Connundrum
05 July 2006, 02:26 PM
#1
Connundrum
I was after a quote today for a grey/jap import. Rang up an insurance company - no name/pack-drill.
I'm over 40, full clean driving licence, licence held for over 20 years, no accidents - 7yrs NCB on my Volvo - and live in a good postcode for crime.
Thing is, I was not prepared to transfer my NCB from my £25K XC70 to the scoob, which is going to be a second car and likely to do well under 5000 miles per year. Because I would not come with at least 1 year's NCB, then they were not able, or prepared, to offer me a quotation!!
Am I missing something here? I am a low-risk individual with a clean licence and a good driving record looking to insure a low value car which is going to spend most of its time in a garage and hardly be used!! Yet because I haven't got any NCB to put in with the policy - I can't get even a quote?
I would have thought that I would be an attractive proposition as a new policyholder!??
(OK - attractive not in physical sense!)
I'm over 40, full clean driving licence, licence held for over 20 years, no accidents - 7yrs NCB on my Volvo - and live in a good postcode for crime.
Thing is, I was not prepared to transfer my NCB from my £25K XC70 to the scoob, which is going to be a second car and likely to do well under 5000 miles per year. Because I would not come with at least 1 year's NCB, then they were not able, or prepared, to offer me a quotation!!
Am I missing something here? I am a low-risk individual with a clean licence and a good driving record looking to insure a low value car which is going to spend most of its time in a garage and hardly be used!! Yet because I haven't got any NCB to put in with the policy - I can't get even a quote?
I would have thought that I would be an attractive proposition as a new policyholder!??
(OK - attractive not in physical sense!)
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