How much for Morrettes (via Tesco)?
15 October 2001, 11:35 PM
#1
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
I have just been "clarifying" my quotation from Tesco for a MY01 with PPP and Morrettes.
Initially they said GBP846-30, but today, after confirming the registration plate, it shot up to GBP920-85 - due, apparantly, to the lights which are down as "spotlights", which were the closest match to Morrettes on their computer.
Bearing in mind that "Morrys" are only a few hundred quid, and probably not much more than the standard lights in value, does this really justify a SEVENTY FIVE POUNDS A YEAR increase in premiums???? Especially as the GBP350 excess will nearly BUY a set of morrys in the first place!
Oh, and before you ask about the Tracker requirement, i have been told by two separate Tescies that the standard MY01 security is enough. I am sure that the Trading Standards, Insurance Omby and Which? would be very interested should this become mandatory in my policy!!!
mb
p.s. If they insist in the extra for the lights, i think that i will fit some SUBSTANIAL spotlights
Initially they said GBP846-30, but today, after confirming the registration plate, it shot up to GBP920-85 - due, apparantly, to the lights which are down as "spotlights", which were the closest match to Morrettes on their computer.
Bearing in mind that "Morrys" are only a few hundred quid, and probably not much more than the standard lights in value, does this really justify a SEVENTY FIVE POUNDS A YEAR increase in premiums???? Especially as the GBP350 excess will nearly BUY a set of morrys in the first place!
Oh, and before you ask about the Tracker requirement, i have been told by two separate Tescies that the standard MY01 security is enough. I am sure that the Trading Standards, Insurance Omby and Which? would be very interested should this become mandatory in my policy!!!
mb
p.s. If they insist in the extra for the lights, i think that i will fit some SUBSTANIAL spotlights
16 October 2001, 06:16 PM
#2
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
A bit more info...
It seems that the "Team Leader's" opinion that the Morrettes were the reason for the increase in premium was wrong.
After speaking to the underwriters, it seems that my post-code is "split" across two areas of different "risk". Luckily i appear to be in the cheaper area, so i accepted the quote this morning.
mb
It seems that the "Team Leader's" opinion that the Morrettes were the reason for the increase in premium was wrong.
After speaking to the underwriters, it seems that my post-code is "split" across two areas of different "risk". Luckily i appear to be in the cheaper area, so i accepted the quote this morning.
mb
23 October 2001, 02:16 PM
#3
Scooby Regular
Join Date: Feb 2001
Posts: 2,959
Likes: 0
Received 0 Likes
on
0 Posts
Boomer,
Glad you sorted it!!!
Just to clarify, im an MY01 PPP person as well and tesco's (whilst muppets) seem cheap.
How did you explain the PPP to them (i'll try the same as you did!!)??? Ive had difficulty with other firms not knowing what it is!!
Jza
Glad you sorted it!!!
Just to clarify, im an MY01 PPP person as well and tesco's (whilst muppets) seem cheap.
How did you explain the PPP to them (i'll try the same as you did!!)??? Ive had difficulty with other firms not knowing what it is!!
Jza
23 October 2001, 06:26 PM
#4
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
Jza
Tesco understood what PPP was when i first mentioned it (unlike just about every other "direct" company). On the policy document the engine mods are described as "Chipped Management Systems, Exhaust Change - Performance Upgrade Increased by Up To 10%".
Hope to get it (the PPP) fitted in just over a week, at the 1000 mile service. This will mean that my "big grin" will increase in one large amount, rather that two little ones (post first-service and PPP-fit).
mb
Tesco understood what PPP was when i first mentioned it (unlike just about every other "direct" company). On the policy document the engine mods are described as "Chipped Management Systems, Exhaust Change - Performance Upgrade Increased by Up To 10%".
Hope to get it (the PPP) fitted in just over a week, at the 1000 mile service. This will mean that my "big grin" will increase in one large amount, rather that two little ones (post first-service and PPP-fit).
mb
23 October 2001, 06:30 PM
#5
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
...oh, and when i took out the policy, i also went for the Tesco Breakdown Assistance, which seemed a good deal at the time.
Dooh - you get three years (Europe-wide) cover from Subaru anyway!!
Luckily i have 14 days to cancel my Tesco Breakdown cover (FOC).
mb
Dooh - you get three years (Europe-wide) cover from Subaru anyway!!
Luckily i have 14 days to cancel my Tesco Breakdown cover (FOC).
mb
24 October 2001, 07:24 PM
#7
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
Jza,
i'll try to post my findings some time, but yes - Tesco were both the cheapest and probably the most knowledgeable of the "directs". The policy was clear as well, so less chance of any confusion or ambiguity in the event of any claim.
mb
i'll try to post my findings some time, but yes - Tesco were both the cheapest and probably the most knowledgeable of the "directs". The policy was clear as well, so less chance of any confusion or ambiguity in the event of any claim.
mb
Trending Topics
24 October 2001, 07:30 PM
#8
Scooby Senior
Thread Starter
Join Date: Feb 2000
Location: West Midlands
Posts: 5,763
Likes: 0
Received 0 Likes
on
0 Posts
BTW,
the biggest "problem" that i had when trying to get insurance was NOT having a personal no-claims discount. Although i have not had an accident (or theft) in over ten years, because this was in a company car - it doesn't (easily) get recognised. My Tesco quote was with ZERO no-claims (and thus no no-claims protection), but an introductory discount on providing a letter from my previous insurer (covering the last 5 years).
mb
the biggest "problem" that i had when trying to get insurance was NOT having a personal no-claims discount. Although i have not had an accident (or theft) in over ten years, because this was in a company car - it doesn't (easily) get recognised. My Tesco quote was with ZERO no-claims (and thus no no-claims protection), but an introductory discount on providing a letter from my previous insurer (covering the last 5 years).
mb
Thread
Thread Starter
Forum
Replies
Last Post