ScoobySu

It's time for the great insurance hunt again, but as I have now built up the princely total of 5 years no claims on my policy, I'm being asked if I want to protect my NCD. The question is, is it worth it? It seems to be in the region of £20 to £25 difference in the premium. Any ideas please?

Many thanks

SS

Spyder550

Can only quote from my own recent experience. I have it on my policy.
Last Sept gave my scoob a smack in a car park on the drivers door & rear door bad enough to knock the B-post and need to make a claim.
Was expecting it to go up a fair bit this year and it was pretty much the same as last years. So on that basis it could be worthwile

ScoobySu

Thanks Spyder.

olliecampbell

iTrader: (3)

Definitely worth doing, you dont want to loose that precious NCB

ScoobySu

Thanks Ollie.

Spyder550

The amount they charge does vary disproportionality. They (directline) want £55 or so on my 2.0 Sport, and about £100 if quoted on a UK spec turbo. Yet it was only about £120 more to insure a turbo than my sport

ScoobySu

Whoops - I forgot to mention that it's for insuring the Micra not the scoob (not that we have a scoob at the moment, but that's a different story ....). I'm being quoted £190 without Protected NCD and £200 with, both prices including hire car which I'm going to knock off now the new scoob is on order so we'll be back to being a two car household again! I think I'll pay the extra £10 for peace of mind.

Thanks for all your input though.

Su