muddy

Hi Kev,

You probably know that I have a second car, cause the scooby is always in the garage.

From decent research (Wife's sister works for leading insurance company in customer services) we found that it was cheaper for the Wife to insure my 2nd car in her name, with her as main driver and me as named driver.
(Wife's sister told us to do it this way)
Even though I have been driving for more years than her and have 12 years NCB.
Wife has her own car so effectively it's a second policy for her.
It would appear that they would favour the Female driver.
It doesn't necesseraly work out cheaper with the same company either.
As it's a second policy shop around.

Example: My 2nd car is a Peugeot 309 GLX 1.4 K reg.
For me to insure in my name as a second policy £590
For the wife to insure as a second policy and me as named driver £280.
Edited just to add that the above figures are based on our second year, so this includes 1 years NCB.

Also on any second policy your going to start from scratch, 0 NCB.


Muddy



[Edited by muddy - 5/3/2003 7:42:53 PM]

kevin stanton

Hi all,

I'm considering buying a cheap runabout car for travelling to work during the week. putting too many miles on the scoob, plus at work were moving factories to a less desireable location for car security.

Do you insure the 2nd car with the same company as the scoob or dosen't it matter, i.e go with the cheapest quote.

If you do go with the same people, are you likely to get a discounted rate, because the scoob isn't being driven 50% of the time.

thanks in advance

kevin

simb 2

iTrader: (3)

Call a broker, they will have access to schemes which will be able
to reflect the % discount on your 1st pol, thus getting max discount on both cars.

Try:- Swinton or Hill House Hammond

simb

simb 2

iTrader: (3)

The above post is presuming you have max NCD.

simb

Nick1

I do this with Bell Direct Click Here

TonyBurns

iTrader: (3)

You could try Hill House Hammond who go me a policy on my mondeo TPFT for 462 quid (high risk area ) but gave me the best overall quote and didnt penalise me for not having any ncb on this car.

Tony

PS i wouldnt try churchill, they wanted 1800 quid TPFT

kevin stanton

Hi Muddy
Hows it going ?

I'm having to insure it myself, me and the misses have split up.

Greenlight wouldn't insure it (with them for the scooby), apparently they only do group 12 and over.
Tried Bell Direct, £270. which i think is about right.

Vauxhall Astra 1.6 LS 5 door 'R' reg.

Annoying really, i've got 7 years NCB on the sccob policy.

Kevin.