akshay67

I'm getting three points on my licence - just wondering what sort of increase in insurance I'd expect at next renewal...Let us know your story...

stevey

iTrader: (2)

mine went up £80 for 3 points

sarasquares

iTrader: (1)

you dont get an increase for speeding points, but you do for other offences
HTH

jfrf

50-100 is about right

the worst thing is you have to declare these points for the the next five years to insurance companies, even though they come off your license after 4 years

five years of higher premiums

Chris L

Some insurance companies have started ignoring points for speeding completely becuase they are now so common. Shop around would be my advice.

Chris

Mr Zapie

My wife picked up 6 points in 6 days from the same Gatso, insurance up about £100, excess up by £250, oh and a Snooper!!

duart

Each company sets its own rules.Many but not all ignore the first speeding conviction and do not load for it.by the time you get to 6-9 a lot of companies want 50% extra or more.But provided you have not been banned for speeding our good friends at LV do not charge any extra at all.

HTH

caw

i agree with duart the insurance companies i deal with will not load for just 1 sp30 i find most companies load on frequency not on points so for example 1 sp50 which incurs 6 points will result in a lower loading than 2 sp30's at 3 points a peace

Turbotits

iTrader: (2)

Yep mines gone up £100 a year for a sp40 (3 points £60 fine). Had the points a month and renewed insurance last week.

Ozzy Scoobourne

I got 3 points on mine. No difference to premium whatsoever...

Jamescsti

The worst thing you can do (apart from drink driving!) is to get points for jumping a red light, they load premiums for that.

(just to add I have no points so i'm not speaking from experience!)

sarasquares

iTrader: (1)

dont tell the insurance if you have points...photocopy your clean liscense then send them that if they ask worked for me

Petem95

Sounds very risky to me! You can get blacklisted if they find out you've lied to them.

Ive phoned a few companies for quotes with an without an sp30 (which I have) and most it makes zero difference.

killa

iTrader: (7)

If u get flashed go back and tear the camera down ,i shall not be responsible for any actions taken by any members of the public...

what would scooby do

Hmm.. sorry but you will find that this year onwards insurance companies are hiking premiums for speeding offences and high risk cars..

I think it was explained in the daily mail, but basically a £1000 premium was increased to £1800 for a single speeding offence

p.s. if you fail to disclose to an insurance company the fact your have points - very bad news.. they'll not pay in the event of a claim, and you will find it very hard to get insurance in the future..

killa

iTrader: (7)

Am not to sure as i was getting quotes about a month ago and they were roughly increasing the premium between 50 to 100 quid for an sp 30, 3 points and 60 dollar fine, most people said that ins companies don't really bother with a single conviction, on one road theres about 24 cameras, which is takin the p**s, so i tend stay within the speed limit.

messiah

mine went up from £690 on a clean license to £805 for one with 6 (2x speeding)

strangely though - I got another 5 for "failure to report incident" (a long story) and because direct lines website only allows you to input 2 offences I put in 1 speeding and the 5 points, the quote came back £60 cheaper!

DEKA

Mine went up £12 for DD60(speeding)
9 month ban and £300 fine
Licience back in Jan 2005