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New insurance laws....WTF!!!!

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Old 20 January 2009, 05:38 PM
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dazdavies
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Default New insurance laws....WTF!!!!

Heard on Radio 1 news today that new laws are being brought in that will make it illegal to own an uninsured car.

You can be fined £100 just for owning an uninsured car never mind driving it.

That would mean that despite owning my V3 Type R for 12 months and never driving it because it's an ongoing project I would have broken the law.

If someone could shed some more light on this please do so.
Old 20 January 2009, 05:50 PM
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scoobymad555
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Heard that today from my old man too! In the same boat as you with a V2 Type Ra .... surely this can only apply to vehicles that haven't been declared sorn or something??!!

lovin the big brother police state!
Old 20 January 2009, 05:51 PM
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DaveD
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A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
Old 20 January 2009, 05:53 PM
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Originally Posted by DaveD
A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
and tax'd
Old 20 January 2009, 05:54 PM
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Originally Posted by DaveD
A car needs to have insurance to be on the public highway.

If your Type R is in the garage or stuck on your drive, then you will be fine. However, if it's currently parked in the street, it should be insured.
That has always been the case and wouldn't require a new law.

It does sound rather unfair. What people with projects like Daz and folk with long term renovations.
Old 20 January 2009, 05:54 PM
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If its SORN, then no insurance required. Thankfully.

Its only for those that are not declared SORN and show up on the database with no insurance.
Old 20 January 2009, 05:57 PM
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marc1941
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Motorists could be handed a £1,000 fine and the vehicle may even be seized thanks to a new database.

The aim of the new ruling is to target the 6% of motorists who drive without insurance. Legislation will allow the Motor Insurance Bureau to cross-reference its records with the Driver Vehicle Licensing Agency to find uninsured drivers.

Transport Minister Jim Fitzpatrick told the BBC Radio 4 Today programme: "This is about people who are driving, who are endangering other road users, who are killing and seriously injuring people on our roads.

"We are intending to try to make sure we can stop them from doing that. The 150,000 cars that were seized by police last year, that number will grow as a result of the powers we are taking."

Plans will see uninsured vehicle owners issued with a letter asking why they have no cover.

Exemptions will be made for car enthusiasts who keep their vehicles off the road in collections or for tinkering in the garage, but they must have applied for a Statutory Off Road Notice (Sorn).

If they have no reasonable explanation, they will be liable to a fixed penalty fine of £100, rising to £1,000, and possible court action to seize their vehicle.

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Old 20 January 2009, 10:04 PM
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powerman1
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got to get the money back in somehow to recover the money given to the banks.i wish i could just come up with a law that would make me a load of money when i was skint.Police State here we come
Old 20 January 2009, 10:08 PM
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a51
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IMO I think its quite a good idea. I live next to Bradford, where most off the drivers are uninsured. So hopefully it will get rid off most off them And if you don't use a car then just get it SORN, this law isn't going to affect you if your legit anyway.
Old 20 January 2009, 10:10 PM
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I cant see why these peolpe who drive about with no insurance ( the six percent mentioned above ) are suddenly going to bother because there is a new law in place. They dont care and thats not going to change.
Old 20 January 2009, 10:14 PM
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So, from that, if i understand it right. They know 6% of people are ON THE ROADS without insurance, so instead of hoping to randomly catch them driving, they are going to cross check the MID with the DVLA/SORN database and "probably" send out instant fines, as you get now with not informing DVLA of a change of keeper.

But what would stop the average toe-rag from declaring their car SORN and then driving it as usual? Presumably, they are the 6% being targetted?

Seems a good idea in theory but the only people who will suffer are the genuine motorists who for some reason or another forgotten to SORN.
Old 20 January 2009, 10:25 PM
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I DON'T LIKE THIS lol the 6% prob don't even have the cars in their own name so it won't make ANY difference apart from the plod knowing where all our (i mean honest people) cars are! Just can see everything getting bad soon VIVA LA REVOLUTION

PS the 50mph on the A127 is a PI$$ TAKE, just because some idiots in a vauxhall nova speed down there at 75mph
Old 20 January 2009, 10:33 PM
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bugeyeandy
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Originally Posted by dazdavies
Heard on Radio 1 news today that new laws are being brought in that will make it illegal to own an uninsured car.

You can be fined £100 just for owning an uninsured car never mind driving it.

That would mean that despite owning my V3 Type R for 12 months and never driving it because it's an ongoing project I would have broken the law.

If someone could shed some more light on this please do so.
Wrong, declare it off road via the SORN system and you are all set.
Seems like a good move on the face of it but no doubt the government will still manage to f**k it up and fine all the wrong people.
Old 20 January 2009, 10:33 PM
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Ianm1983
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Making a new law to stop people breaking a law thats already in place? hmm, flawed logic somewhat, these people dont giv a monkeys about the current set of laws so why bother? If we start cutting the fingers off the ones they find and displaying them at local petrol stations that would soon make these people think twice about driving there cars uninsured, not taxed etc
Old 20 January 2009, 10:35 PM
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Originally Posted by bugeyeandy
Wrong, declare it off road via the SORN system and you are all set.
Seems like a good move on the face of it but no doubt the government will still manage to f**k it up and fine all the wrong people.
Its already f**ked up and it hasnt even been introduced yet. Do you really think the people who drive around with no insurance wont now just declare it SORN and carry on driving?
Old 20 January 2009, 10:39 PM
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hodgy0_2
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if its sorned then it does not need to be insured

if its not sorned -- it should be taxed, and it needs to be insured,
they are just closing a loophole -- basically marrying the taxed database with the insured database

it wont effect anyone working on a project that have it sorned
Old 20 January 2009, 10:44 PM
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What loophole? The loophole that 6% of motorist have no insurance.

For arguments sake, lets break that down to:-

3% dont need insurance because their vehicles are declared SORN

3% dont give a toss and drive everywhere with no insurance.

The 3% who have SORN'd cars arent going to be affected (unless they forget) in which case they will be fined.

The other 3% wont care as they will SORN and DRIVE.

Its not rocket science to understand this scheme is a stealth tax for unsuspecting and genuine car owners.
Old 20 January 2009, 10:46 PM
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What about all the cars that have no registered keepers.
Old 20 January 2009, 10:46 PM
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What about them?
Old 20 January 2009, 10:52 PM
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Well that's what they are driving about in uninsured. If you watch any of these cops on camera programmes they say they have just bought them. These people as has been mentioned wont give a sh@t as they never bothered about the old law so what difference does a new law make to them?
Old 20 January 2009, 10:55 PM
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So, who is going to pay the price for this new law?

The law abiding motorist who inadvertantely forgot to SORN their car for whatever reason.
Old 20 January 2009, 11:07 PM
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Originally Posted by Boro
who inadvertantely forgot to SORN their car for whatever reason.
No excuse. Who inadvertantely forgets to insure or MOT their car?
Old 20 January 2009, 11:50 PM
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Originally Posted by bob r
No excuse. Who inadvertantely forgets to insure or MOT their car?
You're missing the point completely. Were led to believe this will catch uninsured drivers ON THE ROAD. The fact is, it wont and it isnt designed to.
Old 21 January 2009, 08:09 AM
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Of course the whole sorry system could be simplified by sticking a couple of pence a litre on petrol and covering every car on the road with third party insurance.
Old 21 January 2009, 09:24 AM
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Last time I heard the cost would be under £40 each annually..... Theres no political will to do this though.
Old 21 January 2009, 10:14 AM
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Originally Posted by bob r
No excuse. Who inadvertantely forgets to insure or MOT their car?
You dont get reminders for MOTs, so there are likely thousands that forget. Women mainly
Old 21 January 2009, 01:55 PM
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Incoming!!!!!
Old 21 January 2009, 02:18 PM
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Originally Posted by rossyboy
You dont get reminders for MOTs, so there are likely thousands that forget. Women mainly
yup my wife forgot hers last time luckily only by a week and remembered before she got pulled, but with all the mots being computerised now why cant we have a reminder, i think that would be a good idea.
Old 21 January 2009, 07:06 PM
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Ok, my insurance runs out on the 1st of March, however my tax doesn't. the car is in a private garage, off the public highway, will I now get a £100 fine if I let the insurance lapse & don't SORN or more importantly, dive it on the road?
Old 21 January 2009, 09:49 PM
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Thats what i thought it meant?? Anyone heard any different?

Oh and why don't we now get MOT reminders??


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