Chris Barn

Which occupation out of the following gets the cheapest insurance:-
Company Director
Engineer
Locksmith
Professional Consultant
Tea Boy (only joking)

afroking

Dunno, but I always put down Company Director...

delbert

CONSULTANT WOULD BE THE WORST IF YOU WANT BUSINESS USE, COMPANY DIRECTOR AINT TOO BAD! LOCKSMITH AGAIN IF YOU NEED BUSINESS USE WOULD MEAN YOU MAY USE IT FOR WORK. ENGINEER IS THE BEST ONE TO GO WITH.

jbwrx300

As with all insurance companies, their underwriters and actuaries will have a hard on for a certain "group" of people. The actuaries will provide artifically lower rates to those who in their interpretation of statistics represents less of a risk, thus it is very much subjective from insurer to insurer.

afroking

Mines on limited mileage anyway, I said 2k but they have put 3k down.

im only using it at the weekend.

mightyyid

Have they ever asked for

A - the actual current mileage or

B - photographic proof of this

My experience has been they have never asked for either so how the heck do they know what mileage you are doing?

R1916v

I knwo people who come renewal time have been asked to send in their MOT cert, or a copy of at least. Yeah I know you can "amend" a copy but still

afroking

No mate, they never asked for any of this.

So which occupation do people think I'd have been better mentioning, Company Director or IT Consultant? (Its not a fiddle or anything, I come under both categories)

jbwrx300

Remember years ago they used to have the following categories:
Manual - Supervisory, Manual - Non-supervisory, Skilled, Semi-skilled, public sector etc

The big lists of occupations we see these days are mainly an expansion to ensure Political Correctness. So that a customer doesnt think that declaring they are a manual unskilled worker is demeaning in a similar way to how failing an exam at school is now to be called "Deferred success"

As it is, you would be classed as white collar professional with either selection you mentioned.

afroking

cheers!