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Mods on Policy should they be listed on certificate?

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Old 22 May 2003, 03:18 PM
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TBMeech
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Declared all my mods for once with A Plan for this year.

Certificate come thru but no mention that the car is modified - Is this normal practice? or should there be something else incase I get stopped?
Old 22 May 2003, 03:24 PM
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pban
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Toby

In my LnP Policy they are listed in the schedule not on the policy itself if I remember correctly and its nothing more than the statement "engine modifications" ect.

Paul
Old 22 May 2003, 05:11 PM
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Hi Paul,

Thats what I would have thought, on the schedule, there is nothing to say the car is modded, so....

If say I got stopped, they say are you insured for this that the other, I say yes, take my Certificate and Schedule (With nothing about mods on it), I get fisted seems about right?!

Toby
Old 22 May 2003, 06:43 PM
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simb 2
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I would ring them up and ask for it in writing on headed paper or if they have a facility to put it on the schedule, most of them these days are just standard print.

simb
Old 22 May 2003, 07:15 PM
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scoobylav
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Toby,

I have mods but nothing is mentioned on my certificate either. I don't think the police will look to see if it mentions this if/when you get pulled. They will look at date of cover, registration number and drivers named on policy.
Old 23 May 2003, 03:15 PM
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SirFozzalot
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I was insured with Elephant (not a scoob though) and they listed the all mods on the certificate.

Only brief though - i.e. - Non standard alloy wheels
Non standard air filter
Non standard exhaust
etc. etc.

Old 23 May 2003, 03:25 PM
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RB5320
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if you're worried, just send them a letter (recorded delivery) confirming the mods which are on your car.
Old 23 May 2003, 03:36 PM
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scoobylav
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Thanks for the replies guys this makes me worry even more !!!

[Edited by scoobylav - 5/23/2003 3:37:36 PM]
Old 23 May 2003, 04:00 PM
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all my mods are listed on my policy

Liv & Vic, they are brief, ie Aftermarket wheels, aftermarket exhaust etc etc

they are cool about it too, soon as I phone up, they are so quick the ammended policy is there the next morning

Old 23 May 2003, 04:44 PM
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TBMeech
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Hmmmmmmmm....i'd rather be safe than sorry so....

Methinks I'll give them a buzz tomorro morning and just 'confirm'


Cheers for the input guys
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