scoobie-shieldy

been looking into getting a tracker fitter

cost £220 fitting a licence for 1st year
£120 a year after that for licence (or wot ever its called)

now would it truly b feasable too obtain 1 too get say 20% discount on your insurance when u still gonna b shelling out £120 a year???

Moley

iTrader: (9)

Make sure any company offering a discount for tracker accept the one you are fitting.

I could be very wrong, but i believe the insurance approved trackers start at well over £300

Andy-C

Would fitting a tracker reduce your insurance enough to make the expenditure viable?

Moley

iTrader: (9)

Not in my poinion.

The only time i would fit tracker is if the insurance company INSISTED on it.

Fitting one just to save money is probably a false economy, although i understand why people fit them for peace of mind.

michaelro

In my case it was.

Was 11 month's in on my insurance - Company insisted on tracker.

Didn't want to lose a year's no claims and my ins co were pretty cheap anyway.

Difference between them and other companies was generally more than the cost of installation + subscription.

scoobie-shieldy

was on the phone today getting a renewal quote from A PLAN (fantastic quote btw)

and the chap sad, in all honesty trackers only viable on new cars worth 30grand+

and 99/100 trackers r registered with insurance companies

and id also look into your company that insisted on a tracker after 11month, which is wrong tbh if they were too insist it would b when u first got the policy

Tony@Greenlight

If however, the tracker insistence was as a result of a vehicle change within the policy term (ie. 11mths in) the underwriter would usually offer revised terms and re-rate/assess the policy for the new vehicle, this may include a security request, additional premium or enhanced excess etc.

As scoobie-shield correctly identified, they would be unable to retrospectively insist that you fit a security device mid-term if there had been no change in your circumstances since the start of the policy. Especially if this was not originally stipulated & declared to you at the outset.

Hope this helps

Tony

scoobie-shieldy

thanks for the verification tony:P