Notices
ScoobyNet General General Subaru Discussion

New insurance laws....WTF!!!!

Thread Tools
 
Search this Thread
 
Old Jan 20, 2009 | 05:38 PM
  #1  
dazdavies's Avatar
dazdavies
Thread Starter
Scooby Regular
25 Year Member
Liked
Loved
iTrader: (22)
 
Joined: Oct 2000
Posts: 7,066
Likes: 85
From: N/A
Default New insurance laws....WTF!!!!

Heard on Radio 1 news today that new laws are being brought in that will make it illegal to own an uninsured car.

You can be fined £100 just for owning an uninsured car never mind driving it.

That would mean that despite owning my V3 Type R for 12 months and never driving it because it's an ongoing project I would have broken the law.

If someone could shed some more light on this please do so.
Reply
Old Jan 20, 2009 | 05:50 PM
  #2  
scoobymad555's Avatar
scoobymad555
Scooby Regular
iTrader: (1)
 
Joined: Apr 2005
Posts: 485
Likes: 0
From: Under my busted-a$$ scooby ... again :(
Default

Heard that today from my old man too! In the same boat as you with a V2 Type Ra .... surely this can only apply to vehicles that haven't been declared sorn or something??!!

lovin the big brother police state!
Reply
Old Jan 20, 2009 | 05:51 PM
  #3  
DaveD's Avatar
DaveD
Scooby Regular
iTrader: (2)
 
Joined: Apr 2000
Posts: 2,085
Likes: 0
From: Bristol-ish
Default

A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
Reply
Old Jan 20, 2009 | 05:53 PM
  #4  
JonnyUK1980's Avatar
JonnyUK1980
Scooby Regular
iTrader: (1)
 
Joined: Mar 2008
Posts: 574
Likes: 0
From: Northants
Default

Originally Posted by DaveD
A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
and tax'd
Reply
Old Jan 20, 2009 | 05:54 PM
  #5  
g7prs's Avatar
g7prs
Scooby Regular
iTrader: (5)
 
Joined: Feb 2005
Posts: 5,197
Likes: 1
Default

Originally Posted by DaveD
A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
That has always been the case and wouldn't require a new law.

It does sound rather unfair. What people with projects like Daz and folk with long term renovations.
Reply
Old Jan 20, 2009 | 05:54 PM
  #6  
rossyboy's Avatar
rossyboy
Scooby Regular
iTrader: (8)
 
Joined: Oct 2003
Posts: 4,194
Likes: 94
From: Flying the Flag for the GC8A
Default

If its SORN, then no insurance required. Thankfully.

Its only for those that are not declared SORN and show up on the database with no insurance.
Reply
Old Jan 20, 2009 | 05:57 PM
  #7  
marc1941's Avatar
marc1941
Scooby Regular
iTrader: (1)
 
Joined: Jan 2006
Posts: 42
Likes: 0
Default

Motorists could be handed a £1,000 fine and the vehicle may even be seized thanks to a new database.

The aim of the new ruling is to target the 6% of motorists who drive without insurance. Legislation will allow the Motor Insurance Bureau to cross-reference its records with the Driver Vehicle Licensing Agency to find uninsured drivers.

Transport Minister Jim Fitzpatrick told the BBC Radio 4 Today programme: "This is about people who are driving, who are endangering other road users, who are killing and seriously injuring people on our roads.

"We are intending to try to make sure we can stop them from doing that. The 150,000 cars that were seized by police last year, that number will grow as a result of the powers we are taking."

Plans will see uninsured vehicle owners issued with a letter asking why they have no cover.

Exemptions will be made for car enthusiasts who keep their vehicles off the road in collections or for tinkering in the garage, but they must have applied for a Statutory Off Road Notice (Sorn).

If they have no reasonable explanation, they will be liable to a fixed penalty fine of £100, rising to £1,000, and possible court action to seize their vehicle.
Reply
Old Jan 20, 2009 | 10:04 PM
  #8  
powerman1's Avatar
powerman1
Scooby Regular
 
Joined: Jan 2005
Posts: 1,472
Likes: 0
From: cuckoo land
Default

got to get the money back in somehow to recover the money given to the banks.i wish i could just come up with a law that would make me a load of money when i was skint.Police State here we come
Reply
Old Jan 20, 2009 | 10:08 PM
  #9  
a51's Avatar
a51
Scooby Regular
 
Joined: Nov 2008
Posts: 291
Likes: 0
From: West Yorkshire
Default

IMO I think its quite a good idea. I live next to Bradford, where most off the drivers are uninsured. So hopefully it will get rid off most off them And if you don't use a car then just get it SORN, this law isn't going to affect you if your legit anyway.
Reply
Old Jan 20, 2009 | 10:10 PM
  #10  
g7prs's Avatar
g7prs
Scooby Regular
iTrader: (5)
 
Joined: Feb 2005
Posts: 5,197
Likes: 1
Default

I cant see why these peolpe who drive about with no insurance ( the six percent mentioned above ) are suddenly going to bother because there is a new law in place. They dont care and thats not going to change.
Reply
Old Jan 20, 2009 | 10:14 PM
  #11  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

So, from that, if i understand it right. They know 6% of people are ON THE ROADS without insurance, so instead of hoping to randomly catch them driving, they are going to cross check the MID with the DVLA/SORN database and "probably" send out instant fines, as you get now with not informing DVLA of a change of keeper.

But what would stop the average toe-rag from declaring their car SORN and then driving it as usual? Presumably, they are the 6% being targetted?

Seems a good idea in theory but the only people who will suffer are the genuine motorists who for some reason or another forgotten to SORN.
Reply
Old Jan 20, 2009 | 10:25 PM
  #12  
Tomski_908's Avatar
Tomski_908
Scooby Regular
iTrader: (1)
 
Joined: May 2006
Posts: 699
Likes: 0
From: Going sideways is a way of life
Default

I DON'T LIKE THIS lol the 6% prob don't even have the cars in their own name so it won't make ANY difference apart from the plod knowing where all our (i mean honest people) cars are! Just can see everything getting bad soon VIVA LA REVOLUTION

PS the 50mph on the A127 is a PI$$ TAKE, just because some idiots in a vauxhall nova speed down there at 75mph
Reply
Old Jan 20, 2009 | 10:33 PM
  #13  
bugeyeandy's Avatar
bugeyeandy
Scooby Regular
 
Joined: Oct 2005
Posts: 1,914
Likes: 0
From: West London
Default

Originally Posted by dazdavies
Heard on Radio 1 news today that new laws are being brought in that will make it illegal to own an uninsured car.

You can be fined £100 just for owning an uninsured car never mind driving it.

That would mean that despite owning my V3 Type R for 12 months and never driving it because it's an ongoing project I would have broken the law.

If someone could shed some more light on this please do so.
Wrong, declare it off road via the SORN system and you are all set.
Seems like a good move on the face of it but no doubt the government will still manage to f**k it up and fine all the wrong people.
Reply
Old Jan 20, 2009 | 10:33 PM
  #14  
Ianm1983's Avatar
Ianm1983
Scooby Regular
 
Joined: Dec 2008
Posts: 196
Likes: 0
From: Anus of the world
Default

Making a new law to stop people breaking a law thats already in place? hmm, flawed logic somewhat, these people dont giv a monkeys about the current set of laws so why bother? If we start cutting the fingers off the ones they find and displaying them at local petrol stations that would soon make these people think twice about driving there cars uninsured, not taxed etc
Reply
Old Jan 20, 2009 | 10:35 PM
  #15  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

Originally Posted by bugeyeandy
Wrong, declare it off road via the SORN system and you are all set.
Seems like a good move on the face of it but no doubt the government will still manage to f**k it up and fine all the wrong people.
Its already f**ked up and it hasnt even been introduced yet. Do you really think the people who drive around with no insurance wont now just declare it SORN and carry on driving?
Reply
Old Jan 20, 2009 | 10:39 PM
  #16  
hodgy0_2's Avatar
hodgy0_2
Scooby Regular
15 Year Member
Liked
Loved
Community Favorite
 
Joined: Jul 2008
Posts: 15,634
Likes: 22
From: K
Default

if its sorned then it does not need to be insured

if its not sorned -- it should be taxed, and it needs to be insured,
they are just closing a loophole -- basically marrying the taxed database with the insured database

it wont effect anyone working on a project that have it sorned
Reply
Old Jan 20, 2009 | 10:44 PM
  #17  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

What loophole? The loophole that 6% of motorist have no insurance.

For arguments sake, lets break that down to:-

3% dont need insurance because their vehicles are declared SORN

3% dont give a toss and drive everywhere with no insurance.

The 3% who have SORN'd cars arent going to be affected (unless they forget) in which case they will be fined.

The other 3% wont care as they will SORN and DRIVE.

Its not rocket science to understand this scheme is a stealth tax for unsuspecting and genuine car owners.
Reply
Old Jan 20, 2009 | 10:46 PM
  #18  
g7prs's Avatar
g7prs
Scooby Regular
iTrader: (5)
 
Joined: Feb 2005
Posts: 5,197
Likes: 1
Default

What about all the cars that have no registered keepers.
Reply
Old Jan 20, 2009 | 10:46 PM
  #19  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

What about them?
Reply
Old Jan 20, 2009 | 10:52 PM
  #20  
g7prs's Avatar
g7prs
Scooby Regular
iTrader: (5)
 
Joined: Feb 2005
Posts: 5,197
Likes: 1
Default

Well that's what they are driving about in uninsured. If you watch any of these cops on camera programmes they say they have just bought them. These people as has been mentioned wont give a sh@t as they never bothered about the old law so what difference does a new law make to them?
Reply
Old Jan 20, 2009 | 10:55 PM
  #21  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

So, who is going to pay the price for this new law?

The law abiding motorist who inadvertantely forgot to SORN their car for whatever reason.
Reply
Old Jan 20, 2009 | 11:07 PM
  #22  
bob r's Avatar
bob r
Scooby Regular
iTrader: (46)
 
Joined: Nov 2005
Posts: 5,381
Likes: 0
From: Probably polishing it.Lol
Default

Originally Posted by Boro
who inadvertantely forgot to SORN their car for whatever reason.
No excuse. Who inadvertantely forgets to insure or MOT their car?
Reply
Old Jan 20, 2009 | 11:50 PM
  #23  
Boro's Avatar
Boro
Scooby Regular
iTrader: (1)
 
Joined: Jul 2003
Posts: 7,222
Likes: 0
From: Cornwall
Default

Originally Posted by bob r
No excuse. Who inadvertantely forgets to insure or MOT their car?
You're missing the point completely. Were led to believe this will catch uninsured drivers ON THE ROAD. The fact is, it wont and it isnt designed to.
Reply
Old Jan 21, 2009 | 08:09 AM
  #24  
jonny_693's Avatar
jonny_693
Scooby Regular
iTrader: (5)
 
Joined: Sep 2007
Posts: 1,788
Likes: 1
From: Hudds
Default

Of course the whole sorry system could be simplified by sticking a couple of pence a litre on petrol and covering every car on the road with third party insurance.
Reply
Old Jan 21, 2009 | 09:24 AM
  #25  
GC8's Avatar
GC8
Scooby Regular
 
Joined: Aug 2003
Posts: 17,582
Likes: 0
From: Sheffield; Rome of the North
Default

Last time I heard the cost would be under £40 each annually..... Theres no political will to do this though.
Reply
Old Jan 21, 2009 | 10:14 AM
  #26  
rossyboy's Avatar
rossyboy
Scooby Regular
iTrader: (8)
 
Joined: Oct 2003
Posts: 4,194
Likes: 94
From: Flying the Flag for the GC8A
Default

Originally Posted by bob r
No excuse. Who inadvertantely forgets to insure or MOT their car?
You dont get reminders for MOTs, so there are likely thousands that forget. Women mainly
Reply
Old Jan 21, 2009 | 01:55 PM
  #27  
The Trooper 1815's Avatar
The Trooper 1815
18 June 1815 - Waterloo
iTrader: (31)
 
Joined: Dec 2004
Posts: 19,156
Likes: 15
From: To the valley men!
Default

Incoming!!!!!
Reply
Old Jan 21, 2009 | 02:18 PM
  #28  
scooby(puppy power)'s Avatar
scooby(puppy power)
Scooby Regular
 
Joined: Nov 2001
Posts: 243
Likes: 0
Default

Originally Posted by rossyboy
You dont get reminders for MOTs, so there are likely thousands that forget. Women mainly
yup my wife forgot hers last time luckily only by a week and remembered before she got pulled, but with all the mots being computerised now why cant we have a reminder, i think that would be a good idea.
Reply
Old Jan 21, 2009 | 07:06 PM
  #29  
DJ_Jon's Avatar
DJ_Jon
911 C4 pilot
iTrader: (7)
 
Joined: Jan 2007
Posts: 3,578
Likes: 0
From: In an Air Cooled Porsche
Default

Ok, my insurance runs out on the 1st of March, however my tax doesn't. the car is in a private garage, off the public highway, will I now get a £100 fine if I let the insurance lapse & don't SORN or more importantly, dive it on the road?
Reply
Old Jan 21, 2009 | 09:49 PM
  #30  
Tomski_908's Avatar
Tomski_908
Scooby Regular
iTrader: (1)
 
Joined: May 2006
Posts: 699
Likes: 0
From: Going sideways is a way of life
Default

Thats what i thought it meant?? Anyone heard any different?

Oh and why don't we now get MOT reminders??
Reply



All times are GMT +1. The time now is 07:50 PM.