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-   -   Mods on Policy should they be listed on certificate? (https://www.scoobynet.com/insurance-19/212069-mods-on-policy-should-they-be-listed-on-certificate.html)

TBMeech 22 May 2003 03:18 PM

Declared all my mods for once with A Plan for this year.

Certificate come thru but no mention that the car is modified - Is this normal practice? or should there be something else incase I get stopped?

pban 22 May 2003 03:24 PM

Toby

In my LnP Policy they are listed in the schedule not on the policy itself if I remember correctly and its nothing more than the statement "engine modifications" ect.

Paul

TBMeech 22 May 2003 05:11 PM

Hi Paul,

Thats what I would have thought, on the schedule, there is nothing to say the car is modded, so....

If say I got stopped, they say are you insured for this that the other, I say yes, take my Certificate and Schedule (With nothing about mods on it), I get fisted seems about right?!

Toby

simb 2 22 May 2003 06:43 PM

I would ring them up and ask for it in writing on headed paper or if they have a facility to put it on the schedule, most of them these days are just standard print.

simb

scoobylav 22 May 2003 07:15 PM

Toby,

I have mods but nothing is mentioned on my certificate either. I don't think the police will look to see if it mentions this if/when you get pulled. They will look at date of cover, registration number and drivers named on policy.

SirFozzalot 23 May 2003 03:15 PM

I was insured with Elephant (not a scoob though) and they listed the all mods on the certificate.

Only brief though - i.e. - Non standard alloy wheels
Non standard air filter
Non standard exhaust
etc. etc.

:D

RB5320 23 May 2003 03:25 PM

if you're worried, just send them a letter (recorded delivery) confirming the mods which are on your car.

scoobylav 23 May 2003 03:36 PM

Thanks for the replies guys this makes me worry even more !!! ;)

[Edited by scoobylav - 5/23/2003 3:37:36 PM]

*Sonic* 23 May 2003 04:00 PM

all my mods are listed on my policy

Liv & Vic, they are brief, ie Aftermarket wheels, aftermarket exhaust etc etc

they are cool about it too, soon as I phone up, they are so quick the ammended policy is there the next morning


TBMeech 23 May 2003 04:44 PM

Hmmmmmmmm....i'd rather be safe than sorry so....

Methinks I'll give them a buzz tomorro morning and just 'confirm'


Cheers for the input guys :)


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