £700 I given them a go to see what they would say, anyway, called and was told that I was talking rubbish and Tesco were lying! Even have Tesco fax off the order to confirm (they were happy too) guess what, the insurance company kept cutting me off every time I rang ( 4 times!) not going to say who they were but you can guess!
12 August 2006, 11:35 AM
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Originally Posted by sti-04!!
I was 24 when i got my MY04 Sti & that was new. I paid £700 odds & that was with elephant.
I also insured a GT3 with Adrian Flux that cost me £1100 but still worth it.
Now 26 & had a 535d & a 330d cab at the same time insurance was about 1k for both. Got an E320 CDi at the moment & thats £396.
I have full NCB, been driving since a week after my 17th birthday & fcukin love it
I also insured a GT3 with Adrian Flux that cost me £1100 but still worth it.
Now 26 & had a 535d & a 330d cab at the same time insurance was about 1k for both. Got an E320 CDi at the moment & thats £396.
I have full NCB, been driving since a week after my 17th birthday & fcukin love it
did you tell them you were a woman?
12 August 2006, 01:59 PM
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you have litterally no chance at 19.
Swinton WILL insure you but it will cost you around 5K. yes 5K.
do what i did. work ya **** off for another year and when your 20 get a WRX300 and insure it with elephant/admiral and you will pay around 2K.
other than that i dont know of any other option.
Swinton WILL insure you but it will cost you around 5K. yes 5K.
do what i did. work ya **** off for another year and when your 20 get a WRX300 and insure it with elephant/admiral and you will pay around 2K.
other than that i dont know of any other option.