Just wanted to tell everyone that by ringing Liverpool Victoria I've saved myself £900 on annual premium!!! I've never even heard of them before last Friday! Used to pay £150 a month with Norwich Union. Got worried when read that NU don't "like" mods and punish severely. Phoned them to ask about mods, like changing exhaust and getting bigger spoiler. They told me that my premium will increase by approx 10% for each mod. Quote: "Because these are very serious modifications, you know." Asked: "What will be "normal" modifications then". Answer: "If you get... alloys..." LOL

What are they like!! Anyway thanks to everyone on this site for recommending L&V, they quoted me happy £180 deposit and 11 monthly instalments of £70. Missus is planning to go shopping to Meadowhall but I have better ideas on how to spend spare cash. Cheers everyone.